Ilyce Glink

Super-excited to join this incredible group of pros to talk about #money, #caregiving, and how #women are coping with the financial fallout. Hope you can join at 3pET. glink.substack.com @experian #creditchat

Don’t miss today’s tax season-inspired #CreditChat w/ my co-hosts @ACCreditCounsel, @Daniellemiula, @CHLebedinsky, @AdrianaOceans, @itsmymoney_, @Glink, @EmilySchwartzAZ, and @WearePlootus Tweet you at 3p ET

I hope you'll sign up for my Love, Money + Real Estate substack. You can always find me (and great stories about money) there. (URL below) Glink.Substack.com #creditchat @experian #ValentinesDay2026

What a wonderful #creditchat! This Valentine's Day, give your relationship the gift of financial trust. That's the real foundation of lasting love. See you next time! glink.substack.com @experian #valentinesday2026

A10a: Start a weekly 10-minute money check-in. Just 10 minutes! Review bills, spending, and goals. Small consistent habits build financial intimacy and trust over time. Ask me how I know.... ;) glink.substack.com #creditchat @experian #ValentinesDay2026

A10: Check your credit reports together tonight! Make it a date. Take out the "good glasses" and light a candle. Knowing where you both stand financially is the first step to building a stronger future together. glink.substack.com #creditchat @experian

A9a: I've done the gifts and cards thing through the years, for our kids as well as my hubby. I've learned this: Say "I love you" every day of the year and not just on Feb 14. glink.substack.com #creditchat @experian

A9a: Set a spending limit for gifts and get creative! Cook dinner at home, write a love letter. The couples with the best finances (and best relationship) know romance is about presence, not presents. glink.substack.com #creditchat @experian #ValentinesDay2026

A9: Romance doesn't require debt! It shouldn't be about how much you spend. Set a Valentine's Day budget you both agree on. The most meaningful gifts are thoughtful, not expensive. Protect your credit AND your love. glink.substack.com #creditchat @experian

A8a: My husband and I have very different money styles. What works: respecting each other's strengths. One of you is the saver? Great. The other spots opportunities? Also great. Cheer each other, always. glink.substack.com #creditchat @experian #ValentinesDay2026

A8: Be patient! If your partner is learning about credit, mentor them—don't lecture. Share resources, celebrate wins, build confidence and remember you weren't born knowing this stuff either. glink.substack.com #creditchat @experian

A7a: Vision board your goals together so you have a better understanding of what they want. When you both SEE the dream house or trip, it's easier to skip the impulse buy. Shared vision = shared motivation. glink.substack.com #creditchat @experian #ValentinesDay2026

A7: Automate the big goals first—retirement, house fund, emergency, and maybe travel savings. Then what's left is guilt-free spending money. Always pay your future selves first! glink.substack.com #creditchat @experian

A6a: Again, it's hard to talk about money, especially if you don't have a lot of it. I get it. That's how it was for me at the beginning of my married life. But we learned. And found out we were stronger together. glink.substack.com #creditchat @experian #love

A6a: Here's an easy one: Use the 50/30/20 rule together—needs, wants, savings. When you agree on the framework first, individual purchases feel less personal and more strategic. glink.substack.com #creditchat @experian #ValentinesDay2026

A6: Budget dates! Seriously—grab coffee (or something stronger) and review spending together monthly. Keep it casual, not confrontational. You're teammates, not opponents. glink.substack.com #creditchat @experian

A5a: There's no one right answer—it depends on your relationship. But keep at least one account in your own name. You need credit history that belongs to YOU. glink.substack.com #creditchat @experian

A5a: If you're going to share bills, consider sharing aligned with earnings. If you make 2x, you should contribute 2x - and find a way to be as fair as possible. That's how couples build financial trust. glink.substack.com #creditchat @Experian_US

A5: If you don't want to blend everything (which my hubby and I did), then try the hybrid approach—joint account for shared bills, separate accounts for personal spending. Togetherness AND independence. Best of both worlds. glink.substack.com #creditchat @experian

A4a: I've coached couples through this! The partner with better credit shouldn't shame the other. Make a plan together—pay down debt, dispute errors, build good habits as a team. glink.substack.com #creditchat @experian #ValentinesDay2026