@RippleXrpie Remember when the government said you should get an adjustable rate rate loan to save money on your monthly house payment...
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Jon Hoskins
2.2K posts
Jon Hoskins
@ArgentariusJon
Interested in Memes, Finance, Space, AI, Biotech, and the answers to the Universe.
Katılım Kasım 2022
1.1K Takip Edilen414 Takipçiler
🚨THE WHITE HOUSE HAS SENT A MESSAGE TO THE AMERICAN CITIZENS!
🇺🇸 US Treasury Secretary Scott Bessent:
“I want to encourage everyone out there watching today to change their withholding. You will get an automatic real wage increase on a weekly or a monthly basis.”
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@elonmusk How can we solve the government leadership problem.
We need a way to incentivize good effective government leadership while also ensuring that there is a direct personal and/or financial loss to be had for poor leadership.
We currently reward bad leadership!
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@PeterDiamandis It’s not abundance that will be the issue it will be how that abundance is hoarded or controlled.
How do we ensure excessive greed and thirst for power by a select few with means,doesn’t prevent that abundance from being withheld from others?
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A humanoid robot will cost us $30K and works 24/7 for $0.40/hour. A solar panel generates electricity for 3 cents/kWh. What exactly is the argument that we CAN'T create abundance?
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@CAgovernor It could be a $50 trillion global power house for all care. It’s still failing most Californians!
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California's economy is a $4.25 trillion global powerhouse — and the nation's largest economy.
Our talent and diversity powers nearly 400 billion-dollar startups with 7,250 new businesses in the last decade.
We simply have no peers.
Los Angeles Times@latimes
California is home to nearly 400 “unicorns”, or billion-dollar startups — more than any other state, according to CB Insights. It also gobbled up nearly two-thirds of U.S. venture capital last year, with San Francisco Bay Area startups such as OpenAI leading the way, business information platform Crunchbase found. latimes.com/business/story…
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@imPenny2x This is all very true but don’t underestimate the ability of a few to still find ways to capture that power.
It is not lack of abundance that is a concern but human nature.
The world of abundance will also create privately owned robotic armies.
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99% of people really do not understand abundance as Elon describes it.
The fundamental reason is that they don’t understand compound growth.
Same people who would probably pick 1 million dollars today over a penny that doubles in value every day for 30 days.
It’s a bad choice by the way. You lose out on millions.
Imagine if that doubling object was a labor producing robot instead of a penny.
Compounding labor. It’s actually crazy if you try and wrap your mind around it.
So Elon mentions Universl High Income and the midwits flip a lid.
“The elites won’t share”
You don’t get it. They won’t need to share. They will make everything so cheap, it is effectively free.
Charities will have immense resources to distribute.
Unfathomable intelligence will exist to help optimize production and distribution.
An unfathomably large labor pool will exist that operates on solar power exclusively.
The public work projects that are erected will be unseen before levels of breathtaking.
I think we are incredibly blessed to steward this new age of abundance.
Can you see it now?
Can you see the future?
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@SteveHiltonx Sky-high rent & housing cost is a much bigger issue.
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$6+ gas is killing California families and small businesses.
My plan gets us to $3 gas fast—by repealing the low-carbon fuel standard, fixing cap-and-trade, and putting common sense ahead of ideology.
Affordable energy means lower prices at the pump and in your grocery cart.
Real relief for real Californians! ☀️👊 #Califordable #GoldenAgain
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@Thefactsdude The guy needs to answer for his crimes.
Each of these officers also need to answer for their crimes. Excessive force all around. The knees and kicks to the face appear to be felony assault at a minimum. Add on gang violence for good measure. Accountability goes both ways.
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NEW: Three different views of Jacksonville deputies striking and tasing Dasaun Williams during his arrest
23-year-old Dasaun Williams’ November 2025 arrest bodycam has been released, showing “controversial” take down made by JSO Gang Unit.
Williams is now being represented by Civil rights attorney Ben Crum.
Crump has called the force,“excessive and brutal” and demanding accountability.
Williams faces 27 felony counts, including sale or delivery of fentanyl while armed and trafficking in methamphetamine.
The operation resulted in the seizure of 22 firearms and large quantities of drugs.
The Facts Dude 🤙🏽@Thefactsdude
NEW: Jacksonville man pinned down and repeatedly struck by officers during viral arrest now represented by Ben Crump Dasaun Williams was arrested in November 2025 in Middleburg as part of “Operation Red Light,” a gang and drug investigation. His mugshot went viral after officers used a stun gun and repeatedly struck Williams while he was pinned on the ground. He has hired civil rights attorney Ben Crump, who called the footage “deeply disturbing” and demanded a full investigation into possible excessive force. The case remains under review by the State Attorney’s Office. Williams is due back in court on April 9, where he faces 27 drug-related charges. Full bodycam footage of the incident has not been released.
