Chikhu Chanthunya 🇲🇼

It's very important to elect councillors & MP's with at least some basic understanding of construction materials. Bitumen & tar can never bond with cement/concrete. It's always annoying seeing them patch up roads with concrete mixture.

Tomorrow I'll be helping my parents harvest this season's maize. When one truly assesses the inputs & does a cost-benefit analysis or ROI assessment, is farming maize annually on a rain-based platform worth the effort or investment? We really need to reprogram our people.

@elonmusk Come on Elon. You're not that dumb & you haven't been living outside South Africa long enough to forget the history or what disadvantages post-Apartheid BEE policies are supposed to redress.

The South African laws are literally super racist, plain and simple. It’s not complicated: imagine if the law was called “White Empowerment”, instead of “Black Empowerment”! People would have a seizure 😂 South Africa now has more anti-White laws than Apartheid had anti-Black laws. Think about that for a second … The current South African government has objectively implemented Apartheid 2.0. Shame on them.

“It is dangerous to be right in matters where established men are wrong.” — Voltaire

@riaanlombard11 I love your insights because they are realistic, practical & in line with global practices. It always strikes me as strange though, that most Malawians, especially economists don’t understand simple supply & demand. It's not a case of devaluation but rather floating we need.

FX crises don’t begin with devaluation. They begin when dollars stop moving. If you’re waiting for the ticker to move, you’re already late. The rate is a lagging indicator. Liquidity leads. 10 things a treasurer watches in Angola: • USD liquidity in banks • Payment delays — the first crack • Exchange rate gap (official vs parallel) • NDF pricing (what the market expects) • FX reserves (what’s actually usable) • Money supply growth • Oil output (the FX engine) • External debt pressure • T-bills vs policy rate (where stress shows up) • Repatriation risk (can dollars leave?) Because in Angola: Liquidity ≠ access Stability ≠ convertibility Policy ≠ reality

Exactly. The parallel rate is the natural outcome when a fixed exchange rate is overvalued — when demand for dollars significantly exceeds supply. Access to dollars at the official rate is effectively a subsidy — but only for the well-connected few. Those with access import cheaply. They price closer to the parallel rate and capture the spread as margin. Consumers pay more. Exporters, forced to convert at the official rate, are effectively taxed. It’s a wealth transfer to those with privileged FX access.

Zambia has a very strange approach to "innocent until proven guilty". So with all these non-bailable offences you just languish in cells until you have your day in court? In most countries that would lean towards being unconstitutional.

When you build anything of worth there are about 20,000 hours of hard work no one wants to see or talk about. That stuff in the middle is what makes the stuff on the surface.

"If you must break the law, do it to seize power; in all other cases, observe it." - Julius Caesar

The worst kind of conman is the type who believes his own lies. bbc.com/news/articles/…

@AccordingToLee Wildly & wonderfully innovative. 👌 @Heineken_SA & @Heineken

Brilliant. Just brilliant. 👏🏾👏🏾👏🏾

I really want to know what was in the diet 18 to 23 years ago in Malawi that made us produce so many dimwits. Why at 7pm would you be standing on a remote dirt road with laptops & phones in hand watching things & advertising "Please rob me Chirimba & Chilomoni thugs!"?

In Malawi, the banking system isn’t “liquid” — it’s on life support. The Reserve Bank of Malawi is playing both arsonist and fireman. 🔥The arsonist: Facilitating massive domestic government borrowing — K675bn in Q4 2025 alone — vacuuming up every spare kwacha in the system. 🚒The fireman: Pumping trillions through the Lombard facility (≈K2.8tn gross) just to keep banks liquid — and the system functioning. The reality for international treasurers: This isn’t an interbank market. It’s policy-driven churn. When banks depend on the central bank for day-to-day liquidity, three things follow: • Credit crowding — the private sector gets priced out • FX stagnation — repatriation becomes structurally difficult • Volatility — liquidity disappears the moment policy shifts The takeaway: Heavy domestic borrowing doesn’t just fund the state — it quietly tightens financial conditions for everyone else.

I've never believed or ascribed to the "VIP Protocols, titles & notions" in Malawi & many other countries. I feel they're usually a play place for people who are very much the opposite of Very Important. If you're indeed Very Important you don't need a badge or proclamation.

Malawi is the sort of place where we are all teetering so close to poverty that it's very easy to see when someone's financial standing has fallen into a state of disorder. So many are steady trying to survive when God put us here to thrive. We need to demand a better return.

A man with no taste for conflict becomes a container for other people’s unfinished impulses, because the world always searches for the nearest person willing to absorb discomfort without protest, and if that man is you, your patience will be mistaken for permission.

The best thing to give to your enemy is forgiveness; to an opponent, tolerance; to a friend, your heart; to your child, a good example; to your father, deference; to your mother, conduct that will make her proud of you; to yourself, respect; to all others, charity. -Ben Franklin

So why is it that something twice the power, pumping more water in 2 hours than the previous item did in 6 hours doesn't make everything else trip when it's on? I literally had to switch off my fridge & deep freezers every time I turned on the pump before.

We need to examine the junk imported into Malawi. Last bought a 1.5 horse power submersible pump from Adendorff in South Africa after our locally purchased 7.5HP pump burnt after 4-5 years of operation. Strangely, we used to have to switch all other appliances off before.

Someone has to say it; this ozempic weight loss bullshit that some middle-aged women are doing makes them look one of three things, old, sick or transgender. It's not sexy, it's unnatural, unattractive & lazy. Get your fat asses in the gym, swim or go jogging. Get fit naturally.