BytesOfMan

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BytesOfMan

BytesOfMan

@BytesOfMan

founder @firmacash

Katılım Ocak 2021
1.9K Takip Edilen890 Takipçiler
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BytesOfMan
BytesOfMan@BytesOfMan·
gap that will not persist: - quality of crypto tech and tools - rarity of crypto integration Most web development still doesn't include cash wtf is the point
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BytesOfMan
BytesOfMan@BytesOfMan·
Most crypto startups are competence arbitrage - take an existing financial service, re-implement the same thing with "crypto" - have a lean, competent team with a higher give-a-shit factor vs incumbents this works but it's not really the point of using crypto as a tech
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owockai
owockai@owocki·
smart contract development in 2026
owockai tweet media
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Luka Ivicevic
Luka Ivicevic@lukaivicev·
It’s particularly important to be a student of tech/venture business history, we’re seeing the same themes being repeated over and over, in relatively short time frames. The first fintech wave of 2015-2020 looks almost identical with the feature launches, adoption cycles, competition and saturation points, acquisitions and consolidation, as well as shut downs, as this cycle from 2021-2026. The same is true for SaaS and other plays. Study old TechCrunch articles, tweets, fundraises. History is repeating itself. As an example, FX and payments is the first fintech product to be saturated in both cycles. It’s the biggest global market, the easiest to launch, and always a race to the bottom. Those that build themselves to be the bottom (TransferWise, Revolut from the first era, and OpenFX in the 2nd era (alone for now imo), in the 2nd era) will win. Neobanking takes off in parallel. First with a few winners that launched early and found a focus, followed by dozens, if not hundreds that launch later and dwindle away with time as they have no focus. Neobanking is largely a first mover advantage game, but it turns into a niche focus, which Mercury vs Ramp vs Meow have showed. TBD which niches win for this stablecoin neobanking wave 2 era. Similar niches can be seen in lending (FundingCircle is a great use case of spraying and praying to oblivion to parallels we are seeing in the 2nd wave), as well as remittances, cards, etc. If you’ve seen other parallels I’d love to hear them
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BytesOfMan
BytesOfMan@BytesOfMan·
@pmarca extreme openness: mindset defined by long list of what is (absolutely and always) not allowed internet enabled portable blueprint for edgy trendsetter
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BytesOfMan
BytesOfMan@BytesOfMan·
@LWIRED @__H0LL0W @SDude13446 In crypto, for the most part, it's safe to assume any given project does no engineering. Even in the top 30 this is true for most. Not the case at ABC. Dev keeps accelerating through the poor price environment. Assumption now: what we've built is impossible.
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Ducian
Ducian@LWIRED·
@__H0LL0W @SDude13446 Are you trolling? ABC is among the most active teams in the field, as you ought to know. Pumping a meme with a few degens is quite easy; nothing to be proud of. Solving the crypto trilemma, however, is a real achievement. Do go back to basics.
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Quid’s Bids
Quid’s Bids@QuidsBids·
These clowns are not ready to go war with the trenches Watch your project get flipped by a meme coin
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PiRK
PiRK@PiR_K·
You are delusional, Paul. The reason your project is getting views is that you designed it to be as annoying and harmful as possible for as many innocent bystanders as possible. So yeah, you'll get some tx volume for a couple month, until everyone dumped their Sztorc coins.
PiRK tweet media
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BytesOfMan
BytesOfMan@BytesOfMan·
@bmawjy @eCash oic they aren't android. will check it out but probably iOS first
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BytesOfMan
BytesOfMan@BytesOfMan·
@bmawjy @eCash Should be available on all android devices, what are you seeing?
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BytesOfMan
BytesOfMan@BytesOfMan·
@francispouliot_ securing money in the future will increasingly look like securing money in the past
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BytesOfMan
BytesOfMan@BytesOfMan·
in crypto, so much money is going into re-engineering legacy finance with extra complexity still value here because legacy finance has both competence and regulatory capture problems weird spot where crypto tech overhead is "worth it" for unrelated benefits
Panchu@Panchu2605

