DannyHoffmann

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DannyHoffmann

DannyHoffmann

@DannyHoffmann5

I thought nothing would surprise me, then 2020 came along.

Katılım Aralık 2019
130 Takip Edilen15 Takipçiler
Letlhogonolo Diseko
Letlhogonolo Diseko@hloni_diseko·
@talkcentss Sipho will eventually change Accom< Town to >Kasi: R750 (saves R1 250) W+Rent: R500 (saves R1 500 & buys gas stove) Food: R2000 Transport: R1 500 Entertainment: R300 (saves R200 after 2 six pack) Funeralplan: R150 (saves R150) Cloth+Data: R400 Sipho can hav Total saves of R3 100
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David (TalkingCents)
David (TalkingCents)@talkcentss·
𝗧𝗵𝗲 𝗖𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗗𝗲𝗯𝘁 𝗧𝗿𝗮𝗽 ‼️ Meet Sipho, 💰Salary = R10,500 💰PAYE = R521 💰UIF = R105 ——————- 💰Net salary = R9,874 —————— 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗟𝗶𝘃𝗶𝗻𝗴 𝗖𝗼𝘀𝘁𝘀: 🔸Rent = R3,000 🔸Water & Electricity = R2,000 🔸Food = R2,000 🔸Transport = R1,500 🔸Insurance = R700 = 𝗥𝟵,𝟮𝟬𝟬 🔸Entertainment = R500 🔸Medical = R300 🔸Phone & Data = R200 🔸Clothing = R200 ——————— 𝗧𝗼𝘁𝗮𝗹 = 𝗥𝟭𝟬,𝟰𝟬𝟬 ——————— 🔴Shortfall = ( -R526 ) ———————— **𝗘𝘅𝘁𝗿𝗮 𝗜𝗻𝗳𝗼** From the Income & Expenditure Survey ( IES) 22/23. Statssa R3 out of every R4 spent went to: 🟡Housing & Utilities 🟡Food & Non-Alcoholic Beverages 🟡Transport 🟡Financial Services & Insurance ——————————- 𝗦𝘂𝗺𝗺𝗮𝗿𝘆: Sipho isn’t even spending money excessively on luxuries. Most of it is going to “surviving expenses”. 𝗧𝗵𝗶𝘀 𝗶𝘀 𝘁𝗵𝗲 𝗿𝗮𝘁 𝗿𝗮𝗰𝗲 𝘁𝗵𝗮𝘁 𝘁𝘂𝗿𝗻𝘀 𝗶𝗻𝘁𝗼 𝗮 𝗰𝗼𝗻𝘀𝘂𝗺𝗲𝗿 𝗻𝗶𝗴𝗵𝘁𝗺𝗮𝗿𝗲 - 𝘁𝗵𝗲 𝗱𝗲𝗯𝘁 𝘁𝗿𝗮𝗽, As the shortfall each month accumulates, many begin to rely on short term credit facilities, revolving loans, and other borrowings to get them through the month. This leads to a growing debt burden which drags their spending power down further as their interest expense rises. 𝗔𝗻𝘆 𝘂𝗻𝗲𝘅𝗽𝗲𝗰𝘁𝗲𝗱 𝗲𝗺𝗲𝗿𝗴𝗲𝗻𝗰𝗶𝗲𝘀 𝗯𝗲𝗰𝗼𝗺𝗲 𝗮 𝗺𝗮𝗷𝗼𝗿 𝘀𝗲𝘁 𝗯𝗮𝗰𝗸 - 𝗱𝗲𝘁𝗿𝗶𝗺𝗲𝗻𝘁𝗮𝗹. Sipho is not even contemplating starting a family, or buying a new car or even looking at new homes. He is drifting further into a debt trap. He is working to survive at this point, and his job is at risk in an economy that is not growing but supported on debt. ——- 𝗧𝗵𝗲 𝘄𝗶𝗻𝗻𝗲𝗿𝘀 𝗶𝗻 𝘁𝗵𝗶𝘀 𝘀𝘆𝘀𝘁𝗲𝗺 𝗮𝗿𝗲 𝘁𝗵𝗼𝘀𝗲 𝗿𝗲𝗰𝗲𝗶𝘃𝗶𝗻𝗴 𝗶𝗻𝘁𝗲𝗿𝗲𝘀𝘁 𝗽𝗮𝘆𝗺𝗲𝗻𝘁𝘀 𝗳𝗿𝗼𝗺 𝗦𝗶𝗽𝗵𝗼’𝘀 𝗱𝗶𝘀𝗽𝗼𝘀𝗮𝗯𝗹𝗲 𝗶𝗻𝗰𝗼𝗺𝗲 𝘀𝗵𝗼𝗿𝘁𝗳𝗮𝗹𝗹.
David (TalkingCents) tweet media
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DannyHoffmann
DannyHoffmann@DannyHoffmann5·
@zerosupremecy @talkcentss The moral of the story; income taxes is too high in South Africa. 🤷🏽‍♂️Anton will also not be able to retire, and will hang onto his job forever.
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zerosupremecy
zerosupremecy@zerosupremecy·
Meet Anton, 💰Salary = R45 000 💰PAYE = R9548 💰UIF = R177.12 ——————- 💰Net salary = R35274.88 —————— 𝗠𝗼𝗻𝘁𝗵𝗹𝘆 𝗟𝗶𝘃𝗶𝗻𝗴 𝗖𝗼𝘀𝘁𝘀: 🔸Rent = R7000 🔸Water & Electricity = R2,000 🔸Food = R6000 🔸Petrol + Car Payment = R8000 🔸Insurance = R1500 🔸School Fees pvt school x 1 = R6050 🔸Medical Aid = R6000 = R36550 🔸Entertainment = R0 🔸Phone & Data = R900 🔸Clothing = R0 ——————— 𝗧𝗼𝘁𝗮𝗹 = R37450 ——————— 🔴Shortfall = ( -R2175.12) Relies on some sort of Credit facility Can't socialise Can't even think about studying something else as it will be out of budget Wife would need to add Shortfall from working This could possibly increase school fees and double car payment and fuel No matter what you make in SA you not making it You making debt only
