Rizz Card Official
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Rizz Card Official
@Rizz_Technology
Technology to Empower Global Payments with Stablecoins
Cryptoverse Bergabung Nisan 2026
16 Mengikuti12 Pengikut

Latest White House Report says StableCoin Yield Poses Limited Risk to Banks
whitehouse.gov/research/2026/…
PDF: whitehouse.gov/wp-content/upl…
"Conclusion
The yield prohibition in the GENIUS Act and its proposed reinforcement through the CLARITY Act may
be motivated by the concern that competitive stablecoin returns will draw deposits out of the banking system and contract lending. Our model shows that this concern is quantitatively small. Most stablecoin reserves recirculate through the banking system as ordinary deposits: only the 12% held in bank accounts is truly locked out of the credit multiplier (if banks apply a 100% reserve requirement), and even that fraction is further attenuated by prudential reserve requirements and voluntary bank liquidity buffers. At baseline calibration, eliminating stablecoin yield increases bank lending by $2.1 billion, which represents a net increase of 0.02% of total loans. Producing lending effects in the hundreds of billions requires simultaneously assuming the stablecoin share sextuples, all reserves shift into segregated deposits, and the Federal Reserve abandons its ample-reserves framework. It takes similarly implausible assumptions for the welfare effect of yield prohibition to turn positive.
Council of Economic Advisers"

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@martypartymusic he government's own economists just told the banks their argument is garbage. Watch how fast this gets buried by the lobby anyway
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@Nevermined_ai @Visa @coinbase @getVGS The interesting failure mode nobody's talking about: card networks start declining agent transactions the same way they already decline human crypto purchases. History doesn't care if the payer is human or not
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1/8 🚨Announcement🚨
@Nevermined_ai unlocks autonomous agent payments using @Visa Intelligent Commerce, @coinbase x402 and @getVGS .
AI agents can hold persistent delegated card spending authority with safe policy enforcement set by the cardholder.
🧵👇

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@Alchemy The protocol wars are already happening and most devs haven't picked a side yet. Whoever wins the standard wins the entire agent economy
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@Spiderman_Rich Every founder in this space eventually writes the same book. CZ's version just has way higher stakes. The parts about what actually happened with regulators will be worth more than the business lessons
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@CryptoHayes Either conviction or a trap. The fact that it's hard to tell which is exactly why it's interesting.
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@APompliano The firms that survive this won't be the ones with the most analysts. They'll be the ones that figured out which 10% of human judgment still matters
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There is a supersonic tsunami of AI coming to the finance industry.
$BRR wants to be the pioneer.
I joined CNBC to talk about the launch of our new agentic research offering that wants to help independent investors make money.
Subscribe here: procapinsights.com
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@APompliano Finance is first. Not because it's easy to automate, but because the output is measurable in pure numbers. AI doesn't need to be smarter, just faster and cheaper
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@saylor The best pitch in finance. You don't need perfection. You just need a better answer to a real problem
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@saylor 766,970 BTC. At this pace Strategy holds more than some countries will ever be allowed to accumulate. Quietly becoming a central bank.
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Strategy has acquired 4,871 BTC for ~$329.9 million at ~$67,718 per bitcoin. As of 4/5/2026, we hold 766,970 $BTC acquired for ~$58.02 billion at ~$75,644 per bitcoin. $MSTR $STRC strategy.com/press/strategy…
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BREAKING: The US government just created the first official banking rules for stablecoins.
The FDIC today approved a full regulatory framework for stablecoin issuers under the GENIUS Act. Here is what it means:
Every stablecoin must be backed 1:1 with real assets. If there are $1 billion worth of stablecoins in circulation, the issuer must hold $1 billion in actual reserves without any exceptions.
Every stablecoin must be redeemable on demand at face value. If you hold $100 in stablecoins, you can always get $100 back.
Reserve assets cannot be rehypothecated or reused. The reserves must sit fully segregated and cannot be used for any other financial activity.
Stablecoin issuers cannot pay interest or yield to holders simply for holding the coin. This directly affects yield bearing stablecoin products currently in the market.
If redemption requests exceed 10% of all outstanding stablecoins within a single 24-hour period, it triggers a significant redemption event requiring immediate action.
Stablecoin issuers must meet capital requirements and risk management standards similar to what banks follow. Quarterly reporting and CEO signed audits are required. Banks that hold or manage stablecoins on behalf of customers fall under the same rules.
One important clarification. FDIC insurance covers the issuer's reserve deposits at the bank level, not individual token holders.
Why this is good for crypto?
Right now stablecoins operate in a gray area. No clear rules means no trust from institutions, no trust from regulators, and no certainty for users. These rules change that. Regulated stablecoins backed by real reserves and covered by FDIC insurance become as safe as a bank deposit.
That opens the door for banks, pension funds, and large institutions to use stablecoins without legal risk. A regulated stablecoin market is the foundation that the rest of crypto needs to grow.


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@saylor The credit layer on top of Bitcoin is the most underappreciated development in this cycle. Whoever controls the instruments controls the flows.
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@DocumentingBTC @bitcoinbazar21 Brick-and-mortar Bitcoin. That's not a novelty shop, that's infrastructure. When a city has a physical Bitcoin destination it means there's a real community behind it
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@DocumentingBTC 900 weeks. Never hacked, never stopped, never asked permission. The only network in history that just keeps running regardless of who's in power.
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