Fibonacci Investing⚡️

@gothburz Well worth reading.

My net worth peaked at $1.2 million. None of it was real. I don't mean that philosophically. I mean it was located on servers that have since been turned off. I own eleven properties in the metaverse. Three in Decentraland. Four in The Sandbox. Two in Voxels. One in Otherside. And a beachfront villa in Horizon Worlds that I bought for $214,000 because Mark Zuckerberg called it "the next frontier." The frontier closed last week. It's a mobile app now. Last year I mass DM'd 340 people the phrase "you don't understand how early we are." I have since stopped doing that. Not because I was wrong. Because most of them blocked me. I got into metaverse real estate in November 2021. Everyone was buying. Someone paid $450,000 to be Snoop Dogg's neighbor. In a video game. With no legs. The avatars didn't have legs. I thought that was bullish. "The legs are coming," I told my Discord. "Legs are a roadmap item." Three hundred people reacted with rocket emojis. I called myself a "digital land baron." I put it in my Twitter bio. I put it in my LinkedIn headline. I said it on a podcast that had eleven listeners. Three of them were bots. The rest were my alts. My virtual property has more square footage than my actual apartment. My actual apartment has furniture. Location, location, location. My most valuable asset was a plot next to a virtual Gucci store. Gucci left in 2023. The store is still there. Nobody's in it. It's like a mall in Ohio but with worse graphics and no food court. I held. Diamond hands. That's what we said. "Diamond hands." It means refusing to sell while your investment loses 94% of its value. We turned financial paralysis into a personality trait. A guy in my Discord paid $2.4 million for a 618-parcel estate in Decentraland. Prime district. High foot traffic. I asked him what "foot traffic" meant when the platform had 38 daily active users. He said I didn't understand the technology. I didn't. I still bought more. We had a DAO. A decentralized autonomous organization. That means we voted on decisions. There were nine of us. Three never showed up. Two voted on everything without reading it. The other four were me and my alts. We voted to "acquire strategic parcels." The vote passed unanimously. I voted four times. My portfolio peaked at $1.2 million. I told everyone. I made a spreadsheet. I projected 40x returns by 2025. I made a pitch deck. The pitch deck had a slide that said "WE ARE BUILDING THE DIGITAL ECONOMY." The slide had a rocket emoji. That was my entire financial model. In 2023 I bought a Bored Ape for $189,000. It's worth $14,000 now. I don't talk about the Ape. I still use it as my profile picture. People ask me about it. I say "I'm long-term bullish." Long-term bullish means I can't sell it without crying in a Panera. My mom asked me what a Bored Ape was. I said "digital art on the blockchain." She asked why it cost more than her car. I said "you don't understand Web3." She said "I understand you live in a studio apartment." She's not in my Discord. Justin Bieber bought one for $1.3 million. It's worth about $90,000 now. I felt better about mine after I heard that. That's community. WAGMI. We're All Gonna Make It. We said that every day. In the group chat. While the floor dropped. While the volume dried up. While 95% of all NFT collections went to zero. We're all gonna make it. None of us made it. But we said it with conviction and a laser-eye profile picture. That counts for something. It doesn't. But we said it did. That's decentralized consensus. Meta spent $84 billion on the metaverse. I need to say that again. $84 billion. More than the GDP of Luxembourg. More than the GDP of Iceland, Luxembourg, and Malta combined. They spent it on a platform where the avatars had no legs, the graphics looked like a 2006 Wii game, and the peak user count was lower than the lunch rush at a Chipotle in Des Moines. They just pulled Horizon Worlds from VR headsets. It lives on as a mobile app. My beachfront villa is now a mobile app. Location, location, location. Zuckerberg renamed the entire company for this. Facebook became Meta. A $900 billion company changed its legal name because the CEO watched Ready Player One and said "I want that." Reality Labs lost $10 billion in 2021. $14 billion in 2022. $16 billion in 2023. $18 billion in 2024. $19 billion in 2025. That's not a strategy. That's a speedrun. They laid off 1,500 Reality Labs employees this year. Shut down three VR studios. Killed Supernatural. Put the entire VR social vision in a casket and said "we're pivoting to AI and wearables." The pivot took four years and $84 billion. I pivoted too. I'm an AI real estate investor now. I bought a virtual plot in an AI-generated world that doesn't exist yet. The founder said it was "the intersection of spatial computing and large language models." I don't know what that means. I gave him $40,000. He has a whitepaper. It's 47 pages. I read the title and the tokenomics section. The tokenomics section is a pie chart. I love pie charts. They make everything look like a plan. The project has a roadmap. Q1: "Build community." Q2: "Launch beta." Q3: "Scale ecosystem." Q4 is blank. Q4 is always blank. That's where the exit scam goes. My accountant asked me to value my metaverse portfolio for tax purposes. I said $1.2 million. He said "current market value." I said $6,400. He stared at me for eleven seconds. I know because I counted. He asked if I had any other investments. I showed him my NFTs. He stared for longer. I told him they were "cultural artifacts with long-term provenance." He asked if I'd considered a 401k. I told him a 401k was "legacy finance." He told me to leave his office. The metaverse is dead. I don't accept that. I am a digital land baron. I own eleven properties across four platforms. I have a beachfront villa in a mobile app, a plot next to an empty Gucci store, and a cartoon monkey that cost me more than my actual car. Location, location, location. The location is nowhere. But I'm early. I'm always early. That's the same as being wrong except you get to say it with confidence.

