Dump Wump

@powerpacks How is it possible to mess up everything? Double msrp pokemon drops, streamer only power packs. Do you guys even want people to spend money with you?

I wonder why this was not on every major news outlet? 😏😏

@powerpacks Well I can't because you won't invite me, so courtyard it is

You pull this on your first power pack, what do you do?

There are people who don't believe in the moon?

@jtenorio400 @DFWscanner Yeah, clouds are a conspiracy as well

@DFWscanner Man watch this was just a fuxking act to have people buy more shit we don't get no where near wtf they said we should have

⚠️ Winter Storm WARNING issued for all areas in pink, including North Texas and the DFW Metroplex ⚠️ 📆 In effect from 6pm on Friday to 12pm on Sunday. 🥶 Heavy mixed precipitation expected. Ice accumulations between one quarter of an inch and one half of an inch. Isolated amounts up to three quarters of an inch can't be ruled out. In addition, sleet and snow accumulations between 1 and 3 inches with amounts near or above 5 inches near the Red River are also possible. 💨 The strong winds and weight of snow on tree limbs may down power lines and could cause sporadic power outages. Significant ice accumulation on power lines and tree limbs may cause widespread and long-lasting power outages. Expect power outages and tree damage due to the ice. Travel could be impossible. ⚠️ Now is the time to prepare. Cover outdoor faucets and turn sprinkler systems off. Stock up on necessary grocery items for the next few days. Have an emergency kit ready in case of power outages. Check on vulnerable neighbors, friends and family. 🚗 Consider delaying all travel. If travel is absolutely necessary, drive with extreme caution. Take a winter storm kit along with you, including such items as tire chains, booster cables, flashlight, shovel, blankets and extra clothing. Also take water, a first aid kit, and anything else that would help you survive in case you become stranded.

@SP8doofen @DFWscanner On my way

@DFWscanner Guess who doesn’t have a choice to come to work …….i work at take 5 who in the hell is going to get an oil change in a winter storm

@powerpacks When I see these I get less hyped because I been in beta so long. You aren't the only company that does this so why wait for you

@rukky_nate Bitcoin

You’re given $2m. You have 20 minutes to spend it. You can’t spend it on cars, airplanes, yacht or a house. You can’t spend it on golds or diamonds either. What will you buy?

@RealEmirHan Read the book

I Am Legend (2007) alternate ending changes everything. Neville isn’t the hero. He hunted them, experimented on them, and called it science. To the infected, he was the monster. This was “wildly” rejected by test audience says Francis Lawrence.

@lofi_lover0930 Surgeon man

This doctor must have been a murderer back in the day because why is a Chainsaw part of his habits 🤣

@gggghhhkkl @powerpacks Once the influencers run out the vintage supply

This is Buck Buck likes Power Packs Buck wants to see your best pulls

@SCUncensored @powerpacks Courtyard.io is great, I been using them and had got some great hit

@powerpacks How about you open up more spots in the beta, because I have been waiting 2 months. I’ll take my dollars elsewhere while you keep closing stores.

@rickyygeez @powerpacks It's reserved for influencers.

@powerpacks I need access to the beta!

@fr3d17 @powerpacks @ONEPIECE_tcg_EN If you only get excited when other men get excited first, doesn't that make you gay

@powerpacks Spent too much on powerpacks.... better question when @ONEPIECE_tcg_EN powerpacks?

@powerpacks Man to hell with buck and you. As usually GameStop lags behind the competition. Plenty other slab lotteries out there posting odds and sending it slabs I been waiting to try GameStop version, but obviously y'all can't handle the load.

