FinancialDoc

@MelJStride Although you are right pension pots are our money, the idea that our pensions are currently being invested to give us the biggest retirement pot is a farce. The shit they are invested in kneecaps returns. There are much better ways to optimise growth.

Your pension savings belong to you - not the government. When you pay into your pension, you need to have confidence that your savings are being invested to deliver the biggest possible retirement pot for you in later life. Labour risk totally undermining that principle. (3/7)

RACHEL REEVES IS COMING FOR YOUR PENSION This afternoon in Parliament Labour pushed through a change in the law to allow the government to mandate how pension schemes invest your savings. Here's why Labour's pension grab is so dangerous👇(1/7)🧵

@2147mill Had you got in before the tax year you could still be holding them. They are now in the innovative finance ISA

Still not allowed crypto within an ISA

@2147mill @DonHeinsy Because they want to keep it pegged at 100$, so if it falls they’ll increase dividend

@DonHeinsy How do u know yield will maintain ?

$STRC live on Trading212. Anyone buying?

@Rajatsoni True but there is trapped capital that Ibit is perfect for

Why do I even have to say this: Bitcoin ETFs are NOT Bitcoin

@X111LVX Why?

To me it seems sensible to have an allocation to BTCTC in probably the number one country closest to a financial emergency. Metaplanet.

@OccamiCrypto @saylor But it’s a tax deduction

Despite $MSTR being down 55% in the last year, @saylor needs a new jet. The 10Q notes two major cash uses of cash in their investing activities - $15.4B used to purchase BTC - $27M “deposit on a new corporate jet” I bet it’s gonna be a nice jet and painted orange. #MSTR

@karbonbased But it’s not. Most recent earnings report. On multiple TV interviews.

This is the first time Saylor has ever discussed selling bitcoin

@juliaisobela Welcome to the NHS sadly this is the norm

Start my next fy1 job on Wednesday and have had zero communication about it other than my rota (which was sent in good time) No clue where to go, expectations of a normal working day, no idea if there’s an office to leave my belongings, no idea what the on-calls look like etc.

@Driller562 @JacobKinge They do meet the S&P’s criteria for inclusion

@JacobKinge I mean why would they ever let $mstr in the SP. That's like letting a corolla in Monte Carlo

JUST IN: Despite weeks of Bitcoiners claiming Strategy would be added to the S&P 500, it was just rejected for inclusion.

@imlirvingit @benjaminbutter Use a bond fund in the stock and shares ISA. Boom 20k allowance with a low return!

@benjaminbutter I’m still fully digesting the triple whammy of reducing our isa allowance, removing our salary sacrifice benefits and freezing the inflation linked repayment threshold for Plan 2 student loans. Like a massive middle finger to anyone aged 25-35.

Retirees with no mortgages get more above inflation handouts and special benefits on ISAs, while workers crippled by housing costs and marginal wage gains are punished. The stranglehold on our economy by its richest group, pension takers, must end if we are to get anywhere.

@LetsGoLegoUK @banks_chef Mostly paid electronically now. Although paid by the customer, because it’s paid electronically it’s taxable and also needs the business to pay NI on it.

@banks_chef Why is the service charge included in this please? Firstly, surely it should be optional, and secondly it’s paid by the customer anyway isn’t it?

New Kitchen Porter wage breakdown 12.71 per hour 45 hours per week =29.7k + 8k service charge (taxed) 37,740 +15% NI Contributions = 5661 +5% Pension = 1887 Paid by company £37,289 Total wage £45,289 People still question why a burger is over £20

@btharris93 This change actually make no difference for anyone. There are multiple cash income products in S&S ISAs that will ultimately act the same as a cash ISA.

"This will only apply to under 65s" I am absolutely sick of pensioners in this country being treated like royalty at the expense of the rest of us.

@StonkChris Chris if your time frame is so short then sure; but in 10 or 20 years buying at 130k or 80k won’t matter

It’s honestly unreal how bad this guy’s DCA strategy is with $BTC. Man owns 60 billion dollars worth of Bitcoin…and he’s about to be right back at his breakeven cost basis. ROI = $0 Bitcoin was trading at $3,000 only 5 years ago in 2020. Might as well of bought T-bills.

@stokessis Youtube

Men who can cook .. who taught you??

@lady_valor_07 100

I scored 60. What about you? I feel confident that nobody gets 100.

