

AlphaWallet
2.6K posts

@AlphaWallet
One of the most used forks in the ETH community.





Three ways to pay. No Visa. No banks. Card tap. Phone tap. QR scan. All settling on-chain in seconds through the same pipeline. Same EMV standard every terminal already reads. Our own IIN from ISO. P-256 cryptography. Fully decentralized. Non-custodial. No middlemen. @OpenPasskey | Built on @base youtu.be/mgDm9kYAw2k




Banning surcharges doesn't cut costs. It just moves them. Merchants will raise base prices to cover card fees. Banks and Visa keep earning the same money. The only difference: now cash users subsidise card users, and merchants take the blame for price increases instead of the networks that charge the fees. The government went after the party with the least voice instead of the ones collecting the rent.

We built a stablecoin POS terminal that settles directly on-chain @base . No payment processor. No server in the critical path. Two ways to pay: 📱 Scan: ERC-681 QR, any EVM wallet 💳 Tap: EMV contactless HCE today, NFC SE and EMV cards coming (6690 8200 xxxx xxxx), P-256 verified on-chain Same vault. Same settlement. Whichever arrives first wins. Same-day AUD to merchant bank account. Launching first in Australia with AUDM from @Macropod_AU , real AUD-backed stablecoins, real merchants, real receipts.


1/The Nilson Report just projected 32.62 billion payment cards in circulation by 2030. But buried in the same issue: Ingenico now supports stablecoin checkout at POS. Worldline is building AI agent payment rails. Visa and Apple are provisioning credentials directly to phone wallets. The card is dying. The card count isn't.



We published our @a16zcrypto Big Ideas 2026 post today, and this is mine:






