N

@nikillinit @cremieuxrecueil No margin still for the prescriber

@cremieuxrecueil should just say statins are longevity drugs tbh any drug that reduces all cause mortality is technically a longevity drug lol

This is a really good point: There's a lot of online/patient skepticism of the most well-studied, safe, and effective drugs out there, and a lot less skepticism of drugs that sometimes have literally no human studies We have drugs that can save millions of lives, with no trust

@TheLAPurchaser Bamsec value to me was transcripts and saved highlights. Not sure where you get that

Current Task: SEC filings for Agents. This is pretty easy. Lot of options. Here are the two i used. both free. Push: sec-filing-watcher. Real-time push. Pull: edgartools. 2k+ stars on Github. I think you can pretty easily re-create most of the BAMSEC workflow with this. Last Task: Sellside research conclusion -- there's no easy way. have to builder a web scraper. will be painful. i'll come back to it later.

@tbirdtko Houston’s is awesome. Love their spinach dip

Any list about urban food scenes that doesn’t include Houston is unserious

@UrbanKaoboy The car salesman also thinks I would look best in a Ferrari

Musings of the Day, 4/2/26: Just got off a call with Apollo Private Credit/BDC team, and they corroborated many of my beliefs: - Social media/MSM doomsaying over Private Credit/CLOs massively overdone - Especially "irresponsible" for some of the bank talking heads fanning the flames, some of whom were levered 30x during GFC - Many of the Credit Doomsday scenarios being projected are WORSE than GFC, when actual default experience has been pretty benign - "Is the house on fire?" CLEARLY NOT - Spreads are attractive now - "95% of our loans are cash-flowing (NOT PIK)" - Covenants alone will not save the day; TOTALITY of documentation matters for recovery - "If you're concerned about the CREDIT in Software, then that means the Equity is WIPED." 1000% -- see below: My 2c and reminder to all: - Equity Terminal Value Erosion is NOT the same as Imminent Mass Defaults - IF the Credit Markets are right, the EQUITY Markets would be AT LEAST 20-30% lower imho - CAPITAL STRUCTURE matters, and this is one of those weird situations where SENIOR securities (and their derivatives) have been hammered much more than JUNIOR securities (Equities) - Read my own view of the SAASpocalypse part of the Credit Doomsaying from the trenches here: x.com/UrbanKaoboy/st…

"So, what they’re all starving but one of them’s got a fucking cell phone?" I know it’s completely fucked up, but Jesus Christ this line cracks me up every time I see it… 😭😭😭 Antony Starr is beyond incredible as Homelander.

@gabriel_horwitz That’s probably true too. I think these DTC GLP businesses do much better than people realize

@HCIT_TN if i had to guess a lot of this is fluffed up numbers, the more i think about it doesnt make sense for him to share all this info with the nyt

spent the morning looking into this guy and his so called billion dollar business. before Medvi he built Watch Gang, world's largest watch subscription club. $300M+ in sales. he knew exactly how acquisition funnels work at scale so this clearly wasn't his first time. Medvi is a distribution business sitting on top of infrastructure he didn't build. licensed prescribers, compounding pharmacies, telehealth compliance, all pre-existing. he built the customer acquisition layer on top of it and used AI to run that layer with zero headcount. Impressive, but not really Ai. yes he vibe coded parts of it. AI wrote the software, ads, customer service. but the reason 2 people can do $400M isn't the code. the whole business model only requires one hard thing. getting patients in the door. AI made that cheap to do alone. $1.8B is revenue btw. not valuation. GLP-1 margins at a compounding telehealth shop are not great. Not to take away credit from him but on a valuation basis with the CAC and everything else its not the first 1B vibe coded company. people keep saying 2026 is the year of the one-person billion dollar business. maybe, just maybe this is one of the closest we've seen. but Gallagher isn't some random guy who opened Cursor. he's a serial operator who removed his team. took 30 years of founder reps and replaced the headcount with AI. To sell GLP-1s...

@SteveOnSpeed But you will save at least $20 per month on cooling bills. Payback is very fast!

We had Renewal By Anderson out at the house last year to give us a quote for 11 windows and a sliding glass door. $35,000. How do these guys stay in business?

@muneer7676 @BallKnower1867 The irony is you having an bio thirsting for the same thing. Are you mad she has sex or has more followers?

@BallKnower1867 The irony is thicker than the frat house haze. Fame from a viral gangbang story, now preaching about social media's "dark side" while cashing in on lives and gifts. Classic.

“The dark side of social media”- from the eyes of someone who has 90k followers just for getting Eiffel towered by an entire frat just for some blow

@om_patel5 Perhaps it shows that this isn’t a viable business model. Answering all these questions costs too much

saying "hello" to Claude on the Pro plan now costs 2% of your entire session usage one message. "hello, how are you?" that's it. this is why people are mass migrating to Codex right now because its literally impossible to reach limits anthropic needs to fix this before they lose the crazy amount of developers they just gained

@BigJohn043 How do banks get invited to more pitches?

FWIW, this isn't true at all. There is sometimes a leader going into the pitches but a good or bad pitch can absolutely change that. In my experience anyone that is invited to pitch can win. If they couldn't we wouldn't invite them.

@JesseTinsley No way you are buying a 2x software ebitda multiple.

a constant them that plays out with M&A and founders recently... Small business has say $1-5m ebitda expects 8-10x multiple expecting $40-50m cash. The reality is I can buy a SaaS company with a proforma $25m ebitda for $50m cash. The market is completely disconnected at all levels.

@JoseLop16219769 @Mlu__N2 Cause he is a loser

@Mlu__N2 He sounds guilty. But he just listed a few reasons why he stepped out. We are not ready for that conversation.

Time to move on and move out. Its going to get worse as days goes by.

@TikTokInvestors Forgive me for answering my own question

@TikTokInvestors Anyone know how anchor protocol is doing now?

Same energy

@regulatorynerd What is fifth third doing you like?

Billy, this is PNC. Brilliantly boring banking, by their own admission. It’s stuck because its CEO spends too much on dividends and buybacks vs. investing in modernizing the bank’s tech stack. They’re antagonistic to the whole fintech sector, which is making them fall behind on adopting new technology and practices. It’s never going to beat banks who are like Capital One or Fifth Third. Can we buy or be JPMorgan? No. They’re like the Dodgers or the Yankees. But we can recreate it by gobbling up super regional banks that have short-sighted, arrogant management and won’t survive the next ten years of technology advancements.

@ishiguzochris @GAltringham Thanks for posting the IMDB score! Super helpful!

@GAltringham Shark Night 2011 ‧ Horror/Action ‧ 1h 30m 4/10

@SnackReel If you break the noodles they fit better

Carbonara Revisiting the Roman classic. Just a handful of ingredients.

@princesanggano Here’s your Shirley temple

The coke ruined it

@patera119 @SamForstag Republicans drive up the debt every time. Democrats lower it

@SamForstag Housing is expensive in MT bc people are leaving blue states to get away from leftist policies. Our currency has lost value bc of government spending and horrible fiscal policy. Voting for leftists who want to expand government will not improve your quality of life.

Since we’ve got so many new followers, I wanted to reintroduce myself. 🏔️ Hi there, I’m Sam Forstag and I’m running to represent Western Montana in Congress.