Michael Bukowski, CFP®

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Michael Bukowski, CFP®

Michael Bukowski, CFP®

@02wildcat

Independent financial advisor and CFP® professional at Main Street Financial Solutions, LLC serving affluent and high-net worth families and individuals

Newtown, PA Katılım Ekim 2010
1.1K Takip Edilen395 Takipçiler
Matt Abbatacola
Matt Abbatacola@MattAbbatacola·
Saw a kid throw 118 pitches in a 13U game today. Bullshit.
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Nicholas Houston
Nicholas Houston@nichouston·
@SeanTPendergast @02wildcat Falling into the trap of these youth sports pyramid schemes that produce very very few pro athletes or college scholarships, it’s just big business taking advantage of the kids and the clueless parents but I’m the asshole…ok
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Sean Pendergast
Sean Pendergast@SeanTPendergast·
While travel ball is expensive, I’m guessing the kid had a lot of fun, made friends, and learned valuable life lessons via sport. Also I’m guessing the parents enjoyed watching their son. Not everything needs to be viewed by comparing the ROI to a mutual fund.
Coach Vint@coachvint

I talked a dad who told me he spent $10k a year on travel baseball between tourneys, travel, and gear for his son. He got a partial scholarship to D-2 school. If he had put the $10k in a mutual fund each year, he would have had about $190,000. The scholarship was $5k a year.

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Michael Bukowski, CFP®
@SeanTPendergast @nichouston absolutely... and I do think that there is an element of travel ball that gets a little over the top, but it's really hard to replace the memories you get from Cooperstown, or spending a weekend with your baseball buddies.
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Sean Pendergast
Sean Pendergast@SeanTPendergast·
@02wildcat @nichouston Totally agree with that part too about the camaraderie. The tournaments etc. If you can afford it, travel stuff is awesome for kids. Ive had kids in both categories — sons who played rec, daughter who was a high level soccer player. Both scenarios were great!
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Michael Bukowski, CFP®
@nichouston @SeanTPendergast Not sure why you're being argumentative. I've been involved in both sides of baseball with my kids. I LOVE rec ball, but you just aren't provided the same opportunities for companionship through rec as you are travel. Just my two cents.
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Nicholas Houston
Nicholas Houston@nichouston·
@02wildcat @SeanTPendergast Just excuses for delusional parents thinking their kid is going pro and living vicariously through their kids peon success in youth sports. Grow up and open up a 529 Mr CFP.
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Michael Bukowski, CFP® retweetledi
Ryan Bukowski
Ryan Bukowski@ryan_buk7·
Had a great end to the regular season with @crnorthbaseball. The boys were on fire, winning 8 of the last 9 games of the year. Excited to start playoffs next week!
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Michael Bukowski, CFP®
@nichouston @SeanTPendergast I'm a HUGE fan of rec ball and it certainly has it's place even today, but to be honest, I don't think you get the same camaraderie as you do with your travel ball friends - especially those times spent at tournaments, eating meals together, going out of town, etc.
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HAWK
HAWK@HawkEmDownChris·
Age yourself by naming an MLB first baseman you grew up watching. I’ll start: Albert Pujols.
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Michael Bukowski, CFP®
@whatsthewhyfi @FollowIncentiv Totally agree. So much of personal finance revolves around the "behavioral" aspect of it. I often use this line of reasoning with clients - what the math says and what your heart tells you might be totally different.
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FollowTheIncentives
FollowTheIncentives@FollowIncentiv·
Unpopular opinion: if your mortgage rate is 3.5% or lower, paying it off early is one of the worst financial decisions you can make. Your money earns more in an index fund than it saves on that interest. Agree or disagree?
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Dan Clark
Dan Clark@DanClarkSports·
This is possibly the most arrogant thing I've ever seen on a baseball field. With his team up by 18, this smartass 'stole' second, from third... If I'm the opposing pitcher(s), every one of this idiot's teammates will get plunked in the ribcage for the rest of the game.
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Michael Bukowski, CFP®
@coachvint In principle, this is a good point, but it also presumes that the dad hasn't also saved or invested money in a vehicle like a 529 account.
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Coach Vint
Coach Vint@coachvint·
I talked a dad who told me he spent $10k a year on travel baseball between tourneys, travel, and gear for his son. He got a partial scholarship to D-2 school. If he had put the $10k in a mutual fund each year, he would have had about $190,000. The scholarship was $5k a year.
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Michael Bukowski, CFP®
Michael Bukowski, CFP®@02wildcat·
@JermaineCurtis Be patient. None of this “matters” until they’re in high school, and honestly until varsity. Too many parents keeping tabs or stats at 9, 10 yrs old and missing the importance of fundamentals and development.
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Jermaine Curtis
Jermaine Curtis@JermaineCurtis·
There’s nothing more frustrating for baseball parents than driving to a tournament and watching other kids crush doubles and home runs… while your son struggles to get the ball out of the infield. Do you agree or disagree?
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Michael Bukowski, CFP®
Michael Bukowski, CFP®@02wildcat·
@DanCevette Coached my son growing up during Little League and we used to start every game/practice with a reminder that they are expected to “respect the game, respect their teammates and respect their opponents.” Couldn’t agree more with you, Dan.
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Michael Bukowski, CFP®
Michael Bukowski, CFP®@02wildcat·
@saylordocs This is not accurate. An employee pays 6.2% on the first $184,500 (2026). If they are business owners or self-employed, they ALSO pay the “employers’” portion of the 12.4% as well, so another 6.2%. Someone making $1 million has already maxed out on SS taxes for the year. Both
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Documenting Saylor
Documenting Saylor@saylordocs·
Murray: Is it true that people making under $184,000 pay a 12.4% Social Security tax rate? Dahl: Yes Murray: And the rate for someone making $1,000,000? Dahl: 2.2% Murray: So, a 12.4% tax for people making less than $184,000, but 2.2% for a millionaire or .0002% for billionaires.
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Herb Lawrence
Herb Lawrence@Ecnerwal23·
Just saw the absolute worst fair/foul call in the history of the game Not hyperbole Padres got jobbed I’m not sure why the umpire called it a fair ball And it is not reviewable Horrible
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Michael Bukowski, CFP®
Michael Bukowski, CFP®@02wildcat·
@CoachSwit I’ve NEVER understood the reasoning behind wood bat tournaments. The only time players are using wood bats is when they’re at the professional ranks.
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Coach Swit
Coach Swit@CoachSwit·
Lots of high school hitters struggle with BBCOR… then summer hits and tournaments go wood. Why make it harder before they’ve mastered it? BBCOR in HS. BBCOR in college. College summer wood—I get. High school? Don’t agree. Some will disagree—that’s fine.
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