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As we strive towards a world of abundance , the greatest barrier may be how we as humans find ways to create artificial scarcity for the sake of personal wealth.
Food is abundant yet parts of the world starve. Greed, even if only a select few, may be humanities biggest hurdle
Sama Hoole@SamaHoole
The sun was free. They sold you SPF 50 and a vitamin D deficiency. Sleep was free. They sold you an app, a pill, and a wearable that tells you your sleep was bad. Walking was free. They sold you a treadmill, a fitness tracker, and a £180 pair of trainers. Fasting was free. They sold you meal replacement shakes and the anxiety that skipping breakfast would wreck your metabolism. Cold water was free. They sold you a £3,000 plunge barrel and a podcast episode about it. Silence was free. They sold you a meditation app with a premium tier. Animal fat was cheap. They sold you seed oils, then supplements to replace what the animal fat contained. Tallow was cheap. They sold you a seventeen-step skincare routine and a clinical trial proving your face needs ceramides. Meat was cheap. They are currently selling you the idea that you shouldn't eat it. The 20th century removed access to everything the body needs to function. The 21st century is selling it back, one subscription at a time. Your great-grandmother had none of the products. She had all of the things.
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Jon Hoskins retweetledi
@PatrickHeizer This makes me ponder- Are we solving the right problem?
Instead of finding a scalable, safe, effective molecule for mass production what if we just design a specific molecule for a specific person.
At the least, we should have a pathway for doing so without clinical trials
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Sorry to be the downer because this is an impressive story in some senses.
But it is ~trivially easy to make a single mRNA vaccine. It's not hard.
I cure mice of various cancers with various therapeutics all the time. I've made mice lose more weight in a month than tirzepatide does in a year.
What is hard and expensive is proving its BOTH safe AND effective **in a randomized and controlled study in humans** while ALSO manufacturing it at clinical scale and grade.
I am happy for this man and his dog. It is impressive.
But y'all are overhyping it.
Séb Krier@sebkrier
This is wild. theaustralian.com.au/business/techn…
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@niccruzpatane These incidents should prompt a mandatory 30 day impound just as it would for a anyone else.
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A police officer entered a Waymo vehicle last night and had to move it manually after it got stuck in the middle of the road, blocking emergency vehicles in Austin, TX.
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@Dubibubiii @baba_Omoloro Would you consider it useful for some?
For example, those who are not self learning AI/Agents on their own or would struggle with doing so.
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@baba_Omoloro After spending 3 hours completing the course I can confirm this is 100% not worth it
Just go on youtube, there are much better courses that are more indepth
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Anthropic has launched free courses to master AI with certificates for $0.00
anthropic.skilljar.com
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@sukh_saroy @grok can I use this as a template have Claude pull the same data from publically accessible data sets and accomplish the same thing with out the subscription this is trying to sell
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🚨Someone just gave Claude access to the entire stock market and it's not a demo.
It's called Financial Datasets MCP Server and it's not a chatbot that guesses about stocks.
It's a real financial data pipeline that plugs directly into Claude and gives it live, structured market data on demand.
Here's what Claude can actually do once you connect it:
→ Pull income statements, balance sheets, and cash flow for any company
→ Get the current live price of any stock or crypto in real time
→ Fetch historical price data across any date range
→ Read the latest company news as it breaks
→ Analyze crypto across every available ticker
→ Answer questions like "Is Apple cheap right now?" with actual numbers
Hedge funds pay $50,000/year for Bloomberg terminals to access this kind of data.
This gives your AI assistant the same data.
For free.
Just ask Claude: "What are Apple's recent income statements?" and it answers with real numbers, not hallucinations.
Wall Street just got open sourced.
100% Open Source.
(Link in the comments)
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@MrBeast $50k a month for life hands down.
I’ll put half of it towards charities every month too. How do I apply for season 3?
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@PalmerLuckey It takes years to build up a reputation and only moments to destroy it.
I think that’s a fair assessment of ICE lately.
Immigration has been in shambles for decades, let’s fix it without the military tactics and constitutional violations.
Accountability goes both ways.
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Worth noting how absurd it is that the Wikipedia page for ICE has three paragraphs to cover the first twenty years of existence and twenty-five paragraphs to cover Trump's two terms.
(Biden's term gets literally nothing, not one single word)
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We cannot let them stay.
Debates regarding illegal immigration often focus on policy issues like welfare, healthcare, crime, economic contribution, etc. That is a distraction.
Democracy is the real issue. Status quo is that any city or state desirous of greater power can declare a suspension of federal law and import millions of illegal aliens for the purpose of inflating their electoral votes and Congressional representation.
Arguments about illegal immigrants voting directly in elections fraudulently usually miss this point. If you offer the political architects of these rebellions a trade, permanent amnesty and residency for all aliens with clear agreement that they cannot be counted for the purposes of electing our President or Congress, they will adamantly refuse.