@pete_rizzo_ Sad that a Bloomberg analyst doesn’t know they already qualify. They just haven’t been included.

BLOOMBERG ANALYST SAID MICHAEL SAYLOR'S STRATEGY WILL QUALIFY TO JOIN THE S&P 500 NEXT MONTH #BITCOIN IN EVERY PORTFOLIO. IT'S INEVITABLE 🔥

@helloworldbbd @DrLukeCraddock Uk grad or uk citizen. UK grads reguardless of country should get round 1. It’s how it works everywhere else.

@DrLukeCraddock UK grad = UK citizen = Round one , everything else round 2 . this is not racist

Internal medicine (IMT) now requires 22/30 points on the portfolio score to guarantee an interview (if applying to other specialties). How is an F2 doctor supposed to have a portfolio of this standard? Essentially locked out of direct career progression in a medical specialty.

@DrLukeCraddock Almost like there has been a coordinated attack to get years of service provision from junior staff.

@shanaka86 Click bate FUD. You state they raised 19.5B and didn’t spend that on bitcoin but rather service their debt. Their debt as you quote is only 700m per year. Seems like you are off by and significant amount.

THE $48 BILLION MATH ERROR Strategy Inc. just disclosed something extraordinary. They own 649,870 Bitcoin. That is 3.26 percent of every Bitcoin that will ever exist. Total cost: $48.37 billion. They also disclosed the numbers that prove this cannot survive the next 90 days. Here is the accounting reality they published but nobody is reading correctly. Strategy has $54 million in cash. They owe $700 million per year in preferred stock dividends. Their software business generates negative cash flow. To pay dividends, they must raise $700 million in new capital every single year before buying a single additional Bitcoin. They raised $19.5 billion in the first nine months of 2025. That money did not go to new Bitcoin purchases. It went to service the debt from previous capital raises. This is Ponzi finance by definition: borrowing to pay the interest on prior borrowing. The machine only worked because their stock traded above the value of underlying Bitcoin. When shares traded at 2x net asset value, issuing equity increased Bitcoin per share for existing holders. That premium collapsed to 1.0x in November 2025. Issuing equity now dilutes shareholders. The recursive accumulation loop stopped functioning. The preferred stock makes it worse. STRC started at 9.0 percent dividend rate in July. Management raised it to 10.5 percent by November. Every time the stock falls below $100, they increase the dividend to attract buyers. There is no ceiling. If confidence breaks, the dividend spirals until they cannot pay without selling Bitcoin. Selling Bitcoin destroys the thesis that justified the accumulation. January 15, 2026 is the date that decides everything. MSCI announces whether companies with over 50 percent of assets in digital currencies get excluded from indices. Strategy is 77 percent Bitcoin. Exclusion is not discretionary. It is mechanical. JPMorgan estimates $2.8 billion in forced selling from index funds. Total outflows could reach $8.8 billion. Fifteen to twenty percent of market cap liquidated by algorithms that do not care about fundamentals. The October 10 crash was the preview. When Bitcoin fell 17 percent, order books collapsed 90 percent and $19 billion in positions liquidated in 14 hours. Strategy holds 3.26 percent of total supply. If they are forced to sell 100,000 Bitcoin to meet obligations, there is no liquidity to absorb it without breaking the market. Strategy claims 71 years of dividend coverage. The math assumes they can sell $1 billion of Bitcoin annually without moving the price. October 10 proved that assumption is false. The market cannot absorb sovereign-scale selling during stress. This is not about whether Bitcoin succeeds. Bitcoin will outlive Strategy Inc. This is about whether corporations can hold sovereign monetary reserves using quarterly refinancing and monthly dividend obligations. Sovereigns operate on infinite time horizons. Corporations operate on 90-day cycles. By March 2026, the market delivers its verdict. Either Strategy restructures, shrinks, and survives diminished, or the entire corporate Bitcoin treasury model ends as a failed experiment. The timeline is exact. The mechanics are observable. The resolution is unavoidable. What happens in the next 90 days will define corporate finance and monetary competition for the next 50 years. The numbers are already published. The outcome is already determined. Only the recognition remains.​​​​​​​​​​​​​​​​ Read the full deep dive analysis here - open.substack.com/pub/shanakaans… Subscribe for daily premium newsletter!

@xAviation Spitfire