Gravy Train with Biscuit Wheels

@River I haven't signed up because I repeatedly couldn't sign up.

@BiscuitWheels Could you please DM us with the email you used to sign up so we can look into this with you?

@River Recaptcha fail error multiple times on Mac & iphone despite clearing browser + cache. Abandoning ship before we even set sail. If you can't do this why would I trust you with my $BTC?

@mbontrager5 @JoinCrowdHealth @thehealthb0t Naive? I literally have the receipts. I had bills. CrowdHealth made them smaller and then the Crowd funded that smaller bill.

@BiscuitWheels @JoinCrowdHealth @thehealthb0t Incredibly naive.

American shows what his Family Health Insurance (Bronze Saver Plus) Plan will cost in 2026: - $2,094.15 per month - $27,229 per year - $13,000 deductible - $20,300 maximum out of pocket No one can afford this. The Affordable Care Act has destroyed healthcare. “This cannot be real! How the heck are families supposed to get medical care?! I'm at a loss.... This is freaking insane.”

@mbontrager5 @JoinCrowdHealth @thehealthb0t Right?! CrowdHealth actually negotiate down and then pay your medical bills! It's wild!

@JoinCrowdHealth @thehealthb0t That's not insurance though. Huge difference.

Heard good things about @copilotmoney. Just spent 20 minutes waiting for the ai agent to answer a simple question so I now have zero confidence in the 'smart' abilities of the product. Oh well. Monarch it is then.

@alexanderbittan @RobinhoodApp Margin balance…

@RobinhoodApp Is anyone getting 4% match? I was offered 0.75% curious if it’s because i already have a lot of assets and the 4% is targeting users who don’t currently use Robinhood ??

Stuck paying $100 for an ETF with your old brokerage? Time for an upgrade. Transfer into Robinhood and we’ll match it: ✅ Eligible customers get a minimum 0.75% match ✅ Earn up to 4% match when you transfer $10K or more in margin balance ✅ Available to new and existing US users Open the app to reveal your exact rate. Offer valid 4/20 – 5/8. 𝘛𝘦𝘳𝘮𝘴 𝘢𝘱𝘱𝘭𝘺. 5-𝘺𝘦𝘢𝘳 𝘩𝘰𝘭𝘥𝘪𝘯𝘨 𝘱𝘦𝘳𝘪𝘰𝘥 𝘳𝘦𝘲𝘶𝘪𝘳𝘦𝘥. rbnhd.co/transfer-bonus

@Badie912 @morellifit I get that the actual nailing is the same. That wasn’t my point.

@BiscuitWheels @morellifit Yes and that is the point. It is a logical fallacy that hand nailing is better but it is not and takes far more time. 1-2 days of work vs a week or more hand nailing. The end result is not better.

If you need to lose fat, you should be taking a GLP 100% of the time (properly guided, of course). For people who say that's cheating, let me ask you a question: are you building your house by hand or using power tools? Exactly. You have access to the tools, so use them.

@Badie912 @morellifit To me it conveys skill, expertise and care 🤷‍♀️

@morellifit My husband owns a roofing company and there is a company in town that puts in their proposals that they hand nail. Lol why in the heck would you hand nail unless you didn't have a nail gun? So dumb.

@JoinCrowdHealth Yeah, that amoxycillin generated me a 911 call, an ER visit, 6 weeks on the couch, and bills of $6k. Shoulda just done oregano oil like I normally do. Sooooo thankful to @JoinCrowdHealth for negotiating those bills down and crowdfunding all but $500. But still...

Most like likely amoxicillin. $5 at Walgreens if you pay in cash 🙃

@PaceJordanMorby Depends on the bank. Fidelity and Liberty will not accept it. Also, putting a ups store address is illegal. But I 100% agree home address should not be on DL. Way too dangerous these days.

Your driver’s license should never have your real home address on it. ㅤ I use a UPS Store because it’s treated like a physical business address, which means banks and credit cards accept it. Nothing gets sent to my house. EVER. ㅤ This is about privacy, safety, and playing the game the right way. ㅤ You think I want strangers knowing where my kids live? NO WAY. ㅤ Click the link below for a free creative finance guide that breaks down every hack you need to know. pacesplaybook.com

@JoinCrowdHealth In my case it was correctly coded 99284. The kicker is that it was 100% caused by a pharmaceutical drug. I wonder how much of medical bills are self-created by the medical professionals 🤡

