Benji

3.7K posts

Benji

Benji

@Baldous11

Katılım Şubat 2016
876 Takip Edilen262 Takipçiler
Benji
Benji@Baldous11·
@2147mill At this point it's hardly a surprise. We've never had anyone with a brain in any position of importance.
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🇬🇧 Tom - Investor £120K
Another infamous chapter in UK economic history alongside Brown's gold sale... In the 1980s Thatcher privatised British Gas and sold off significant North Sea oil assets and infrastructure. But the one that really stings is the wider context: The North Sea Oil story: North Sea oil was discovered in the 1970s. The UK had a genuine sovereign wealth fund opportunity. Norway did exactly that. Created the Norwegian Sovereign Wealth Fund. Today Norway's fund is worth over $1.7 trillion. It pays every Norwegian citizen a dividend essentially. The UK spent the North Sea oil revenues on tax cuts and funding deindustrialisation. We didn't save a single penny of it into a long term fund. The comparison is brutal: Norway: $1.7 trillion sovereign wealth fund. UK: £0 saved from North Sea oil revenues. Same oil boom. Same era. Completely different decisions. Norway is now one of the wealthiest nations per capita on earth partly because of that decision. The UK blew the windfall and has nothing to show for it.
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Benji
Benji@Baldous11·
@TruRedpolitics @realsavanti That's just a straight up lie. Aside from his woeful shooting he was a great servant for the club
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TruRed
TruRed@TruRedpolitics·
@realsavanti he played 12 games a szn, he was bang average garbage player, grow up
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Savanti
Savanti@realsavanti·
Anderson did more for United's self-awareness in one interview with Rio than the Class of 92 has managed in ten years of television.
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Benji
Benji@Baldous11·
@2147mill Simulatiously owning a semi detached home with a 100ft garden, owning a beautiful vx220, stocks and shares isa for me and one for my daughter. Amongst other things. Whilst money isn't the be all and end all my daughter wil have a much better headstart in life than I did!
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muscle nerd
muscle nerd@muscle___nerd·
@Baldous11 @2147mill Saab now you are talking! do they still have the button to turn off everything but the speedo?
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🇬🇧 Tom - Investor £120K
Your £40,000 financed BMW gets you to the same Tesco as my £3,000 Audi. Mine cost me £3,000. It’s bulletproof. Yours will cost you £100,000’s in lost compound returns. But yours looks better on the school run so you can impress people you A, don’t care about and B, don’t care about you.
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Benji
Benji@Baldous11·
@USTrequartista Robbed of nothing? He already began the dive before he was touched, watch his left leg 🫰
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US³
US³@USTrequartista·
PGMOL has something against spurs. We are genuinely being robbed.
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Benji
Benji@Baldous11·
@sageaurelius @2147mill So you're asking for about 90,000+ posts to cater for anyone earning over 10,000 quid a year? If it doesn't apply to you then simply read it and move on, it's that simple 😂
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Sage Aurélius
Sage Aurélius@sageaurelius·
Okay let me break it down for you @Baldous11 Let’s say you are above average in the Uk You earn in a month £32,000. After tax and Ni in a year, that’s bout that’s about £1,900 per month. Main Bills House rent £800 Energy is about £115 Water is about £40 Wifi is about £25 Council tax about £180 it can be cheaper it depends. Mobile is about £20 Others Food = £200-£300/month Transport = 100-250/month depends if you have a car( you need insurance, fuel etc). Other subscriptions = £50 Now do the math and tell me how this person can afford to invest £500 per month.
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🇬🇧 Tom - Investor £120K
£500/month invested at 25 = £1.1M by 60. £500/month invested at 35 = £566K by 60. 10 years of waiting costs you over £500,000. The best time to start was yesterday. The second best time is today.
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Marcus Sales
Marcus Sales@MarcusS78742316·
@btcjvs Fixed 2 months ago for 5 years 🙏
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James Van Straten
James Van Straten@btcjvs·
Good luck to all mortgage holders out there that need to re-finance.
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Benji
Benji@Baldous11·
@giffgoofyy @2147mill Some people can, some people can't. I agree with your sentiment it is a hard time but it's always interesting to see these kinda posts and the "what ifs" 😊
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Sage Aurélius
Sage Aurélius@sageaurelius·
@2147mill Just stop, with this economy how do you suggest people make so much for them to be able to invest 500£ a month? I understand compound interest but don’t for click bait try to make people uncomfortable.
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Legacy (Fan)
Legacy (Fan)@LegacySiu·
Name an Italian that has played for Manchester United You can’t
Legacy (Fan) tweet media
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Benji
Benji@Baldous11·
@Ll3ttee Can name them all and never supported Chelsea 😂
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Benji
Benji@Baldous11·
@Regista10_ Probably would have had benefit of doubt if the double elbow on Shaw resulted in a sending off. Swings and roundabouts.
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𝗥𝗲𝗴𝗶𝘀𝘁𝗮
Newcastle were clearly the better team They don't deserve to be cheated like this That is never ever a dive. The ref has just done what the Man Utd players told him to do. They surrounded him Call it for what it is. VAR not allowing to check as it's a 2nd yellow is laughable