@amandaorson I can loose the points, no biggy

Your credit card rewards exist because someone else is paying 25% APR. Cap that at 10% and the points don’t survive. I spent years working inside fintech and card programs. That interest margin is the invisible buffer that makes rewards, lounges, and credits pencil out. Capping credit card APRs at 10% sounds like an obvious consumer win. Cards charge 20 to 30%, many consumers revolve balances, and the system feels punitive. But credit card economics are not just about interest rates. They are a cross-subsidized system where revolvers subsidize transactors, rewards rely on behavioral inefficiency, and risk-based pricing subsidizes access. Remove one leg of that stool and the system does not become fairer; it rebalances. And the costs show up where consumers notice most. Lets look at how this would impact 3 programs 1. AMEX Platinum A 10% credit card APR cap would not make your card cheaper or better. You would still have access, but you would almost certainly get less value for the same or higher price. The Platinum brand survives because its customers are affluent, pay in full, and tolerate high annual fees. What quietly supports that ecosystem is portfolio-level profitability, which allows AMEX to tolerate loss, overuse, and inefficiency in premium benefits. When that margin shrinks, the cost shows up directly in your (lesser) benefits. In a world where: - Rewards economics tighten - Devaluations become more likely - Flexibility is reduced Points become a liability to the issuer, and liabilities get repriced. So what this likely means for you as a Platinum cardholder: - Lounges do not expand to fix crowding. Instead, access tightens or amenities are reduced. - Statement credits become harder to use, more fragmented, or less generous. - Annual fees go up - New approvals become more selective, even for high earners. Your card still works, but the value proposition shifts. Platinum becomes more explicitly pay-to-play, with fewer hidden subsidies propping up premium perks. You pay the same or more, and you get a little less in return. Which is why some people are already warning that points devaluations become more likely in this environment (like @BowTiedBull this morning saying "Dump ALL your credit card points. All of them.") 2. Bilt Card This program is the canary in the coal mine for what to expect. Bilt’s super popular rent rewards worked because Wells Fargo was willing to subsidize them. The card offered 1 point per dollar on rent with no fees because Wells Fargo paid Bilt roughly 0.8 percent (80 bps) of each rent payment to fund rewards... despite earning little or no interchange on those transactions. But that is some actuarial level math with a number of variables at risk that proved wrong/ unsustainable. Wells Fargo was getting hosed $10 million a month on the program, so they exited the partnership years before the original end date and forced Bilt to restructure its rewards with a different bank What does that teach us? - When interest and interchange margins shrink, banks stop tolerating loss-leading reward programs. - Interest income does not fund every reward directly, but it provides the buffer that allows experiments like Bilt to exist at all. - Remove that buffer and rewards must be paid for explicitly. Bilt’s shift to a three-tier lineup with annual fees is not an anomaly. It is the direction rewards go when credit stops quietly absorbing losses. Pay-to-play rewards. What feels like consumer protection will shows up as fewer perks, pay-to-play rewards, and less room for innovation. 3. Credit One & other Subprime Cards Now the least glamorous corner. Subprime cards get criticized for high APRs, annual fees, low limits, minimal rewards. But they exist for a reason. They serve thin-file borrowers, damaged credit, people shut out of conventional loans, households using cards for liquidity not perks... but they charge high APRs because charge-offs exceed 8-10%, fraud and servicing costs are higher, and credit limits are small while fixed costs remain significant. A 10% cap makes these products mathematically impossible. These cards don't become cheaper. They cease to exist. As @sytaylor noted this morning - "You realize this will push many more customers towards loan sharks?" The demand for credit doesn't disappear... it migrates to BNPL with opaque effective APRs, chronic overdraft usage, fee-heavy installment loans, and less regulated lenders like loan sharks/ payday loans. So who WOULD win? Debit-First Fintechs One of the least discussed consequences: where would reward customers migrate? I think 1% cashback programs are an obvious winner. Chime, Varo, Current and niche cards like Greenlight and Privacy. (If you have not worked in a fintech or a bank you probably don't know what the Durbin Amedment is - but the TL;DR is that very large banks (BoA, Wells, JPMC) have capped interchange rates of around 27 bps on debit swipes. Small banks with < $10B AUM, however, do not - they can earn 1-2% on interchange (avg was 160 bps or so last I checked). Which is why all of the debit card fintech companies you've heard of are partnered with these smaller banks - they can offer rewards like 1% cashback programs and still have margin sufficient to build a business around.) In a world where credit rewards shrink, access tightens, and annual fees rise, debit-based fintechs look better by comparison. But consumers lose: credit protections, payment float, stronger dispute rights, credit-building opportunities. TL;DR An APR cap feels like consumer protection. In practice it reshapes the market in ways that are easy to miss: - It will shrink access to credit - Eliminate rewards programs that aren't tied to high annual fees - Force risk into less regulated channels - Unintentionally advantages debit over credit - Help affluent transactors more than vulnerable borrowers Credit doesn't become cheaper. It becomes scarcer, less flexible, less transparent. But banks will adapt. Fintechs will adapt. Consumers caught in the middle do not get protected. They get fewer choices, worse products, and priced out.

@bowtiedgerman You just wanna hear kids fucming

The positive downstream effects of giving your son a finished basement complete with sick TV and big comfy couch where he can fool around with his high school girlfriend while you play dumb upstairs isn’t discussed enough

@bryan_johnson Cigarettes dont have that many calori3s dip

Ave thanksgiving meal is = to smoking 7 cigarettes. Why and how to avoid... Average + 4,500 calories across day + 229 g fat + 69 g saturated fat + 450–600 g carbs + 150–200 g sugar (pies, rolls, alcohol...) + 3,000–4,500 mg sodium The damage: + massive glucose spikes + insulin surge + crash then hunger rebound + acute endothelial dysfunction + oxidative stress + immune suppression + sleep disruption Roughly equal in metabolic injury as 7 cigarettes. How to eat + start meal with small amount of nuts: macadamia nuts, walnuts, hazelnuts, almonds + roasted vegetables + legumes (lentils, beans, edamame) + add extra virgin olive oil + lean meats (no skin) Will help you avoid/minimize the real bad stuff + brown sugar sweet potatoes + marshmallow casseroles + glazed ham + rolls and stuffing + deserts Do you best to avoid alcohol entirely. Our culture around thanksgiving is literally insane. We celebrate killing ourselves.

@solana You just tried to convince me

Solana is Amazon for finance. If you don't believe me or don't get it, I don't have time to try to convince you, sorry.

@vbarata2 @Anthony_Bonato .001

@Anthony_Bonato Ask him to write out the difference between 1 and 0.999.... and let you know when he gets to something different than zero. 🙃

A student said that 0.999999999999999... is obviously less than 1 since he can only write out finitely many 9's in his lifetime, and I'm dead