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Stablecoins are not a consumer phenomenon B2B now dominates stablecoin payment flows Chart courtesy of @artemis

Beam has been acquired by @ModernTreasury! When we started Beam, we set out to combine the speed and programmability of stablecoins with the familiarity and  of traditional bank infrastructure. We believed, and still believe, that the future of payments is about making the best of instant fiat rails and stablecoin rails interoperable so people never have to think twice about how money moves. Modern Treasury shares that same conviction. For years, they’ve been building the operating layer for money movement. Their system abstracts away bank processes, normalizes payment types, and gives companies real-time control over their treasury. They’ve powered hundreds of billions in payments across ACH, wires, RTP, and beyond. Together, we saw an even bigger opportunity: build the first unified global operating system that spans both traditional and stablecoin settlement rails. With stablecoins crossing into regulatory clarity and financial institutions modernizing faster than ever, the market is demanding a platform that can speak both languages from day one. Banks want to future-proof their platforms. Fortune 500 companies want more flexible treasury operations. Global teams want to operate across currencies, regions, and payment systems through one API. Demand is rising from every direction as individuals and businesses move toward a world where money behaves like software. By joining forces, we’re accelerating that vision. Beam’s stablecoin & fiat orchestration infrastructure capabilities will be woven directly into Modern Treasury’s platform to unlock instant payins & payouts, FX efficiency, and next generation  liquidity management, all within a trusted enterprise-grade system. Whether a company is moving money via ACH,RTP, USDC,or their own stablecoin , the experience will be identical: fast, compliant, automated, and invisible. As part of Modern Treasury, Beam will continue to operate as its own platform and product line in the near term before fully integrating with Modern Treasury. Customers can expect full continuity of service with even more capabilities coming online as our systems begin to merge. To our customers and partners: thank you for betting on us early. You pushed us hard, trusted us with your customer’s money, and helped us prove that stablecoin-based payment infrastructure will drive the next era of money movement. We can’t wait to share more updates as we build a single financial fabric where rails, currencies, and counterparties operate as one.