Andrew Walker🇺🇸

@KeeperofReal16 Are your DMs turned off? 😂 Just sent you a ping, check it out when you can!

@DanielBell13 @mattyglesias That is meaningless nonsense. I could have been no one but me.

This is a very strange conception of what “luck” is.

@BaylakeBob Are your DMs turned off? 😂 Just sent you a ping, check it out when you can!

Nothing more Florida than a Publix sub and Prosecco lunch at the beach

@DMac_thesecond 180k lifestyle creep isn't living. It's just expensive running in place. You and your wife are proving that comfort doesn't require burning six figures. Location helps. But discipline helps more.

@AlyshaR101 If travel and lifestyle creep are eating up $180k/year you’ve moved way beyond comfortable. Wife and I live more than comfortably on $140k combined with a mortgage and toddler. Granted not in a big city but you could 2x our housing cost and we’d still have margin.

Mike retired at 54 with $ 4.1M. He had done everything “right”: • Maxed out his 401(k) • Saved consistently for 30+ years • Paid off his home • Avoided debt But:

@mikeisanobody Let's follow each other. Please share any new insights or updates with me. I've already followed you, and I look forward to your follow

@GeigerTweeter Let's follow each other. Please share any new insights or updates with me. I've already followed you, and I look forward to your follow

@AlyshaR101 Most don’t plan around them until they near retirement. They don’t know what an RMD is for eg, they may not even realize this is taxable income.

@GeigerTweeter I get your point on the structure retirement accounts aren’t the same as liquid wealth. But do you think the real issue is the accounts themselves, or the lack of flexibility in how people plan around them?

@zachmelloh26 Mike is 54. He can’t draw on his IRA without incurring a 10% early withdrawal penalty. His federal taxes alone on $180k would be $40k-ish. Mike likely doesn’t exist. Zach’s point however is valid. Those 401k’s you all have are not wealth. They are personal pension plans.

@cascade1937 That’s a fair point, most people don’t hit numbers anywhere near that, and even fewer can access it cleanly in retirement. What do you think is the biggest barrier for the other 99% income level, costs, or policy design

@zachmelloh26 Thanks for an example that reflects about 1% of the population. In other words, this is a fantasy for 99% or retirees.

@PabloDaleFuego $4.1M for 70 years sounds solid… until the economy reminds you it has its own subscription model called inflation. What spending level are you picturing

@zachmelloh26 With Mike’s savings I could live VERY comfortably for 70+ years.

@doe1453787 Pushing all the weight onto just eliminate income tax sounds clean, but it usually shifts the problem somewhere else, not makes it disappear.

@zachmelloh26 This could all be solved with the elimination of the income tax.

@mikeisanobody Got it so the story doesn’t match your reality at all. Here are 3 short reply styles

@zachmelloh26 This is a lie. I didn’t do any of this….

@Slimvt9 So you hit your number at 55, but the problem is liquidity, not wealth? That’s the part nobody talks about enough. What’s blocking access for you right now, taxes or structure?

@zachmelloh26 I’m looking at this issue. 55yo and at our number but the $ is inaccessible.

@DMac_thesecond Depends where comfortable is, right? Big city, travel, healthcare, lifestyle creep all add up fast. What do you think a realistic comfortable number is today?

@zachmelloh26 How tf you needed $180k/year to live comfortably with no debt or mortgage?

@CommodoreCaesar Mike did everything right, but do you think the real question is how much control anyone actually has over their outcome after taxes and inflation? Where do you think the system breaks first?

@zachmelloh26 The fact you think this is a flex is the worst part about it. Mike should have said fuck taxes a long time ago and told the government to fuck off

@KeeperofReal16 Are your DMs turned off? 😂 Just sent you a ping, check it out when you can!

@karlykingsley False. You have the same rights everywhere. What you don't have, are the same laws that apply to you. Because states are different. Thank you for coming to my civics lesson

🎯

@usaindia54934 Don't worry, a simple pullback is a good entry point.

@DeItaone Made mess with Taiwan and we already have Iran mess. I will continue to reduce risk over the next month. Game over in stock market

TRUMP SAYS TO FOX: MAY, MAY NOT APPROVE TAIWAN WEAPONS

@Saul_98_ Let's follow each other. Please share any new insights or updates with me. I've already followed you, and I look forward to your follow.

@BITCOINFUNDMGR No disrespect man but you been calling top every day for the last month I hope you’re right this time good luck 🫡

This would be a candidate for perfect top. We are half way between two fan fibs. Now check pivotpoints.

@RobertCxl At 61, I’ve learned that a positive heart and a passion for life keep you forever young. Age can’t touch a soul that’s always looking up. ☀️🙏

@Emmonspired @KorabiTrades I’m 60 and wish I was plugged into investing like you youngsters are at 44 and 20. You both have super bright futures.

Turned 22 today. Damn i feel old. Red day to start my unc years lol

@bigfish3571 Behind schedule. Needs to push. That's not a prediction. That's just reading the playbook. Weekend news always drops when markets are closed.

@TNTCapitalC Too be honest, I won’t be surprised some crazy stuff is about to happen this weekend. We are behind schedule already, needs to push it down sooner

@bigfish3571 LFG 😀

The market opened lower today as an early reaction to Walsh taking office. I already told you on Monday, so don’t be surprised. Don’t sell any of your stocks just because they’re down a low open is likely to rebound

@p0ch123 Let's follow each other. Please share any new insights or updates with me. I've already followed you, and I look forward to your follow.

@AlyshaR101 It's called autism

I’m so desensitized to money because of the stock market. I’ll see you my portfolio go up $1000 and I’ll be like oh OK. Or I’ll see it go down $2000 or $3000 and a really bad red day and I’ll be like OK whatever 🤷‍♂️ A lot of people panic about it and I’m just like eh, whatever.