yieldos

Building yieldos: an income-first dividend tracker for the FIRE community. Most apps show you balance. Yieldos shows you when each dividend actually hits. Coming soon on Product Hunt. Get notified: producthunt.com/products/yield…

@joek1121 @darrenv96 He’s 26 believe it or not!

@darrenv96 @Yieldos_app And yieldos is ageless

My portfolio went from $350K at 27 to $7K at 32. Anyone else ever have to start over after being nearly wiped out? Glad I didn’t give up

@BoomerDivvies The math is genuinely achievable for most dual-income households. 2 people investing $1,000/month each for 25 years at 8% = $2.3M. No inheritance. No luck. Just consistency.

Millionaires are way more common than the internet pretends. A couple with decent careers, a paid off house, and 25 years of investing crosses the $1M line all the time. Being blind to it doesn’t mean it’s not happening.

@marc02200 That’s ok man, we live and we learn.

@Yieldos_app Yep ... sat with a lot of cash for way too long. Simply because I didn't know what to do with it.

I’m curious. What’s the one investing regret you have that still keeps you up at night sometimes?

@TheAlphaThought What percentage of your portfolio is sp500 allocation?

@Yieldos_app Yup

Friendly reminder: The S&P 500 has recovered from every single crash in its history.

@BrianFeroldi Earnings power protects you from inflation. Assets protect you from needing earnings power forever. Buffett did both.

@antibearthesis Can't argue with $MA…outperformed $V on total return for most of the last decade. Both sit in my dividend tracker though. Two of the most consistent dividend growers on the planet.

@Yieldos_app Brooo $v is slept on i prefer $ma slightly but both are fantastic

If you could only invest in 1 company for the next 20 years, which would it be? I’ll go first: $AMZN

@stockpickz_hq The most expensive words in investing: "I'll wait until things are clearer." Things were never clearer for $AMD. The stock ran anyway.

AMD crossed $700 billion in market cap recently. The stock is up over 90% in a month. A month ago people were calling it dead money. This is why timing the market is a losing game. The move happens before you feel comfortable making it.

@ModernDayInves Working hard to buy things that require you to keep working hard is the trap most people never escape. The goal is to work hard until you don't have to anymore.

A trap I see a lot of people fall in is believing that they “deserve” something material because they work hard. You don’t deserve the new $TSLA model because you work hard at your job. You deserve financial independence. Time with your family. Freedom. Switch the mindset.

@steady_profits 100%. The bar is high and the market knows it. Any softness in forward guidance gets punished hard on growth names right now, especially ones that haven't yet built the credibility of consistent beats. Watching it closely Wednesday.

@Yieldos_app I think revenue guidance is key because it will have to be in line with their ambitious targets at the very least to prevent any sell-off.

It's set to be another busy earnings week this week. $NBIS, who are set to report before the market opens on Wednesday, is the one that I will be most interested in as they are now one of my largest holdings. However I also have $ETOR reporting on Tuesday and $GAMB, one of my worst performers, reporting on Thursday, neither of which are shown on the calendar below. There are also several stocks on my watchlist that I will be watching closely. I will be looking out for the results from $ASTS and $HIMS on Monday, and then on Tuesday I will be looking out for $JD and $SE, who will both report their earnings before the opening bell. Wednesday is $NBIS day, as I just mentioned, but $BABA and $EOSE are two more that I will be keeping an eye on when they report before the open. Then on Thursday there are two companies set to report that are both high on my watchlist of potential buys, and that's $ONDS and $NU. So although it should be a less frenetic week than the last couple of weeks, there are still quite a few Q1 earnings results that will be of interest to many investors.

@stockpickz_hq Thank you brother. What would you do?

@Yieldos_app Good point!

You inherit $100,000 today. The S&P 500 just hit an all-time high. What do you do? A: Invest it all now regardless of ATH’s B: Wait for a pullback. The market is stretched. C: Dollar-cost average. Remove emotion. Lump sum beats DCA about 2/3 of the time. What’s your move?

