Danielle Miura, CFP®, MSFP, EA

A10: For me: deepened my connection with my grandma, cherished memories, used the time to develop personally, and I found purpose beyond the hardships. #creditchat

A9: Seek financial guidance(for money/credit support), reach out to a care manager or caregiving nonprofit(for caregiving support), use fintech to manage financial spending and credit.

A8: Usually, time away can cost: gaps on resume, fewer retirement benefit opportunities, fewer social security credits, and slower wealth growth. But can also help you rediscover your goals, allow you to go back to school, or start a business #creditchat

A7: Advocate at work: know your rights and workplace laws, communicate clearly with your boss, set flexible expectations, and join non-profits that are promoting flexible workplace environments. Your strength will pave the way for future caregivers #creditchat

A6: Set limits: what time, money, and energy you will realistically give. Even superheroes have sidekicks. You don't have to carry the whole caregiving load yourself. #creditchat

A5: Most common: credit cards and medical debt. Expenses pile up fast, interest accumulation, less income, less time to track money = easier debt accumulation #creditchat

A4: Protect income: build an emergency fund, establish clear boundaries, create a caregiving plan, seek help from gov benefits, care managers, non-profits, and/or grants. #creditchat

A3: Talk money early: where it is, how bills are paid, wishes using if/then statements, is there an LTC plan in place, and trusted advisors/who can help. Most importantly, what are their expectations of you when it comes to caregiving. Read @CHLebedinsky's book. #creditchat

@Experian Please keep in mind that the AARP study was conducted in 2021, so this number is likely higher due to inflation.

$7,242 of out-of-pocket costs! #CreditChat

A2: Hidden costs add up: medical expenses, eating out, gas, more car maintenance than usual, aging at home adaptations, increased utility bills, medical supplies(i.e, diapers/wipes), hiring care workers, and lost self-care time. #creditchat

A1: Less work, less income. Using leave, quitting, or retiring early can shift your goals and your identity. #creditchat

@Experian @ACCreditCounsel @CHLebedinsky @AdrianaOceans @MommyTalkShow @itsmymoney_ @Glink @EmilySchwartzAZ @WearePlootus Let's go! I am excited for this much-needed talk about family caregiving and money!

We are grateful to be joined by @ACCreditCounsel, @Daniellemiula, @CHLebedinsky, @AdrianaOceans, @MommyTalkShow, @itsmymoney_, @Glink, @EmilySchwartzAZ, and @WearePlootus! #CreditChat

Don’t miss tomorrow’s #CreditChat about choosing the best payment option for you! We’ll be joined by: @creditscoop, @DebtFreeGonnaBe, @MoneyFitbyDRS, @Daniellemiula, @LeslieHTayneEsq, @EmilySchwartzAZ, @WellKeptWallet, @JReLLz35, and @michaelreynolds. experian.com/blogs/news/abo…

Need a last minute gift? 🎁 Consider a mini financial plan! ➡️ There's more to a financial plan than budgeting, saving, and investing. ➡️ There are tools that only professional advisors have access to. Give the gift of the peace of mind~ spark-fin.com/money-doctor

The best way to achieve your financial goals? Take note of how far you've come. Before we talk about planning for 2026, let's take a minute to celebrate our wins for 2025.

Do you know the difference between an HMO and PPO? Do you know what you'll pay for healthcare in 2026? For many Americans, the answer to this is, "No," served with a side of embarrassment. I created a free guide to help ⬇️ spark-fin.com/health-insuran…

🧠 Our brains get a dopamine rush when we give presents. ✨ Chasing that feeling can derail even the most thoughtful budget. 🎁 This year, ask yourself: Are there other ways to get that "helper's high"? Create a new tradition! mailchi.mp/1507a8ea7f4b/s…

Health insurance premiums are up as much as 59% from last year according to Johns Hopkins. And premiums are only one cost to consider. To fully budget for healthcare in 2026, you need to understand how it works. I created a guide: spark-fin.com/health-insuran…

Not sure what to get your _____ for the holidays this year? There's no better gift than financial freedom! It might just be everything you need to ✨spark✨ change in the new year. spark-fin.com/money-doctor

One of my big goals for 2025? Getting healthy. Because health is wealth. But I'm also a financial advisor, so I didn't want to break the bank doing it. For more tips and insights like these, subscribe: bit.ly/4dvjEhA