AMIIRA
2.9K posts


@AMllRA @ClipsVonClaus No shit Sherlock, they are still 60iq and not sounding like that.
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@Kebekois666 @ClipsVonClaus French is an official language in many African countries retard.
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@ClipsVonClaus They sound and look like the average French, African migrants don't speak good French like that.
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@MarioNawfal This is a gimmick and is useless. Other countries could easily add this to thier cars but they know its a gimmick and no one would ever use it. It's not innovative tech... air suspension has been around for decades
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@nkosanangwenya @MarioNawfal This is a gimmick and is useless. Other countries could easily add this to thier cars but they know its a gimmick and no one would ever use it. It's not revolutionary tech... air suspension has been around for decades
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@MarioNawfal China will soon take over the motor industry, they are already leading the pack in terms of technology in newest version of their cars🔥
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@tony_chatham @big_shaneoh @Keg767 @InfantryPilot No its not. It well documented that it was far easier for the average person to pay of thier mortgage back then.
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Elon, Australian launch sites are calling @elonmusk

Magnus B - Space Coast West@spacecoastwest
At the moment, international launch sites with the necessary certification to meet US lTAR launch regulations: - French Guiana Space Center (French Guiana) - Arnhem Space Center (Australia) - Space Center Australia (Australia) - Andøya Spaceport (Norway) - Esrange Space Center (Sweden) - SaxaVord Spaceport (UK) - Mahia Launch Conplex (New Zealand) - Alcântara Launch Center (Brazil)
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@TropahPalm @parti_king He can try and claim self defense, but the da is going to say he intentionally created dangerous situations, had an expectation of violence, and shooting was a result of a pattern rather than an isolated act because of his streams. Meaning you can’t claim self defense.
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@FearedBuck If that word is so unimportant than why do mayo monkeys itch so hard to say it? Nothing is free, you have consequence for your speech so get over it. You poke a bear you get bit, you can't change that. Mayoboons know what that word means and only want it for harmful use
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@RGSFamous @Jackson4Woo @FearedBuck @Akademiks It's only worse to the people who give it meaning. Most people dont care
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@Jackson4Woo @FearedBuck @Akademiks Insulting God is infinitely worse than the hard R especially when Sneako is black.
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@rucha31 @SayantikaSays You people literally bath in cow shit and piss. It's common knowledge all around the world that Indians are the filthiest people. Indians can't even enter a room without stinking it out. Never talk about hygiene again because you have no idea what it means.
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@AMllRA @SayantikaSays People who dont take bath everyday wont ever know what real hygein means
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@rucha31 @SayantikaSays India is literally the filthiest country in the world. "Hygiene standards" lol
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@SayantikaSays You mean you want the bai to clean under the rug and keep it back neatly? Also you really expect the rajai on the bed for 24 hours…Indian hygein standards dont allow this
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@latasrinivasan @SayantikaSays Many asain countries have designs like this and they're just as hot and polluted. Indians are just disgusting
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@SayantikaSays We live in extremely hot weather, lot of dust and pollution. Not possible to maintain. These western designs suit colder climes where the pollution is far less.
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@senator_snips @Demon_Realms @evilvillain1231 No. You can easily live comfortably in America. It's much harder in every other country. This is based on disposable income
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@Demon_Realms @evilvillain1231 Just because Canada and Australia are much worse than the USA does not mean things aren't bad here economically. Your perspective is basically the same as someone from India asking a Brazilian why he is complaining about his lot in life since Brazil is so much better than India
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You can take a quarter million dollars from American banks, move to Bali, and live like a king for 3 years on $4,000 a month while the banks send you angry letters to an address you don't live at anymore
And the craziest part? Not a single thing about this is a criminal offense
$250K liquidated from 0% business credit cards through Melio and Plastiq into your business checking account. Processing fees: about $7,125 at 2.85%. Now you have $242,875 in cash sitting in your bank
Average cost of living in Bali for a baller lifestyle (private villa, scooter, eating out every meal, coworking space, weekend trips to other islands): $3,500 to $4,500/month. Call it $4,000
$242,875 / $4,000 = 60 months. 5 years of living in paradise on bank money
"They'll come after you"
Here's what they can actually do:
They can call you. Your US phone number is cancelled. You have a local Indonesian SIM card. Good luck
They can mail you. To the US address on file. You moved 9,000 miles away. The letters pile up in a mailbox nobody checks
They can report to credit bureaus. Yes. Your US credit score gets destroyed. But you're living in a country where nobody checks a FICO score. Indonesian landlords don't pull Equifax. The villa owner wants cash
They can sue you. In a US court. For a civil judgment on unsecured credit card debt. If you don't show up (because you're in Bali), they get a default judgment. That judgment lets them garnish US wages (you have none) and levy US bank accounts (you moved your money to a Wise or Mercury account that you access internationally)
They cannot have you arrested. Not paying a credit card is not a crime. It's a civil debt. There is no international arrest warrant for credit card default. Interpol does not care about your Chase Ink bill. The US embassy in Bali does not care. Nobody cares
After 7 years from the date of first delinquency, every account falls off your credit report automatically per the FCRA. You come back to the US with a clean file. Rebuild your score in 90 days with the authorized user strategy. Stack another round of business credit. The banks have no memory. Their systems only look back 7 years
"But the personal guarantee"
Business credit cards with a personal guarantee make you personally liable for the debt. That means they can pursue you personally in civil court. But the judgment is still civil. Still not criminal. And enforcement of a US civil judgment in Indonesia is... let's just say it's not something that happens. Indonesia does not have a treaty with the United States for enforcement of civil money judgments. The collector would have to re-litigate the entire case in Indonesian court. For a $250K credit card bill. They will never do this
Here's what people are actually doing:
The digital nomads who figured this out aren't even running from debt. They're running profitable online businesses from Bali while the 0% promo runs out, cycling to new cards remotely (you can apply for US business credit cards with a US address and US SSN from anywhere on earth), and paying off the old cards with business revenue. The ones who can't make the business work just... don't pay. And life goes on
A guy I know moved to Lisbon in 2023 with $180K in 0% business credit. Lived on $3,800/month for 18 months while building a marketing agency. Agency hit $22K/month by month 14. Paid every card off from revenue. Never missed the US once. Still lives in Lisbon. Still uses the same credit cards. Still at 0% on his current cycle
He didn't need to default. But he had the option. And knowing the option existed let him take the risk. The mental math changes completely when you understand that the worst case scenario for $250K in credit card debt is "my credit score sucks for a few years and I settle for pennies"
People mortgage their lives around a number on a credit report. They stay in jobs they hate. They live in cities they can't afford. They say no to opportunities because "what if I can't make the payment." Meanwhile the bank that issued the card has already priced your default into their quarterly earnings. They don't care if you pay. They've already hedged it
The bank made a bet. They bet you'd carry a balance and pay 24% interest for a decade. You took their money and moved to Bali. One of you is going to lose that bet
Am I telling you to flee the country with $250K? No. I'm telling you the actual legal consequences of credit card default, which are dramatically less severe than what most Americans have been led to believe. And I'm telling you that understanding those consequences changes how you evaluate risk, opportunity, and what you're willing to do with a 12-month window of free capital
every financial decision you've ever made was based on a fear that doesn't match the legal reality. that fear is profitable for banks. it's expensive for you
do with this information what you will
(we get 700+ score business owners $100K-$250K in 0% business funding. where you take the money is your business. link in bio)
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