CommonMan

@datta_arvind @_KiranRajput In bear mkt

@datta_arvind @_KiranRajput And we can not sell stock or MF mkt, equity liquidity is a myth

HDFC Flexi-cap Fund is now 30 yrs 3 mths old. For your information, our investments in that fund turned 173x. 1 lac invested turned 1.73 Cr 5 lac invested turned 8.65 Cr Our investments in Gold for last 30 years turned 22x only. Let me know Real Estate returns in 30 years?

@ArpitShah380068 @_KiranRajput RE is popular as very very less people lose money in RE, but 90% retail investor lose money in stocks

@_KiranRajput But in india mostly Re investment is done to adjust large sum of black money which can't b done in mutual funds I think and that's why Re is popular.

Parag Parikh Flexi-cap fund is a 12 years fund. In last 12 years our investments have grown 7.5x. Gold in last 12 years 3x only Real Estate Flats in Bengaluru delivered 2x-3x or lower returns. All that chest thumping returns about land – there is no validated record.

@_KiranRajput X is filled with hind sight return posts. Could you tell with reasonable confidence the nominal value of 1 cr lump sum invested today in HDFC Flexicap, 30 years down the line?

@popeye76169041 @_KiranRajput Need to get twitter follower . Block when can not win an argument

@_KiranRajput If you are happy investing in any instrument, go ahead & do it. What is the purpose of creating all the fuss and noise? Be content & happy with what you are doing.

@Dynamicinvstr @stockswithparth @ThetaVegaCap At the end of day many ppl prefer to sleep in their own home , it need not be 3 or 4 BHK, it can be 1 or 2 as per ur budget.We know Pakistan economy, but look at their stock mkt , stock mkt us hyped , so 90% retail investor lose money , rest 19% give gyaan in twitter

@CommonM68580905 @stockswithparth @ThetaVegaCap Do you have wealth now itself ? House is not a end goal for a human Indian society has brainwashed people that it’s mandatory to take a house loan , this earth is huge you can get a good home first don’t get broke and invest

The Middle Class is in a trap👇 25 Lakhs for wedding 50-60 Lakhs on a Home loan 10 Lakhs on a Car Loan Too many expenses on Birthdays and Anniversaries to show it off Just because to maintain society status. #Investing #FinancialPlanning

@stockswithparth @ThetaVegaCap It’s individual choice , if the car euro ENCAP 5 it’s better , Tucson has , not Euro. Personally I will spend extra in German car than in a Hyundai

@stockswithparth @ThetaVegaCap What will u do with all the wealth at old age ? 1 cr now sounds good , u will not get a 1BHK from good builder , delayed gratification is a myth

@stockswithparth @ThetaVegaCap What is the end goal ? Demat account ?

@ThetaVegaCap If you are not worried for society status then begging will also give you money !!! believe it or not having loan will definitely make you a more more better person

@Babu11mahesh @ThetaVegaCap Yes, u can beg and buy multi beggar penny stocks 😊

@tittersuspended @ThetaVegaCap I see , one way is to buy a 1 or 2BHK when family is small sell & buy a 2/3BHk when kids grow. But it must be from good builder and target to sell within 10yrs. Rent goes up with inflation.Substantial part of other investment are eaten up by inflation. So I prefer rental income

@CommonM68580905 @ThetaVegaCap I don't have a home , that's what is the problem... Even after that much discipline and time, I see that my corpus is not enough for a decent house ... I was lucky that my parents were not dependent on me also.

When I tell, anyone can accumulate 1 Cr investing 15 thousand from salary. People are more concerned "What will be value of 1 Cr after 15 years" Believe me.. it will those overthinkers only who will be having ₹50k lying in their account even after 15 years! #MutualFund #GoodMorning

@Gchamp6x @Dutta_Souravd How ? Which car do u drive ? Home loan closed ?

@Dutta_Souravd combined incomme 3.2lac monthly sip 1.7lac am i doing it right ?

If you are earning 2L/m and don't have 1L in SIP, then you don't have an income problem. You have a spending problem my friend.

@Finite_Notions @Dutta_Souravd His haircut cuts 50₹, no point living like a beggar in the hope of getting a multi bagger stock. He lives in his parents house , I pity his wife

@Dutta_Souravd That’s practically not possible , if someone earning 2L means he want to leave a decent life with family, his Homeloan EMI will be 60-70K , and car EMI of 15-20L . 25% investment of total salary is what we require and good enough to live a peaceful live post retirement life

@tittersuspended @ThetaVegaCap Good to know that you are able to accumulate a good amount. If u invested 50/60% how did u manage home loan emi /downpayment ? I am just trying to find if saving is worth as my saving is not much , but almost closing the home loan

@CommonM68580905 @ThetaVegaCap I switched job in 6 companies in 12 years and made sure I invested 50-60% of my take home salary in mutual fund and nifty bees . DSP BlackRock, parag parikh and nifty bees are my highest return MFs.

@tittersuspended @ThetaVegaCap Finally found one who really made >1cr from SIP. Did you invest only 6k throughout or increased the amount. 72k*13yrs is only 9.36L. Totally how much did u invest.

@ThetaVegaCap I have accumulated more than 1.5 crore staying disciplined in sips starting from 6k in 2012. But I agree with the overthinkers , i don't see value in the corpus.. Real estate is high , black money is high, it's just inflation linked returns and exposed to high taxes

@iinvestor3 @_KiranRajput Yes, after fall many stocks who were doing well before do not come up ,Suzlon was 450₹ in 2008, it has never reached that in last 17 yrs . Some ppl hit jackpot in stocks and then ask everyone to buy as they also get more benefit when more money flows to stock mkt

@_KiranRajput Better thing is to do asset allocation to all asset class equity, fixed income, Gold/Silver & RE. Rather than chasing returns & putting all eggs in one basket. Never know which asset class will do well. I started investing in Gold since 1993 &has given decent worry free returns.

We buy Gold when its doing well! We buy Equity when its doing well! Many people I know investing in Gold (Life Time High) instead of Equity (20-60% correction in underlying stocks).

@kakrol @KaleshiBua No, must reputed builder are talking white now. It’s income from ESOP or start up stocks

@KaleshiBua 4 reasons 1) black money 2) lack of investment awareness and opportunities for people here 3) NRI investing in India 4a) Building permissions nonsense 4b) can't use Agri-land nonsense Lots of empty apartments in India.

1400 sqft 3 BHK house near Hebbal for ₹2.7 cr?! 3500 sqft for 8.4 cr? What is going on with Property prices in Bangalore? Is this pan-India or Bangalore specific? Economy is down, rupee is crashing to new lows - who are the people who can buy properties at these prices? 😳

@KaleshiBua Ppl in their 40s are selling old apartment or putting that on rent. How ? By taking 1cr loan , Some ppl are getting upto 1cr from ESOP. So 1.7cr downpayment is not an issue , their take home is around 3L, so 1L emi is not an issue . Some r also getting upto 50k rent,