Patrick

Art

Well, they operate with the 90/10 rule. They currently hold 87.55% Title IV dependency at its largest campus. If they breach 90% for two consecutive years, they lose federal student aid eligibility entirely. (My main concern but it’s manageable). Also.. New Department of Education regulations covering program integrity and distance education take effect July 1, 2026. Legacy must be in full compliance on day one. Any operational stumble during rapid enrollment growth creates audit exposure. Has a really thin float.. But overall, the bull case really outweighs the bear imo. Management has done a phenomenal job growing this company.

@TemptInvest @NickCortellucci Where's the risk?

I’ve written about $LGCY when it was $6, it ran to $14.70 and has now cooled to $11.80. Legacy Education at $11.80 is still one of the most straightforwardly compelling risk/reward setups in the entire micro cap universe right now. You are paying 1.7x enterprise value to trailing revenue for a company that has grown revenue 40% for 14 consecutive quarters. You are buying a profitable, cash generating business with zero net debt in a sector, healthcare vocational training, where structural demand is not cyclical, not discretionary, and not threatened by AI. You cannot train a cardiac sonographer through a chatbot. At $11.80 per share: •Market cap: ~$148 million •TTM revenue: $75.1 million → Price/Sales of ~2.0x on a 40% growth business •TTM net income: ~$8.5 million → P/E of approximately 17.4x •Cash: $21.1 million with minimal debt → Enterprise value approximately $127 million. They are not burning cash hoping to find a business model. It is profitable today. adjusted EBITDA $3.0 million, up 61.6% year over year. Net income $2.0 million, up 46%. Diluted EPS $0.15, up 50%. EPS of $0.15 beat the consensus estimate of $0.13, a 15.4% earnings surprise. Revenue of $19.19 million beat consensus by 3.48%. This is the pattern: Legacy consistently beats estimates and the stock consistently doesn’t fully reward it, a dynamic that creates the setup for a re rating imo. adjusted EBITDA increased 30.3% to $6.1 million and net income rose 21.2% to $4.2 million. Diluted EPS was $0.30. The margin structure is improving as the new programs launched in Q1 begin generating revenue in Q2 and Q3. Educational services costs as a percentage of revenue actually declined to 53.6% from 54.9% in the prior year quarter, a clear signal of operating leverage emerging as the student population scales across a largely fixed cost base.

@NickCortellucci Ya, very strange open that’s for sure. I did buy some more shares in the $11s on Friday

@TemptInvest Facts. Strange trading on Friday. Wish I bought at the open $LGCY

@NotA_Bull $LULU value trap

If you could undo ONE bad trade you made this year, which one would it be?

@bigbobinvests 💪🏻

DAY 35 BABBY !!!

@RemoteNavigator @EarningsHubHQ Exciting week!

Earnings: This is the week! A massive earnings week ahead that could determine if we've found a top, or if we're hitting a new level of euphoria. Mega caps reporting: $GOOG $AAPL $MSFT $AMZN $META Recent market leaders: $SNDK $WDC $CAT $BE $AMKR $GLW $TER Retail favourites: $HOOD $RDDT $SOFI $LMND $ZETA Hard to find an investor without skin in the game this week. Which company earnings will you be paying most attention to? Calendar by @EarningsHubHQ if you are wondering.

@SmokeySnipe 🐐

Nothing like an afternoon run by the beach. This view is hard to beat. Don’t mind my really scratched up camera lol

@wealthrewired8 💯

Hard truth Saving money alone will not make you rich

@QC_Capitals $rddt

What stock are you most bullish on right now?

