Shelley Schwarz

@TRobinsonNewEra @mrddmia 🙏🏼💙🖤

1 dead and 219 injured as invaders rioted and looted across France last night. 57 police officers amongst the injured, 8 people are fighting for their lives in intensive care, including a teenager stabbed at the Champs-Élysées. With the world Cup about to begin. Expect more.

Where are women’s rights?

I hope you dance‼️

Here are the answers to the question what is wrong with education…PLEASE LISTEN TO TEACHERS.

@MARKMANNION Sometimes people do not want to be a bother to others or ask for help. Keep being kind anyway. It will mean a lot to the right person!

Asked an older woman if she needed help carrying her laundry basket, she said no, and immediately dropped it spilling half of her detergent on the ground. Fix your ego before you can’t do things people!

So graceful!

“Kindness” is not passing someone without understanding or mastery for the next level.

@okiepatriot_76 Thank you for being so kind! I have been ripped off and it is irritating.

You absolutely love to see it. This HVAC technician just saved a single mom thousands of dollars she didn’t really have all because her AC unit was misdiagnosed 8 years prior. He fixed the issue for $500. He’s based in Florida. His business will be booming after telling this story. Lesson: Any service based business should spend $0 on advertising. Treat people right and they will do it for you.

@GeriPerna @Dementia_Joe_B I didn’t buy a home until I was 40. I hear what you are saying. The only reason I had money was my parents died by the time I was 36. Otherwise I would still be renting. But I did what I had to do.

U.S. 30-year fixed mortgage rate history, annual averages: • 1973: 8.04% | 1974: 9.19% | 1975: 9.05% | 1976: 8.87% | 1977: 8.85% • 1978: 9.64% | 1979: 11.20% | 1980: 13.74% | 1981: 16.64% | 1982: 16.04% • 1983: 13.24% | 1984: 13.88% | 1985: 12.43% | 1986: 10.19% | 1987: 10.21% • 1988: 10.34% | 1989: 10.32% | 1990: 10.13% | 1991: 9.25% | 1992: 8.39% • 1993: 7.31% | 1994: 8.38% | 1995: 7.93% | 1996: 7.81% | 1997: 7.60% • 1998: 6.94% | 1999: 7.44% | 2000: 8.05% | 2001: 6.97% | 2002: 6.54% • 2003: 5.83% | 2004: 5.84% | 2005: 5.87% | 2006: 6.41% | 2007: 6.34% • 2008: 6.03% | 2009: 5.04% | 2010: 4.69% | 2011: 4.45% | 2012: 3.66% • 2013: 3.98% | 2014: 4.17% | 2015: 3.85% | 2016: 3.65% | 2017: 3.99% • 2018: 4.54% | 2019: 3.94% | 2020: 3.11% | 2021: 2.96% | 2022: 5.34% • 2023: 6.81% | 2024: 6.72% | 2025: 6.47% | 2026: around 6.5% Highest annual average: 1981 at 16.64%. Lowest annual average: 2021 at 2.96%. Hmmmm...looks a little longer than 5 years. The rates didn't drop to today's level until 2002.

My brothers are of the Baby Boomer generation. I remember when each of them bought their homes. Gen Z keeps saying Baby Boomers had it easy buying homes, but did they? Let’s do the actual math. In 1981, the median new home price was about $68,950. With 10% down, that meant $6,895 down and a $62,055 mortgage. But the mortgage rate hit 18.63%, making the payment about $967/month, not including taxes, insurance, or PMI. Median family income was about $22,390/year, or $1,866/month, so the mortgage alone accounted for about 52% of gross monthly income. Today, the median new home price is about $403,200. With 10% down, that's $40,320 and a $362,880 mortgage. At around 6.53%, the payment is about $2,301/month, not including taxes or insurance. Median family income is about $105,800/year, or $8,817/month, making the mortgage about 26% of gross monthly income. Interest rates during that decade were VERY HIGH. For annual averages, the highest was 1981 at 16.64%, and the lowest was 1989 at 10.25%. If you include 1990, the lowest was 1990 at 9.97%. What are your thoughts?

@iamrodneysmith Way to go young men! You will make many people’s lives better. You are a gift to your community!

Onto some brighter news for today ! Family, help me give a BIG welcome to Nathan, David & Sakari of Omaha,Nebraska .These 3 amazing young leaders have stepped up to take on the 50 Yard Challenge, committing to mow 50 FREE lawns for the elderly, disabled, single parents, and veterans in their community.

@iamrodneysmith Glad this worked out for you! People here really are amazing!

Family, the good people in Anderson Ford in Lincoln , NE have reached out, they are having the van towed there . They will take a look at everything & let me know . I will let you all know once I hear back from Anderson Ford this week . Once it’s fixed , I’ll fly back to get it . Thank you all again to each of you for your support , it truly means a lot. I have booked a flight back to Alabama this afternoon & will get home later tonight . Another big thank you again to the Coy family for having me & the van last night and brining me to the airport . Big thank you to Midwest Towing for picking up the van in Bellevue and taking it back to Lincoln . They covered the tow❤️ thank you beautiful people of Nebraska

@saul02_terry Retention without a plan is just repeating the same year and hoping for a different result. The intervention has to be built into the decision from the start. And you are right that it is a one time move. The window is small and when it closes it does not reopen.

@iamrodneysmith Glad you made it safely to Nebraska. Keep us posted!

I have Triple A on the way . It will tow my van to Bellevue , NE, about 80 miles away . I will be able to leave it at the house of 2 of the kids in our program . Monday , I hope to get to towed to a shop . Are there any repair shops in Bellevue or Omaha that could look at my van Monday ? Thank you all again for your support .

The world is more than 1 degree warmer and CO₂ has reached 427 ppm - yet our planet is becoming a green paradise. Global greening from higher CO₂ has delivered an unexpected windfall; 5.5 million km² of new greenery springing up across the world since 2,000 (NASA studies). This isn't just extra leaves. Green growth is equal to twice the area of the Amazon Rainforest and the Sahara Desert has lost 8% desert to new plant growth. Across the Arctic, vegetation increased by 38% between 1985 and 2016. Between 2000 and 2017 satellites identified a 25% to 50% increase in vegetated lands turning green. Food production has been boosted by 35-40%. This is the Earth’s way of self-correcting and 30% of these areas already have a natural cooling effect through water-vapor management. The planet isn't a passive victim, it's an active participant. The UN climate ideology was about fear and control.

This young man from Iowa running for Governor is very interesting. Similar story to my family. Wow!

“Venus” was the hit song from 1969 by Shocking Blue that gave us the unforgettable hook “I’m your Venus, I’m your fire, at your desire.” 🔥 Then Bananarama revived it in 1986 and it hit #1 all over again. 💃🎶🔥

@BuzzPatterson 😳

The Eiffel Tower is on fire at the moment.

@SteveLovesAmmo 1961-1971

Can someone point me to exactly at what point in history everything started going to absolute shit?