Splits

Today @0xsplits is live on @tempo! Modern banking - shared accounts, payments, yield, automations, invoicing, accounting - now available on Tempo with instant settlement and global availability. For builders who program money like code: teams.splits.org

Your customers can pay from their bank, and you decide what you receive. Automatically convert incoming payments into USDC (earning ~4%), ETH, or any token you want.

Life update: I've joined @0xSplits on the engineering side! Excited to be working with @abram, @wminshew, @0xdiid, @zherring and the rest of the team building awesome tooling anyone building their business onchain! And not to worry, @chonksxyz continues!

Splits Connect lets you connect your shared accounts to other apps directly. No external relays/servers, and a more reliable and familiar UI. Technical run through of how we built it here. splits.org/blog/technical…

Tomorrow I 5pm UTC Join @jchaskin22 and @wminshew of @0xSplits for a conversation on programatic company ops and management. x.com/i/broadcasts/1…

Worth taking a look at @0xSplits - full functionality of metamask (browser extension to connect natively to apps) with higher security guards (multisigs) and professional tooling (accounting, memos, on/offramps, automations, etc) teams.splits.org

First Changelog for 2026 on @0xSplits Teams is a big one. 1. We integrated US tax compliance with scheduled transactions. Teams can now run onchain payroll and issue the relevant tax forms for US-based recipients. 2. Multisend now supports CSV uploads. Simple change, but a big workflow win (I liked the multisend UX as it was, but will probably default to CSV from here on out). 3. A set of swap improvements, including Swap from Earn. Your USDC can keep earning ~4% right up until you swap into another token. Sub to our changelog to stay up on our launches and if Teams could be useful for your onchain startup, DM me! splits.org/changelog/

47B $oETH has been transferred from oeth.eth to grants.oeth.eth, a @0xSplits multisig account. This 47B is designated for Artist + Contributor grants, as well as Flex future use. All oeth.eth subaccounts will be added to to the minapp Docs for improved recordkeeping

Your yield-generating assets in @0xSplits behave like normal tokens now. Swap them, bridge them, offramp them, use them for payroll. No separate “withdraw” step.

Handful of swap improvements in @0xSplits just went out. Better visibility, by showing bridge status inline w/ link to explorer Better prices, by adding more providers (Velora) Fewer steps, by using Earn (yield bearing) positions - no need to withdraw first

Maybe not now, but some day, somebody will build this w @0xSplits @base

feature simulation hack: 'Pool' feature for Fuse energy powered by @privy_io and @0xSplits a recent post on Privy's blog mentions their integration with @fuseenergy that rewards households with $ENERGY for shifting electricity usage to off-peak times a Pool lets an individual pool together rewards with their neighbours, the more value created for the network, the more everyone earns⚡️ here's how it could work 👇

Coming to @0xSplits: pay an invoice directly on the invoice page. Now you can send someone a link to request funds, and they can click on it and pay right there. This feature will be live in the next day or two—just shoot me a message or reply if you want to try it. Demo:

New episode of Block by Block is live featuring @wminshew from @0xSplits. Splits is becoming the financial structure for onchain teams, from revenue distribution to treasury operations and yield. YT: youtu.be/T2h-nGc0hVc Spotify: open.spotify.com/episode/7F0JIU…

Our new invoicing feature is a concrete example of how we design in prod. We went from customer calls to prod in a few days. Once in prod, we ran two rounds of internal usage, feedback, and revision, in parallel with sharing with beta customers who had requested it. And the first customer-issued invoice has already gone out.

imo "bridging" is an unfriendly industry concept. lots of work for us to do here, but one step towards making this obsolete is letting you **pay in** any token on any network **from** any token on any network. we keep ~all our usdc earning interest on base, and pay out in different tokens on different networks. this lays the groundwork for more flexible bill pay and invoicing flows.

gradually, then inevitably. value will continue to move onchain because it's faster, cheaper, and global. we're building global banking that's instantly available to everyone - no applications or paperwork. create your team in 60 seconds: teams.splits.org

Good design is form-context fit While you can learn a lot about the Context from customer and technical research, nothing beats production usage. We use progressively expanding release+feedback cycles to quickly and reliably learn about the Context and iterate on our Form The earlier, smaller cycles are fast, but learning is limited. The later cycles are slower, but afterwards we can be more confident in our fit

Crypto teams leveling up their onchain treasury management Since it is core to a healthy operation, onchain management of assets becomes a topic for crypto teams. With more revenue onchain, tokens to be managed and stables sitting idle, good tooling becomes important for founders and CFOs. I was lucky to have @wminshew from @0xSplits on the latest Block by Block. Splits is turning into the financial backbone for onchain teams. Programmable custody is made possible through granular permissions, gas abstraction, pro-rata payments, revenue distribution and waterfall sequences. This unique combination prevents duct-taping solutions together and manual work, while respecting the benefits and security of being onchain. The best part was the organic user-driven development, not a pre-thought out roadmap. Users kept asking for specific mechanics to support their money flows. This kind of signal shows where teams actually find bottlenecks and keeps product development away from hype. On the roadmap now are automated rebalancing, bill pay flows, invoicing and yield generation on holdings. Onchain finance starts to shine here, since operational finance starts being automated, where traditional banking and tools are siloed. The end state: Splits as the capital formation layer since custody and distribution can lead to sales and structured raises. I loved this conversation since this is a surface area where data, infra, finance and automation meet. This is where crypto is unique and will find real adoption. We are still building programmable money YT: youtu.be/T2h-nGc0hVc Spotify: open.spotify.com/episode/7F0JIU…