Bpfinancial

Baby Step 2 of the 7 Baby Steps is: Pay off all debt (except the house) using the debt snowball. Here's how it's done: List your debts smallest to largest. Make only minimum payments on all debts EXCEPT the smallest one. Work on paying off that little one with everything you’ve got. Trim your budget. Sell stuff that's just collecting dust, and pick up extra work for a season. Put EVERY extra dollar you can on that smallest debt. Once it's paid off, it will give you hope, and a lot of motivation to keep going. Next, roll that smallest debt's minimum payment amount to the next debt on your list. You've been making minimum payments on that second debt the whole time, so adding the first debt's payment will be a boost. PLUS if you keep finding ways to put extra money toward debt, that snowball will really start to roll. Keep going and you'll be debt-free a LOT sooner than you ever thought possible. Millions of people have used this method to break free. You can too.

@WealthJourney21 Congrats, man, and welcome to the X adventure.

🌙 Goodnight everyone. What an incredible day. +70 followers today… I was only at 54 this morning. 🤯 Thank you all so much for the support. We’re just getting started. Back tomorrow. Let’s keep building. 🚀

@MassieforKY I am praying for you, Congressman.

I did not see this coming, but my election has become an inflection point for our whole country. Today we make history. Will you be part of this historic day by voting, calling friends who can vote, posting to social media, or making a donation? Spread the word fellow patriots!

@JamieFinance25 @DaveRamsey Have you taken FPU?

@Bpfinancial2 @DaveRamsey Brother this makes me happy! Happy that you have been able to do that for people. I'm in the UK and the Ramsey stuff isn't widely known here, but I binge watched loads of episodes on YouTube and it just all makes so much sense! When did you first get into his stuff?

Boy oh boy.. 390 followers when I woke up yesterday. 500 today! I don't really know what to say except — thank you. You're an amazing bunch 🙌 This page exists because I came to investing late and I don't want that to be your story. Clearly that's hitting home with some of you. The road to 1k is on. 🚀 Let's go.

@JamieFinance25 @DaveRamsey Absolutely. Im not sure when I first heard about Dave, but i took his FPU course back in 2008. By 2009 I have been debt free (other than my house) ever since.

@GrowthStockDad Congrats on the growth.

500 followers?! Wow! Hopefully me sharing my mistakes helps at least one person out there Looking forward to building our Freedom Fund and rooting for everyone on X!

1. Living above your means. Don’t buy things to impress people who aren’t paying your bills. Live like no one else now so you can live like no one else later. - Dave Ramsey

@LonestarMoney @GuyTalksFinance That is a nice number

@GuyTalksFinance Will turn into 3.7 million if you do it from age 30-65.

Investing $1,000/month in the S&P500 will be the best financial decision someone will ever make.

@KruxSaucierA7X Sounds like you have a plan and are taking the right steps to get there.

@Bpfinancial2 🫶🏻 I yearn for the time I’m free from my debts

I’m not rich. I’m not a financial expert and honestly I’m just tired of being in debt. So I’m fixing it. For a long time I ignored it, Swiped the card, Made minimum payments maybe a little extra $50 everytime. Told myself “I’ll figure it out later” Later showed up. Debt doesn’t feel real at first. It’s just numbers on a screen. Until you realize You’re working… and still not getting ahead. It’s not fast, it’s not pretty. But it’s real and I’m working to get rid of it.

@Bpfinancial2 I don't want to be the guy that loses consistency when the market is rocky! Keep investing every month forever!

It's Friday the 15th. Payday for millions of us around the world. Have you made a plan for this paycheck yet?

That is an amazing feeling. I have had several people I coached over the years or people I was walking through @DaveRamsey #financialpeaceuniversity and a yr or 2 later I see them and they are debt free, or almost ready to pay off their house or student loans. Very few things are better than that.

@Bpfinancial2 I love it! I'm not doing this for any reason, other than to learn and teach my learnings! If even 1 person changes their trajectory because of me, I'm happy!

@TheBTCKnight @JamieFinance25 If you can control this guy, you will be Wealthy and in shape

@JamieFinance25 @Bpfinancial2 That’s a huge psychological battle

If you make under $50,000 you should not have a new car. Agree or not?

@LonestarMoney Just like planting a shade tree.

@Bpfinancial2 The best time to invest with 20 years ago. The second best time is right now. Good thing you found it out now that when you were 60.

COMPOUND INTEREST: Why investing early is such a powerful tool for your long term wealth building. 👇👇

@LonestarMoney Live and give like no one else. This is exactly what I am talking about. Blessed to be a blessing. Keep it up!

My goal is to be able to build substantial wealth so I can live and give like no one else. I’m not rich yet but when I have a close friend dealing with a cancer diagnosis or a friend that has a newborn dealing with a major health issue I can donate $250 to a Go Fund Me without thinking twice about it

I didnt post yesterday because it is my digital detox day, but when I got home from church, I could not stop thinking about this community here and generosity. I absolutely guarantee that this community is becoming one of the wealthiest communities on X which is incredible. But what are we doing with that money? Our first responsibility is of course to provide for our families, but after that the real question is: how are we being a blessing to others with the money God has given us? Just as rivers are only rivers when they flow; True wealth must flow through us. How have you decided to be a blessing in others lives with the money you are earning.

@Bpfinancial2 Already paid some debt, paid mid month utilities and now it’s time to invest. $VOO $VUG

@HunterAllen4 There are some real grinders in this financial community. I love getting on here each day to see the latest.

Nothing makes me happier then seeing smaller account accounts under 500 followers absolutely killing the game on here. If I find you and I see value I will follow you. 611m active monthly users. 4% increase YoY If you’re posting stocks and you’re putting in effort your account deserves to be found. We all started from the bottom. DONT STOP GRINDING THE RIGHT ACCOUNTS WILL FIND YOU

@StockStreamer25 C'mon we are smarter this time, the good days will last forever...just ask 2008

Market highs have a way of making risk look smaller. Nothing feels broken. Everyone sounds confident. Prices keep moving. Caution starts looking foolish. That's usually when discipline matters most. Risk did not disappear. It just got quieter.

@Dividend_Miner Congrats to you and your family. Family first for sure.

Good morning ☀️ Happy Monday, X! Dividend Miner is back in action. ⛏️💰 I’ve been a little absent lately, but for the best reason — full Dad mode with graduation, family, and watching my son close one chapter and get ready for the next. Family first. Always. Now it’s time to get back to the grind: Daily portfolio updates 📈 Market thoughts 💰 A few MLB parlays ⚾️ And Big Money Hustlers returns this Friday, May 22nd 🎙️ Let’s have a great day. ⛏️💰