
Andrew Ryan
4.2K posts

Andrew Ryan
@0xAndrewRyan
Crypto realist | #Bitcoin is still king



NDP MP Leah Gazan condemns Budget 2026 for cutting $7B from Indigenous Services Canada and Crown Indigenous relations. "They provided $0 to deal with the ongoing genocide of MMIWG2SLGBTQQIA+," she said. "Rates of violence are increasing, and the PM is turning a blind eye."

NDP MP Leah Gazan condemns Budget 2026 for cutting $7B from Indigenous Services Canada and Crown Indigenous relations. "They provided $0 to deal with the ongoing genocide of MMIWG2SLGBTQQIA+," she said. "Rates of violence are increasing, and the PM is turning a blind eye."


rates in DeFi are too low for the level of risk $11.7B sitting in Morpho vaults today at 2-4% APY. retail is funding these markets via exchanges thinking it's a savings account. it's not. they're taking real credit risk on crypto-collateralized lending no institution accepts near risk-free rates to come on-chain not all vaults are created equal. same 2-4% yield but completely different risk profile (different curators, collateral, LLTVs). retail picks the highest number. farmers will farm back in the day >100% APYs in DeFi made sense. you were compensated for the risk you were taking. DeFi is a different animal today but vol, historical dislocations, and looping strategies on crypto collateral still demand at least 300-400 bps above risk-free. we're nowhere near that. @LucaProsperi ran the math (see below). tldr - fair value spread on ETH/BTC-collateralized lending is 250-400 bps above risk-free. observed rates are a fraction of that last cycle we saw a lot of retail pour savings into algo stablecoins promising "risk free" yield. this cycle vaults have a lot of demand but they are mispriced for the level of risk. you're trusting someone to LP into vaults and trust the manager will manage position at least private credit earned you 12-16% go read this: open.substack.com/pub/dirtroads/…



Jeff Bezos has $222 billion. If he paid my wealth tax this year, we could fund insulin in America for everyone who needs it plus free school lunch for every kid in Texas—and have plenty of money left over. And Bezos would still have $215 billion dollars to spare.

Tech workers realizing that they could have kept high pay, job stability and remote work if they just stopped making cringe “Day in my Life” videos on TikTok




Wow @RobinhoodApp banking product now $1B+ in deposits (from 65k funded accounts), up $200M from 8 days ago x.com/vladtenev/stat…

Singapore > Men are treated as second-class citizens > For national service, 18 year old boys are sent to the military for 2 years > Later, they are sent for partial reservist duties in adulthood > Their two most important years of youth are gone > While women enjoy parties and have fun etc. > If boys refuse NS, they go to prison If men and women are equal, then why do men have to sacrifice their years of youth for the country and women don’t? Still, after all this, women say, "We don't need men. What have men done for us?" Are men slaves? Either remove mandatory service for men or make it mandatory for all women too.




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We are joining the list of companies integrating enterprise-wide AI. Companies that do not make this pivot immediately will fail. Companies that move slowly will be left behind. Companies that move immediately and pair the best AI tools with top-performers will achieve a level of scale and precision that was previously impossible. This is where we must go. As part of this step, we have also made a targeted ~12% workforce reduction of roles that do not adapt in our new world. All impacted team members have been notified and are receiving resources to support their transition. We are deeply grateful for the contributions our departing colleagues have made. This new foundation sets us up for continued success.