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JP Martin Nel
JP Martin Nel@Martin_Nel_99·
🚨MASSIVE: Deputy President Paul Mashatile’s family is linked to South Africa’s new R180 billion National Lottery licence. A company co-owned by his sister-in-law, Khumo Bogatsu, is part of the Sizekhaya Holdings consortium that won the 8-year lottery operator contract. 🔹 Bogatsu is the twin sister of Mashatile’s wife 🔹 She and businessman Moses Tembe registered Bellamont Gaming just 1 month before Sizekhaya entered the bid 🔹 Mashatile and his wife were seen staying at Tembe’s mansion just before the ANC manifesto launch 🔹 Tembe later accompanied Mashatile to France on a state business trip The deal was awarded by Trade and Industry Minister Parks Tau (@TauParks) — an ANC member — despite his own earlier warning, quoting the Lotteries Act: “I must ensure that no political party or political office-bearer has any direct financial interest in the applicant or a shareholder of the applicant.” Let’s be clear: the DA is not the ANC. We will never turn a blind eye to the scandals, cronyism, and looting that have defined ANC governance for decades. Full article: news24.com/politics/amabh… @Our_DA @MYANC @PMashatile #NotFitToLead #StopTheLooting #MashatileMustGo
JP Martin Nel tweet mediaJP Martin Nel tweet mediaJP Martin Nel tweet media
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DannyHoffmann
DannyHoffmann@DannyHoffmann5·
@Leon_Schreib Certifying a copy of an ID should not be legal; it serves no real purpose.
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Leon Schreiber
Leon Schreiber@Leon_Schreib·
🤔 What if you never had to go to a SAPS office again to certify a copy of your ID? This is exactly the future that beckons as Home Affairs builds a world-class Digital ID. Our commitment to digital transformation is laying the foundation for a service delivery revolution! 🇿🇦
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😈 Xavier ✞
😈 Xavier ✞@RealXavier011·
Why he keeps giving them this as a Present?
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Ernst Roets
Ernst Roets@ErnstRoets·
Things are not looking good for the legacy of Cyril Ramaphosa.
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Leon Schreiber
Leon Schreiber@Leon_Schreib·
📣 We are LIVE! These 1.4 million citizens and lawful residents have always been eligible for the green ID book - but not for the more-secure Smart ID. Thanks to Home Affairs’ digital reforms, they can now replace the vulnerable green book with the Smart ID for the very first time - starting with applicants from visa exempt countries. This not only helps to eliminate fraud related to the physical alteration of photos and info in the green ID book, but also enables us to verify applicant’ biometrics as part of the Smart ID’s live capture process. We are enhancing national security - one Smart ID at a time! 🇿🇦
Leon Schreiber@Leon_Schreib