@GuyTalksFinance Warren Buffet certainly did

The best investors in the world can’t outperform the S&P 500. What makes you think you can do it?

@Mr_Derivatives Every day of my life.

"Had I just held on a little longer, I would have made $25k more!" "Wish I sold sooner, now I'm staring at a -$15k loss instead of a -$1k loss... sigh." "Ugh should went heavier or all in, my prediction was correct, but I could have made a fortune if I bought more." I swear to God, the said above played out at least 3 times over for me today alone. Any of these thoughts ever run through your head as they do mine? Confess. I can't be the only one...

@MauiBoyMacro Maybe 200-300 bps would. But, it's going to take a LOT.

@FibonacciInves1 Lower rates aren’t going to help housing.

We have reached the point where the 10Y at just over 4% is a drag on housing. Rates must come down or prices will be next. Pricing is effectively negative when you consider incentives. cnbc.com/2026/03/19/jan…

This is concerning...👀

@Tekeee Called bonds

Gold is crashing. Silver is crashing. Crypto is crashing. Stocks are crashing. The dollar is crashing. Real talk what should we buy now?

@DudeWhoInvests Bonds shall return. Look at the DXY

Makes LITERALLY ZERO sense. GOLD the hedge for geopolitical instability is crashing in the face of geopolitical instability. Can’t make this up.

@finnafinance Hard to tell. Housing will decide midterms in my opinion. Lots of pressure to bring down rates here.

@FibonacciInves1 I think both come down over the medium term. Which do you believe happens first?

Gold down, bonds up. Dr. Copper down. Lots of signals here.

@TJTheWheelDeal Every day the strait is closed the market will be down generally.

Grok: tell me like I’m 12 years old why the stocks are down today. These stupid ass posts get like 100k views lol Please, for the love of what is still good in the world, stop! If you’ve been in the markets for at least a month, you know that stocks go up, down and sideways.

@csgarrand @RFitz8990 @MichaelPBento Housing is rolling over at 4% 10Y. We'd have a GFC at 6%.

@RFitz8990 @MichaelPBento @FibonacciInves1 Seriously. I can’t imagine what would happen to the stock market, housing market, debt markets, unemployment, etc with a 10Y at 8 percent.

Scary times on the 10Y today. Still think its a fake out like we've seen in the past.

@vernon_sview @StealthQE4 High employment will mean flight to safety and buying US Treasuries. They usually sell gold first.

@FibonacciInves1 @StealthQE4 Global slowdown or recession =selling of USTreasuries. The liquidity has to come from somewhere to pay for the economic damage due to the oil spike.

The Fed futures have all but given up on a June Fed rate cut. 80% chance now they pause. Even July is at 64% for a pause. Oil near $100 will do this every time. Say goodnight to the housing market in the process. There will be no spring selling season 💀

@SumOfAllGainz All good, I buy a ton of TLT when we get into the 86 range. The macro looks fine. Been busy with a startup recently (lots of fun). Housing is cracking, consumer, growth. All very GFC meets dot com.

@FibonacciInves1 Just checking on you. How's that $TLT feeling? No rate cuts priced in for 2026 but it does feel like it will get so bad we will have an emergency rate cut at some point. We are not there yet and I'm sure Powell is willing to let Trump sit in it for as long as possible.

$TLT One last chance before lift-off. Longest base in history...

@GuyTalksFinance You know if you miss the worse 10 bad days if the market you would have like 4X returns. Look at the studies.

Friend of mine is worried about the stock market crashing and is considering selling all of his stocks. Seems like a good time to remind everyone that despite all of the negative headlines: The S&P 500 is only down -3% year to date. This is the time to be buying not selling.

Funny, you could built the entire thing now for pennies on the dollar with AI if he just waited for AI to come first.

@TQuestMind @MacroSloan2929 I'm actually surprised at the previous comment. There's very few people that think bonds wouldn't perform in a recession. Most think we'll avoid a recession and soft land by printing. But the correlation is already there during every growth hiccup -> flight to quality trade.

@MacroSloan2929 @FibonacciInves1 And you think that this time is different where USD debt is still the world reserve currency system? The act of buying US debt was the action that the fed took to save the global monetary system.

Well articulated explanation of why an oil spike isn't bad for bonds.

@MacroSloan2929 Treasuries delivered positive returns in all eight postwar recessions except the 1973–75 stagflation outlier (when inflation exploded and yields rose instead). Median 10-year yield drop across the last eight recessions: ~1.14%. Bonds are HIGHLY correlated to the 10Y.

@FibonacciInves1 In 2020 the fed started buying long duration in addition to MBS. If the fed doesn't intervene, the back end has no reason to appreciate. The belly does!