Elleson

What do you do when the company you invest in continues to grow, fundamentals are getting stronger, and they’ve achieved GAAP profitability while the market cap is still small—yet the stock price remains stagnant? The answer is simple: Ignore the short-term noise and let time be a friend to a great business. ⏳ In the long run, the market is a weighing machine. Patience (doing absolutely nothing) is the hardest, yet most rewarding part of the game. Position: 10,000 $UPST | Market Value: ~$272,600 USD (Based on $27.26/share) #UPST #HODL #FundamentalFocus #RetireEarly

@rounder74339385 It's roughly in this range.

@Elleson08 What’s your cost basis?

Patience is the ultimate edge. The hardest part of long-term investing? Doing absolutely nothing. Waiting for the value to be realized is incredibly simple in theory, yet incredibly difficult in practice. Ignore the noise. Trust the process. Position: 10,000 $UPST | Market Value: ~$238,500 USD (Based on $23.85/share) #UPST #HODL #FundamentalFocus #RetireEarly

Why I’m bullish on $UPST – The simple logic: 1️⃣ The Tech: Do I believe AI and Machine Learning will fundamentally disrupt traditional credit scoring? Yes. 2️⃣ The Leader: Is Upstart the clear frontrunner in this industry disruption? Absolutely. 3️⃣ The Product: Do consumers love it? Yes. With a 4.9 Trustpilot rating, the superior rates and seamless process speak for themselves. High conviction isn't born from price action, it's born from fundamentals. 💎 Position: 10,000 $UPST | Market Value: ~$242,200 USD (Based on $24.22/share) #UPST #HODL #FundamentalFocus #RetireEarly

It’s been a 5-year journey of conviction. Today, a major milestone reached: 10,000 shares of Upstart. I have no doubt that this stake is my ticket to financial freedom. I’m ignoring the noise and waiting for the fundamentals to take the lead. ⏳ Position: 10,000 $UPST | Market Value: ~$247,700 USD (Based on $24.77/share) #UPST #HODL #FundamentalFocus #RetireEarly

As a dedicated shareholder of over five years, I am proud of Upstart’s strengthening fundamentals. However, given the market’s extreme and prolonged undervaluation, I wish management to take decisive action. With the robust future cash flow outlook, leveraging moderate debt for aggressive buybacks might be a strategic necessity. This move will not only restore market confidence but also serve as a powerful morale booster for the core team in Upstart. We understand that "the stock is not the company," which is why we have held firm and keep buying from $300 down to near $10. But when the market’s mispricing becomes this chronic for such long time, resilience must be met with bold leadership. We expect more aggressive measures to bridge the gap between the intrinsic value and the stock price. @paulxgu @davegirouard @Upstart

@davegirouard Gogogo

Let's roll, team!