If you have gone to the ER, or expect to ever go to the ER you need to understand this. There are 5 codes in which they can bill you for stepping into the ER: 99281: “You basically walked in and said hi.” Stubbed toe. Paper cut. Insect bit. At Crowd, we have never seen this billed. These should be a "suck it up" or a "you should have gone to Urgent Care instead" issue. 99282: “Minor evaluation. Quick fix.” A few stitches, sprains, ear infection. We have seen this billed a handful of times. 99283: “This is probably straightforward.” Dehydration, Mild abdominal pain. Low complexity decision making, low risk. Again, very very rarely billed. Maybe 10-15% of the time. 99284: “This might be something serious and need to rule things out.” Complicated infections, pneumonia, kidney stone, severe migraines. If you get any imaging (whether warranted or not) you'll most likely end up here. 99285: “Critical Issues" Heart attack, stroke, major trauma, sepsis. You are basically one step away from potential death. Here is where it gets interesting: About 85% of the ER bills we see have a 99284 or 99285 (highly complex or critical). Yet, according the NCQA (a nationally reputable non profit that certifies healthcare quality) approximately 60% of ER visits are avoidable. Either Crowd members are massively more informed about when to go to the ER or....something else is going on. Look at your ER bills and these codes (you'll probably need a detailed bill because the hospital is good at hiding the codes) and ask yourself whether it's an accurate depiction of the severity of your condition.

@JoinCrowdHealth I worry about you and your fam

@BiscuitWheels Only one death threat so far

With CrowdHealth

@JoinCrowdHealth 😡😭

@JoinCrowdHealth Mexico is a fantastic solution.

Dental insurance is just prepaying for a couple cleanings. We have some things cooking. 50/50 shot we get it figured out by the end of the year. Here are the challenges: Our CEO has a friend who had 4 cavities in California but zero cavities in Austin. This article (although dated) shows that there are so many discrepancies in how dentist evaluate dental issues. A guy went to 50 dentists. His estimates ranged from $500 - $30,000. asset.cdocs.com/uploads/forum/… We had an ELT member who recently went to the dentist that tried to charge him $800 for the same exact mouth guard he could get online for $150. There are some pretty cool innovations that could happen in this space. Stay tuned.

@juliethegrand @FarvingCo DMSO

@FarvingCo Wth am I supposed to use for arthritis pain??

A SINGLE DOSE of ibuprofen increased gut permeability in healthy humans WITHIN 24 HOURS. Not weeks. Not months. Hours. That Advil you took for your headache. The ibuprofen before your workout. The naproxen for your back. PMID: 19148789 Each one widened the gaps in your intestinal lining — the same tight junctions that keep bacteria, endotoxins, and undigested food out of your bloodstream. A study of 286 patients on long-term NSAIDs found measurable intestinal inflammation in up to 72% of them. PMID: 9824604 This isn’t rare. This is the norm for regular users. Once the barrier opens, bacterial endotoxins (LPS) leak into circulation. Your immune system mounts a low-grade inflammatory response. Insulin signaling breaks. Your body starts storing visceral fat — the deep fat around your liver and intestines that no amount of cardio burns off. The gut damage came first. The belly fat followed. Most people treat the inflammation with more NSAIDs. Which causes more permeability. Which causes more inflammation. The loop doesn’t break on its own. The barrier has to be rebuilt. A 2020 review in Current Pharmaceutical Design (PMID: 32445447) found BPC-157 resealed gut barrier integrity across multiple models of intestinal damage — including damage from NSAIDs specifically. When I first tried BPC-157, the urgency and bloating that followed every meal improved noticeably within 2 days. Not a full fix overnight — but enough to know the tissue was responding. I use Barrier — oral BPC-157 designed to dissolve across the full GI tract, where the damage actually lives. Stop feeding the loop. Fix the wall. Barrier — code GUNNAR saves 15%.

@lovesanimals22 @FarvingCo Have you tried DMSO?

@FarvingCo I stopped taking it years ago. I have horrible tendonitis in both knees for a year now and can barely walk. There is nothing I can take for pain. Curcumin or Arnica do nothing. We need a safe alternative. Ridiculous.

@bluewmist Lactoferrin

What is something relatively cheap that improves your life by 100%?

@sourpatchlyds @JoinCrowdHealth @mattvanswol It’s grifting people that are the complete joke. If it wasn’t for them awesome companies like @JoinCrowdHealth wouldn’t have to do this.

@JoinCrowdHealth @mattvanswol Crowdhealth said if my due date was less than 300 days after joining, you wouldn't cover maternity care. 😂 Complete joke.

Nearly a year ago, my wife went to the hospital for stomach pain. They did a CT Scan of her abdomen and thankfully didn't find anything serious. We got a bill in the mail of $9,117.42 I spent months talking to insurance, the hospital, billing appeals... I was told the claim was still processing. I was told the claim was out of the normal service area. I was told it wasn't clear it was medically necessary. I was told the insurance wasn't valid on the date of service. Finally, we got it handled, but it took well over 6 months from the day we got the first bill to the day we finished the process and paid. We did everything right. We have insurance. We pay our insanely high premiums every single month. It's just so frustrating. This whole healthcare system is broken, from top to bottom.

@TheMattViera Looking forward to being old so I can get the lifetime one for $20. Although honestly, I don’t mind paying the full whack every year. Soooo worth it!

@BiscuitWheels Nice. Fun Fact: US Veterans are entitled to a free lifetime National Parks pass. I use mine every year.

Looking for honest answers: What's one purchase under $100 that significantly improved your quality of life?