outside_context_problem

@KurtSupeCPA I work with HNW families specifically to avoid or reduce federal estate tax. We always stress the importance of the annual gift tax exclusion. Great post! 👍

Couple comes in for their annual review. $2.8 million. Well invested. Solid Pension. Completely on track. I ask the question I ask everyone. "How is your daughter doing?" Mom's face changed first. Their daughter is 39. Hasn't asked for anything. Never complained. But she's been in the same apartment for six years. Daycare alone is $1,800 a month. Down payment feels impossible. Dad said "we always figured she'd get it eventually." I pulled up a simple chart. Statistically they live to 88. She inherits at 56. Maybe 60. At 60 her own retirement is eight years away. The money that could change everything at 39 arrives when her finish line is already close. Neither of them had ever seen it framed that way. The annual gift exclusion is $19,000 per parent per child. They can move $38,000 a year to her. No gift tax. No estate implications. Over ten years that's $380,000 transferred while they're healthy enough to watch it matter. Dad looked at his wife. "Why are we waiting?" Most families leave everything at death because nobody showed them the math of giving it while they're alive.

@duffy3putts @kristenrudd It’s a better book.

@ProblemContext @kristenrudd What

About to start Blood Meridian for the first time. Give me all your best advice.

@MMBeckerman @libriscent For some, getting married was the best decision in their lives. I’m fortunate to have an amazing wife, even with all her faults and perimenopause.

@libriscent Getting married is without question the single biggest and most costly mistake that you will ever make in your entire life. Be smart. Stay single.

Every divorced person I know said the same thing: “I knew before the wedding.” Every single one.

@libriscent Sunk cost fallacy is a brutal thing. People would rather lose 10 years of their life than lose a deposit on a catering hall.

@ThrillaRilla369 Class of ‘95 here. We were the last class to have smoking in our HS courtyard.

My mom told me highschools had smoking areas when she was younger

@Iamivy05 “I’m not arguing” posts on X

Just boarded my flight. Checked my seat, double checked it. Yt woman sitting there. I played dumb. I asked the flight attendant, could you help me find my seat? She looked at the woman and said ma’am, what seat does your ticket say? She said “oh is this not C?” Now you know you didn’t pay for a window seat! 😒The flight attendant handled it because, I’m not arguing. 🤭

@SenPeterWelch This won’t age well, traitor.

I just voted against advancing the SAVE America Act.

No proof of citizenship? No ID? No vote. Pass the SAVE America Act.

@TwinkTheory My buddy and I ran a train on a phish girl. Imagine that chicks body count. Oh my!

Phish girl still hot damn this is how you age when you never spike your cortisol

@TaraBull It’s Epstein, isn’t it?

Pepsi recruited Michael Jackson for a commercial but do you recognize the kid in the red jacket?

@OrevaZSN They’re called Riders

My favorite part about health insurance is how your teeth and eyeballs are add-ons.

@Humanlty1o1 The No peanut butter thing is equally absurd.

My son's class had a party on the last day before March break. Unfortunately, one child in the class was taking part in Ramadan and as a result, the entire class was explicitly told no snacks at all. This is not mutual tolerance, this is suicidal empathy.

@honeymoon250 Obama’s beer summit

Can anyone?

@PatrickByrne I already had to explain to my 12 yo son that the AA that keeps disrupting his class will NEVER be held accountable because he has a white liberal teacher. He gets it. Fast learner

Remember six years ago when we were hearing about “The Talk”? Black parents had to sit their teenagers down and give them “the talk” about systemic white violence against black folk. What “talk” should white parents give?

@FinFreedom414 I am option B. I would change it for all the money in the world. 🙏

Imagine you had to choose your life at age 40: Option A: Single. No kids. $10M net worth. Travel anywhere. Total freedom. Quiet house. Quiet holidays. Option B: Married. 3 kids. $1M net worth. Drive a Toyota. Chaos every morning. Loud house. Full dinner table. Be honest, which life are you choosing?

@20th_Centurygal Lonesome Dreams by Lord Huron

Name one album that’s perfect from start to finish. No skips. No filler. Just pure greatness...🎶🎸

@MarinaMedvin If the shooter were trans the left would say “don’t politicize a tragedy”

Instead of blaming Islamic terrorism, the Soros DA in Norfolk is blaming … [checks notes] … Republicans. That’s who’s responsible for the attacked on Old Dominion, according to the local prosecutor. This is what Democrat donors bought for Virginia.

@AlexThomp More money laundering

Jill Biden’s memoir coming out June 2. Cover reveal today—>

@JRivyJr @doogadoo11 I’m 49 yo and had the pleasure of watching all three play. This is a retarded statement.

@doogadoo11 You know it's not a fact. Y'all Jordan fans try so hard to make that truth. Truth is, LeBron is better than both of them, and Kobe is better than Jordan. Again, that's why y'all fight so hard to make it seem real LoL

Jordan > Kobe > LeBron. Argue with a brick wall. This is a fact.