Crypto payments have a billion-dollar problem: once you send @USDC, there's no refund. No chargeback. No buyer protection. That’s why most real-world businesses still won’t accept it. @circle just solved it. The Refund Protocol - on-chain escrow, three refund paths (including gasless EIP-712), and automatic debt recovery when the escrow is empty. Non-custodial. No intermediary can steal funds. Enforced entirely by the smart contract. I wrote a full technical deep-dive on @Arc House breaking down every piece - architecture, payment lifecycle, dispute resolution, the debt system, and a builder integration guide. Also created 5 animated explainer videos covering each concept visually. This is post 3 in my Arc House series. Post 1 covered CCTP. Post 2 covered App Kit. This one covers the missing piece: what happens after someone pays. Refunds are the last primitive on-chain payments were missing. Full post here: community.arc.network/home/forum/boa…

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BytesOfMan
BytesOfMan@BytesOfMan·
@pitdesi crypto makes cash digital and eliminates third parties this is the only justification for its technical overhead costs nothing to hand someone $1 or send them an email businesses that haven't figured this out are justifying their existence instead of solving the problem
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Sheel Mohnot
Sheel Mohnot@pitdesi·
How can stablecoins reduce remittance fees to zero? makes no sense to me whatsoever. The bulk of remittances $ is migrant workers sending money to family, from US->Mexico, US->India, Gulf->India Stablecoins can make the money-movement leg much cheaper/near-zero but that isn't the bulk of the cost! You still need cash-out, FX, compliance/KYC, fraud controls, customer support, and distribution. When I send money to my cousin in a village in India, there is nothing he can do with USDC. He needs to get the money out into INR and that last mile is where most of the cost lies. Stablecoins can make remittances much cheaper but nowhere near zero.
Brian Armstrong@brian_armstrong

An estimated $60 billion was spent on remittance fees in 2025. This could be almost zero with stablecoins.

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BytesOfMan
BytesOfMan@BytesOfMan·
@Truthcoin The BTC community is academic and introspective In the 2017 blocksize wars, they "learned" this as good behavior Almost a decade later the problems are more obvious, and the solution is ... competing visions of academic introspection ¯\_(ツ)_/¯
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Paul Sztorc
Paul Sztorc@Truthcoin·
BREAKING: New Bitcoin Fork I am helping create a **new Bitcoin Hardfork** -- dropping this August, called "eCash". - Your coins will split. For example, if you have 4.19 BTC, then you will get 4.19 eCash. - You may sell your eCash -- or keep it. Or ignore it! Vegas: - Yes, I will be in Vegas next week. - No, I won't mention this, on stage -- (that would be rude). Our L1 Node... - is a near-copy of Bitcoin Core. - is Sha256d mined. - forks via a one-time difficulty-reset -- to its minimum value. (So, mining will be crazy at first.) - Yes, we will change the seed nodes, the name, the network magic, etc. Codewise, the L1 will remain compatible with Bitcoin Core: - We will continue to merge their changes (even the bad ones). - The L1 will activate Bip300/301 via CUSF -- the core untouched soft fork. So, no lines of code will be changed, on the L1. - The activation client will be published periodically (link below). - We will do several bug bounty contests this summer. - The client will be frozen 30 days prior to the fork. Yes, there will be Drivechains: - We have 7 in developement right now. - Users can also submit their own. - Drivechain is a vision of "competing L2s" -- this avoids the "dev capture" problem. - These L2s are all Merged Mined. Miners automatically get free $. - Our L2s are already capable of planetary scale, and onboarding 8 billion users. - We also have a zCash-like L2, with strong privacy. - Other L2s: Truthcoin (Prediction Markets), CoinShift (Decentralized Exchange), BitAssets (NFT etc), BitNames (Identity), Photon (Quantum Resistant). Unlike BCH (the 2017 fork): - There is no "Bitcoin" in the name. New name, new brand. - You are getting advanced warning (4 months). - We are replaying all txns (at first). We will release a coin-splitter tool. - This is a permanent & sustainable fix to Bitcoin's problems (instead of a 1 MB to 8 MB temporary fix). - Back in 2017, the BTC tech stack was strong, and expectations for Lightning were strong. Today, it is the reverse. Video to follow.
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