🚨 Big news: for the first time ever, over 1.4 million naturalised citizens and lawful permanent residents are now eligible to obtain Smart IDs and use eHomeAffairs! We’re starting with applicants from visa exempt countries and then expanding to all others. This a major milestone on the digital transformation journey of #TeamHomeAffairs, which continues to deliver and accelerate. It is a victory for social inclusion, as these citizens and lawful residents were previously excluded from the Smart ID and restricted to the vulnerable green ID book. And it is a victory for national security, as it makes our country less reliant on the insecure green ID book. Broadening inclusion, enhancing security, and boldly moving our country into the future: this is the power of digital transformation as Home Affairs works to deliver dignity for all 🇿🇦

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DannyHoffmann
DannyHoffmann@DannyHoffmann5·
@goolamv Yeah, the ANC and the country must stay in the “royal” family. 😂😂😂
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Goolam
Goolam@goolamv·
MAJOR BREAKING NEWS: PATRICE MOTSEPE FOR PRESIDENT OF ANC 2027 AND PRESIDENT OF SOUTH AFRICA 2029 #pm27
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DannyHoffmann
DannyHoffmann@DannyHoffmann5·
@billy_rugg @Leon_Schreib They do get something. It is a salary that is higher than in the private sector and some other benefits, e.g., housing assistance. 😂😂😂
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Billy Rugg
Billy Rugg@billy_rugg·
@Leon_Schreib Do they get something for that, other than your phone call? Or are we working on the idea that their life is changed by a phone call from the boss saying well done?
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Leon Schreiber
Leon Schreiber@Leon_Schreib·
The best part of my job is when I get to phone members of #TeamHomeAffairs who have been identified by clients for going above and beyond the call of duty. Together, we are making great strides to build a better working environment so we can deliver dignity for all! 🇿🇦
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DannyHoffmann
DannyHoffmann@DannyHoffmann5·
@Leon_Schreib I can't share the excitement. The DHA delivery center still takes two weeks to reply to an email, often passing the buck to another department that does not respond at all. To sum it up, sorry, @Leon_Schreib, but you have added Zero value to me. 🤷🏻
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Leon Schreiber
Leon Schreiber@Leon_Schreib·
The sheer, unadulterated joy of delivering dignity for all. This is the power of #TeamHomeAffairs 🇿🇦
Leon Schreiber tweet mediaLeon Schreiber tweet mediaLeon Schreiber tweet media
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DannyHoffmann
DannyHoffmann@DannyHoffmann5·
@Zlatti_71 I hope, the EU and UA will find money to pay back to Russia what is rightfully theirs. ….. and repay they will.
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Zlatti71
Zlatti71@Zlatti_71·
The EU plans to transfer €2.1 billion in revenue from frozen Russian assets to Ukraine, Kaja Kallas said. @ukr_leaks_eng
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DannyHoffmann
DannyHoffmann@DannyHoffmann5·
@rngthnkonroids @RT_com I'd look more at the YTD (since the Donald took over from sleepy Joe) yield. 😂🤷🏻Just saying.
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RT
RT@RT_com·
The stock market yesterday vs. today Are you tired of winning yet?
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😈 Xavier ✞
😈 Xavier ✞@RealXavier011·
What country is this? 😳
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Elon Musk
Elon Musk@elonmusk·
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