@TheStockerMan Earnings this week will shine bright

I want to clarify something on my recent $SOFI post because I keep getting the same comments: “Share price is misleading.” “Look at market cap.” “They diluted shareholders.” “2021 was overvalued.” All fair points. But that’s exactly why this conversation needs more context. In 2021, $SOFI did about $1.01B in adjusted net revenue for the full year. In Q4 2021, they had about $280M in adjusted net revenue and had just crossed 3.5M members. Fast forward to the latest reported quarter: $SOFI did about $1.01B in adjusted net revenue in ONE quarter, added 1M members in Q4 alone, and ended with 13.7M members. That’s roughly the same revenue in one quarter that they used to do in a full year. So yes, dilution happened. The share count is way higher than it was in 2021. That matters. I’m not ignoring it. But the business also completely changed. 2021 $SOFI: Mostly story stock Not consistently profitable Smaller member base Smaller product ecosystem No real proof of operating leverage yet Valued during one of the craziest growth-stock bubbles ever 2026 $SOFI: 13.7M members 1B+ quarterly adjusted net revenue 9 straight profitable quarters Adjusted EBITDA margin above 30% in Q4 2026 guidance calling for roughly $4.66B in revenue and $0.60 EPS That is not the same business. So no, I’m not saying “the stock is flat, therefore it’s cheap.” That would be lazy. The real question is: Has the market cap fully reflected the growth in revenue, members, profitability, product depth, bank charter value, and future earnings power? That’s where I think the opportunity is. Dilution was real. But so was the execution. And from here, the debate should be whether earnings and free cash flow can compound faster than share count. If $SOFI keeps growing members, expanding products, improving margins, and scaling profitability, then the dilution argument becomes less powerful over time. 2021 was hype. Today is execution. That’s the difference.

@CaesarCapitalz $rddt $sofi 💪🏻

Good morning everyone! Earnings I'm watching next week: $HOOD, $BE, $SOFI, $MSFT, $AMZN, $META, $GOOGL, $AAPL, $SNDK, $RDDT, $AXTI, $RIVN. Also the most important one: $NBIS on Wednesday 29 that's not in the graphic. What are you guys watching? 👀

@CarioCapital They think life is a movie

Imagine being this sick of a person. Active shooting situation and you whip out ur phone and film yourself making faces at the camera Sick

@lngtermcapital Can’t wait

Wednesday is pretty much the Super Bowl of earnings season $SOFI $MSFT $AMZN $META $GOOGL All reporting on the same day! Which report are you most excited for?

@IndexAndForget 👍🏻

GN X Take the weekends to relax

@antibearthesis Try living in Toronto 😂

Realizing that paying 30% income tax means you work ~100 days a year for free

@Financebroooo99 Love this

Scenario Analysis for $RDDT from 2026 to 2029, I've extensively talked about reasons to be bullish on this firm now lets factor them into the model. 1) The market is currently valuing RDDT like a social media comp which in itself is a great business but the bull thesis is that it gets re rated as a high margin ads + search + AI/data platform. While sell side has decided to multiple contraction over the next three years my take is opposite.

@socialsignalsco Excited for $SOFI & $RDDT !

Worth watching beyond the mega-caps: The mid/small-cap earnings names this week ( $RIVN, $RDDT, $SOFI, $ROKU, $RBLX) are where retail attention can drive disproportionate moves. Large cap earnings move with the news. Mid/small cap earnings move with the social signals leading into the print.

Shift4 $FOUR $4.18 billion in revenue. $500~ million in free cash flow. 27% annual revenue growth over 2 years. Forbes just named it one of America’s Most Successful Mid-Cap Companies for 2026. The valuation right now: Forward P/E: 7.66x PEG ratio: 0.39 EV/EBITDA: 9.1x FCF yield: ~14% A payments company processing billions in volume: Hotels, stadiums, restaurants, luxury retail globally via the just closed Global Blue acquisition, trading at 7x forward earnings. Management guided: $548 million GRLNF (+49% YoY) and $233 million adjusted EBITDA (+38% YoY).

@101sfinance $RDDT !

Is there any stock worth looking at next week, or is everything up too much in the short term? I was thinking of something like $RDDT or $PLTR?

@ariaradnia 🇨🇦

I don’t like beer… This is the best beer I’ve had

@CavalloCap1 Agreed

@TemptInvest undervalued by 50% IMO