charcoal fire
2K posts


@Pat_Egan agree. we don’t derserve him. trade him to a city that does
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And people rip this man. Dude is rushing back from surgery to play for this city. After all he’s dealt with we truly need to appreciate an athlete like Joel Hans Embiid. All he wants to do is play. And play for the city of Philadelphia.
ESPN@espn
Breaking: Joel Embiid will return tonight in Game 4 against the Celtics over two weeks after surgery for appendicitis, per @ShamsCharania.
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@JWeinbachNBA embiid will have no stamina and hurt the team
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I hate to play into generational stereotypes, but they can feel very real sometimes.
I was traveling with my family last night, and we were in the hotel hot tub with two baby boomer couples.
They were going off about how much golf they’re playing. The conversation shifted to the war, and first they complained about Trump’s speech interrupting their shows, then about how the war is hurting their retirement accounts.
It was amazing to me that two couples who probably don’t have more than 15 years left didn’t say one thing about their posterity for a whole hour, but talked about golf, TV, and stock prices.
I’m a millennial, but I have daily conversations with multiple people from Gen Z, and the attitude feels completely different.
Gen Z seems optimistic but realistic. They know the fate of the future is in their hands, and they’re focused on making sure things are better for their future kids.
I honestly don’t know what happened to the baby boomers. I know many are great, but many can also be intolerable.
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🚨 BREAKING: THE ARTEMIS LAUNCH IS THE DEEPEST COVER-UP YET. THEY ARE NOT GOING TO THE MOON. THEY ARE HIDING WHAT IS ALREADY THERE! 🚨
Yesterday's so-called historic Artemis II blast-off from Kennedy Space Center was not a triumphant return to the Moon after 50 plus years. It was Stage 2 of the greatest psyop in human history.
They rolled out that bloated SLS rocket built with your tax dollars funneled through endless delays and cost overruns carrying four so-called heroes on a 10-day joyride. But ask yourself: Why no landing? Why just a quick lap around the Moon and back? Because they cannot risk showing you what is really on the lunar surface.
The original Apollo missions? All filmed on a Hollywood soundstage. Van Allen radiation belts? Deadly. Flag waving in vacuum? Studio fans. No stars in the photos? Convenient lighting. Buzz Aldrin himself looked uncomfortable when pressed. Now they are rebooting the narrative with Artemis because the old lie is crumbling under scrutiny.
This launch was pure theater:
- Perfect timing right after years of technical issues and budget black holes.
- Crew includes international players, Canadian astronaut and all, to make it look global while the real players pull strings from the shadows.
- That convenient toilet fan glitch hours in? Classic distraction. Oh no, the billion-dollar potty broke! Meanwhile, the real payload, surveillance tech or alien artifact retrieval protocols, slips under the radar.
Why now? Distraction from Earthly chaos. Keep the sheep cheering fireworks in the sky while the real power consolidates control over space narrative, resources, and the coming disclosure they will script themselves.
The sheep are celebrating humanity's return. The awake see the strings. They faked it before. They are faking it better now.
Question everything.
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@TheJacobTurner your wrong cause you are missing the fact that his income is still in the 24 or 32% bracket from the interest and dividends each year from 4,5,6 and up million in investments. so conversion is at a high tax cost
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Pro baseball player retires at 35.
Did everything right.
*Maxed out his MLB 401(k)
*Optimized his Solo 401(k) each year
Retired with $3,300,000 in those accounts.
His thought?
“I’ll just let it keep growing and not touch it.”
Sounds smart…until it’s not.
Fast forward to age 60.
That $3,300,000 has grown to $22,600,000.
Then his silent partner steps in, the IRS.
Between 20%-40% of that money belongs to the tax man.
An upcoming tax bill between...
$4.5M to $9.04M
You see, here is what he missed...
After retiring, his income and his tax bracket dropped.
A perfect time to convert (move) this money from his tax-deferred bucket (traditional retirement accounts) to his tax-free bucket (Roth retirement accounts).
Example:
He shifts all $3,300,000 from traditional retirement accounts to Roth accounts over ~ 10 years.
In that time, he pays a blended tax rate of ~ 15%.
He is prepaying his tax bill for a total of $495,000.
The other $2,805,000 now grows tax-free.
So at age 60, he is looking at a balance of roughly $19M.
The difference is that he has cut out his silent partner, the IRS.
In doing so, he saved a few million dollars off his lifetime tax bill.
This is the part most athletes miss.
The window of low income when you retire.
And in that window, you have control.
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Oh and by the way retards.
America is not in fucking trouble because of Donald Trump.
Let's get the real goddamn truth out there.
America is in deep shit because of the greedy, corrupt, criminal politicians on both sides of the aisle who have spent decades building their entire careers on robbing American taxpayers blind.
Lining their own pockets and selling out the country to the highest bidder while pretending to give a damn about the people they swore to serve.
These self serving fucking bastards from both parties have rigged the system for their own benefit, funneling trillions in taxpayer money into their pet projects, special interests, and endless wars.
All while the average working American gets squeezed harder every year with higher taxes, inflation and a disappearing middle class.
They've lied, cheated, and broken every promise, turning Washington into a corrupt swamp of insiders who enrich themselves at our expense.
No single person is to blame for that systemic rot it's the whole rotten bunch of them who created this mess through their endless greed and betrayal.
President Trump is the only President that has been willing to step up and try to correct this.
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@KurtSupeCPA what about the higher taxes he pays on the conversions?
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Client retires at 64. Has a pension. Doesn't need his
$3.8M IRA.
"I'll just let it grow."
At 75, the IRS disagrees.
Required Minimum Distribution: $143,000.
He doesn't want it. Doesn't need it.
But he has no choice.
That $143K gets added to his pension income.
Pushes him into a higher bracket.
Increases his Medicare premiums by $4,000/year.
Makes 85% of his Social Security taxable.
Between retirement and age 75 there is a window.
Eleven years to do Roth conversions.
Eleven years to reduce the account.
Eleven years to get ahead of this.
Most people don't know the window exists until it closes.
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@AskCoachKev once you get past 3 tips you lose everyone. if it takes 25 tips then not worth it
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@MarkMeadows so you are saying if there are fair elections dems win?
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@UziCryptoo what does a guy smoking on the beach have to do with anything
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