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Benji@Baldous11·
@justmeg Oh I have a stack of these when they came out 😂
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Meg
Meg@justmeg·
Copped this for £7, win or nah?
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Benji
Benji@Baldous11·
@mentallystoned7 This might be worse to watch than anything I've seen post fergie 😂
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Benji
Benji@Baldous11·
Might be the worst quality of football I've ever seen in the prem #mufceve
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Benji
Benji@Baldous11·
@Rashousmane Basic maths would dictate that it man city won all their remaining games they'd beat arsenal, therefore meaning they'd win the league..
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max
max@maxi18234·
@Huge_Gorilla i had one of these last fifa but me and the other guy each went on the ps app and messaged each other to decide who was quitting
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Spencer
Spencer@Huge_Gorilla·
14-0, 2-1 up... Get throw in glitched... Leaving console on overnight, let's see what happens 🤣
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Benji
Benji@Baldous11·
@swordofleroy @tonitrades_ @hxxntrr Anyone can borrow money and pay back a fraction... It isn't exclusive to people in less fortunate positions. Get a grip
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hunter
hunter@hxxntrr·
Your $100,000 in debt is worth $3,000 Seriously The collector chasing you paid $1,000 to $7,000 for your entire file depending on how old it is, and will take anything above that as profit But they'll ask for $100,000 first because they're hoping you don't know the game Here's how to settle six figures in debt for less than a used Honda: The collections industry is the biggest scam in America and nobody talks about it When you stop paying a credit card, the bank writes it off after 180 days. They get a tax deduction for the "loss." Then they sell your $30,000 debt to a collection agency for pennies Read that again. $30,000 in debt sold for a few hundred bucks. Pennies on the dollar The collector's entire business model is calling you, scaring you, and hoping you pay full price for something they bought at a 98% discount If you owe $100,000 across multiple accounts, collectors paid roughly $2,000 total for all of it. Every dollar you give them above $2,000 is pure profit The settlement system: Rule 1: NEVER pay a collector without negotiating first They'll ask for $100K. Counter with 5 cents on the dollar. "I'll pay $1,500 today if you delete from all bureaus and send written confirmation" They'll act offended. They'll say no. They'll threaten lawsuits they'll never file. Then they'll counter at 15 cents You counter at 8 cents. They settle at 10-12 cents. Your $100K debt just became $10,000-$12,000 Rule 2: Always demand DELETION not "paid in full" "Paid in full" still shows on your credit as a negative mark. It says "this person had debt in collections." Score barely moves "Deleted" means the account vanishes entirely. Like it never existed. Score jumps 40-80 points per account If they won't agree to delete, don't pay. A collection you're not paying is no worse for your score than one you've paid. Only deletion helps Note: not every collector agrees to delete. Some will only mark it "paid." In that case, paying AND disputing through the bureaus is your backup plan Rule 3: Get EVERYTHING in writing before you pay Verbal agreements are worthless. Get a signed letter on company letterhead that says: "Upon receipt of $[X], we agree to request deletion from Equifax, Experian, and TransUnion within 30 days" No letter? No payment. Period Rule 4: Pay with money order, never bank account If you give them your bank account info, they can draft money without your permission. Happens constantly. Pay with money order or cashier's check Rule 5: Play the clock The older the debt, the cheaper the settlement. Debt that's 4-5 years old settles for 3-5 cents on the dollar because the collector knows the statute of limitations is running out A $50,000 debt from 2021? They'll take $1,500 today and celebrate Real settlements i've seen: $87,000 in credit card debt: settled for $6,900 (8 cents) $45,000 in medical collections: settled for $1,800 (4 cents) $120,000 across 9 accounts: settled for $11,400 (9.5 cents) $33,000 in personal loans: settled for $2,640 (8 cents) These are strong results. Average across the industry is more like 10 to 40 cents on the dollar depending on age of debt and type. Older debt = cheaper settlement. Medical = cheapest. Credit cards = more expensive. But even at 25 cents, you're turning $100K into $25K. Still life changing Your debt is not real money. It's a number on a screen that someone bought for pennies. Treat it that way and negotiate accordingly Once that debt is settled and deleted? Your score recovers to 700+ in 60-90 days. And at 700+ you qualify for $100K to $250K in 0% business funding at 0% interest. Your old debt was blocking you from new capital (I repair your credit profile in 30-90 days, links in my bio)
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Benji
Benji@Baldous11·
@tonitrades_ @hxxntrr No it doesnt lol. If I lent you £10 a year ago and ask for it back fifty times and you ignore me, I then sell credit agreement to the £10 to another friend for £1 it doesn't mean you magically now only borrowed a pound... What world are people living in? Jesus christ
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toni
toni@tonitrades_·
@hxxntrr They bought your debt for $3k. Now demanding $100k. That's a 3,000% markup game, not debt collection. Negates their whole 'paying what you owe'story.
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