*YOUR STOCKS WILL MOVR UP OR DOWN AGAIN TOMORROW

@QualCompounders The AMD under $100 and GOOGL under $200 calls aged well. The pattern is always the same — nobody wants it when it's cheap, everyone wants it after it's doubled. $ADBE is interesting here. Creative monopoly trading at a fraction of its peak multiple.

Nobody wanted $AMD under $100 or $GOOGL under $200. That’s exactly when I was aggressively accumulating both. When everyone is bearish and there’s no one left to sell — that’s often the best time to buy. Buying what’s temporarily out of favor is how you generate market-beating returns. Right now, the best returns will come from out-of-favor names like $META and beaten-down SaaS stocks such as $NOW, $ADBE, and $ZETA. Are you buying any of these names?🤔

@JHWealthSystems The forced lump-sum investing angle is genuinely powerful. Lump sum beats DCA about 2/3 of the time historically. Commission earners who do this right are accidentally running the optimal investment strategy.

One of the hidden advantages of my 9-5 (enterprise sales) is that my pay is wildly inconsistent. Let me explain... This is a wealth-building superpower hiding in plain sight. I'm commission-based. That means the bulk of my "good money" arrives in just 3–4 months of the year. The rest of the time? I'm living off my base salary alone. So I did one thing that changed everything: I structured my entire life to run comfortably on my base salary. Mortgage. Bills. Food. Lifestyle. All covered without touching commission. That means when commission hits, it doesn't disappear into expenses. It becomes: - Lump-sum investments - Business capital - Intentional spending (travel, experiences, gifts) This is essentially forced lump-sum investing. Most people see irregular income as a problem. I see it as a pattern, predictable enough to plan around. The key insight: your income structure doesn't have to be a constraint, it can be a strategy. If you're also in a commission role, ask yourself: Can I live off my base? If yes. What am I doing with the rest? Your 9-5 might be quietly building wealth. You just have to set it up right.

@InvestingAddict I like that Robinhood does this, one of a kind.

Maxed out my Roth IRA and got a $968 deposit bonus for moving my account to Robinhood.

@Invest_Brandon The last line gave it away "check out the first comment." Valid points about the limitations of covered calls. Less valid as a setup for selling a course.

There is a HUGE problem with your covered calls right now... I bet many are ITM and you are rolling up and out like you follow the herd to do... The problem with the CC roll is that you are rolling in the direction of the EPS growth. Why does that matter? Because EPS growth is very strong right now & where EPS goes is where the stock price usually goes... So getting your CCs to expire worthless is tough now. Upside is capped. Downside was never actually protected. Bullish to buy the shares/ Bearish to sell calls against them and cap upside. You are betting against yourself in a way... So now what... You let your shares go and leave money on the table. Or you can hope the share price falls so the contract expires OTM... But think about that... You want the share price to fall so the sold call expires worthless but at the same time you have shares in your account that you want to fall for that to happen... Makes absolutely no sense. You are bullish and bearish at the same time Covered calls a huge trap... I have said this 800 times on YouTube & X for years. There is MUCH better way to do options that does not cap upside & will do just fine in a 45% market crash (the crash will eventually happen) If you wanna learn it & actually beat the market in the long run unlike most, check out the first comment on this post.

@2147mill For the day that I can confidently say that I’ll be able to live comfortably without my 9-5.

What are you investing for?

@Leo_Traydes Haha just stay consistent bro. You’ve got this. 💪🏽

@Yieldos_app Could always use some work but I’ve been grinding chips and putts at the range because that’s free 😂 I put in the work there. Chips struggle more than putts for sure tho

Golf game is trending in the right direction finally Handicap is still sitting at an 11.4 due to my horrific start to the season My last three rounds 84, 82, and 85. My goal is to hopefully get down to around an 8 or better this year Do you guys think it’s possible?

@darrenv96 53 with the mindset to rebuild is rarer than 53 with a full portfolio. The people who quit are the ones nobody hears from again.

@Yieldos_app I’m 53