Why? Because the people pushing this do not want immigrants from socially-conservative countries in Latin America to actually vote. They want to vote on their behalf via census representation, much like reconstruction-era Southern states demanded for newly-freed slaves. Their ideal situation is an urban core of deeply aligned ideologues voting with the power of millions of illegal aliens, currently worth dozens of Congressman and eight states worth of electoral votes.
There is an effectively unlimited supply of poor people from poor countries that want to live in the United States who can be used to fuel this strategy. Some might be net positive to the US economy, some might not be, but that is beside the point - all would equally contribute to a future where minority rules the majority with no recourse.
Rewarding states that refuse to recognize the legitimacy of American law ensures other states will use these same tactics, if only to maintain their own relative power. It will end our republic.
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This is a whole of government effort and the result of @realDonaldTrump leadership letting good cops be cops. At the @FBI for example we had a 31% increase in fentanyl seizures 2025, 2,100 kilos - what would’ve been enough to kill 150+ million Americans. Real lives being saved.
ABC News@ABC
U.S. overdose deaths fell through most of last year, suggesting a lasting improvement in an epidemic that had been worsening for decades. abcnews.link/4F2J0AN
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@joecarlsonshow Credit cards are jammed full of predatory practices, it’s not truly competitive or we would see credit card companies going bankrupt from time to time.
Notice how even if you do debt settlement theywill invite you back in 6 months - a year. That’s how much money the are making
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The amount of complete ignorance circulating around Visa and Mastercard, still to this day, shows why there can still be alpha in some of the largest companies in the world.
Here’s a few facts:
1. Credit Cards do not charge interest. Banks charge interest. Credit Card companies are tech companies that facilitate transactions and prevent fraud.
2. The huge majority of the fee you pay when you swipe a card is earned by the bank, not the credit card company.
For example, on a 3% swipe fee, the bank will earn 2%, the payment processor (stripe or square) will earn .5% and the credit card company earns a tiny 0.15%. So on a typical $100 purchase only 15 cents goes to the credit card companies. The lion’s share goes to banks and payment processors.
3. Credit Card companies are extremely good for the economy and commerce. There is a deficit of trust between consumers and merchants. Merchants want to know the consumer is good for their money, consumers want to know they will get what they pay for. Visa and Mastercard bridge that deficit of trust by ensuring every transaction instantly.
Merchants know they will be paid and consumers know they’re protected from scams.
These products are incredibly good for both parties, and destroying the business models would be bad for global commerce.
In terms of the “super high interest rates” banks charge. These are unsecured loans given to strangers. Are you going to give unsecured loans random strangers with poor credit history? I don’t think so, and if you do you’re going to lose a lot of money. The banks price the interest appropriately to the risk. It’s highly competitive.
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@elonmusk This is a pretty simple technology problem.
Why can’t I log in and see all my prior voting history?
Why can’t I vote from the comfort of my home on a cell phone or laptop?
How is it I can do all this with my bank account but somehow that’s not secure enough for voting?
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Half a million known fraudulent voters?
Mila Joy@Milajoy
This is how OUT OF CONTROL California is. 449,000 REGISTERED VOTERS couldn't perform jury duty because they weren't citizens. But they are REGISTERED VOTERS! A half a million of them. ABSOLUTELY NO federal aid without Voter ID. snopes.com/fact-check/449…
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@BillAckman The rewards program was designed with the help of psychologists who were able to conclude that companies will make more profit due to natural human nature.
People with more economic means and/or financial obedience have their rewards subsidized by the general card holder.
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On the topic of credit cards:
It seems unfair that the points programs that are provided to the high income cardholders are paid for by the low-income cardholders that don’t get points or other reward programs with their cards.
Points and rewards programs are in effect a rebate on every purchase. The higher the reward benefits, the higher the discount fee the card company charges the retailer to cover the cost of the benefits. The greater the rewards, the higher the discount fee.
Discount fees can be as low as ~1.5% for cards without rewards but as high as 3.5% or more for ‘black’ or ‘platinum’ cards.
Since the retailers or service establishments charge all consumers the same price for the same items or services, the millions of lower income consumers with no reward benefits are in effect subsidizing the platinum cardholder when he uses his card. In other words, the low income consumer is paying an extra 2% on his credit card purchases to cover the rewards points for the platinum cardholder.
This doesn’t seem right to me. What am I missing?
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@dailydirtnap I disagree, taking cards starts a ripple effect. Why bother paying it back at that point? Many people would just opt for debt settlement if you take their cards.
The real crime here has been the high interest rates to begin with.
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If your credit score is under 780, you will lose your card.
I thought about shorting COF months ago when Trump first mentioned it, but the stock didn't move. We'll see what it does on Monday.
The Kobeissi Letter@KobeissiLetter
BREAKING: President Trump calls for a 10% cap on credit card interest rates for one year, effective January 20th.
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