Manny Bhakri
1.9K posts

Manny Bhakri
@GenWealthCanada
Your go-to resource on all things Mortgages, Line of Credits and Business Loans •:|:• Sherwood Mortgage Group FSRAO 12176
Toronto, Ontario Katılım Ağustos 2021
127 Takip Edilen300 Takipçiler

@RishiKBakshi I need a mortgage…. Thanks for the recco
@sm_cmc seems to be living the good life these days soo I don’t think he needs more commission tho🤣
@dennis_dacunha and @jainmortgages are gonna have to win me over w/ a cash-back, naming rights to next kid and 1st yr paid in full 😙
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🖥️ Desk Notes 05/2024:
I just had a massive mortgage broker (not one I recommended) tell my clients to go to their bank to get a commitment letter. I even asked how long was needed for the finance condition to give ample time. If you can't be there when your clients need you how can you expect them to give you business.
This is rich when mortgage agents are sweating 60% reductions in volume. Even industry giants can fall, and all it takes is getting lazy, and losing a value proposition reliant on others. Customer service seems to be scarce in this industry. Extremely grateful to know a few solid ones. My personal faves:
@GenWealthCanada
@sm_cmc
@jainmortgages
@dennis_dacunha
For every $100,000 a difference of 5% and 5.2% is $11/month. If the negligence or laziness of a mortgage agent causes a firm deal to fall through that can cost $100s of thousands. Losing the ideal home after months of searching is an immeasurable cost. Lack of customer service can mean neglecting your needs, and a home you plan to rent can be derailed by a lender stating a no renting clause.
Understanding your needs and being present in your transaction is worth more than a couple of bucks saved.
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@JasonBugra There’s just something exhilarating about deadlines and waiting til the very last minute to attempt & pull off a miracle 😅
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@JasonBugra @ManyBeenRinsed Pivoted to selling Unicity lol…. Has that infiltrated the BC market @JasonBugra ?
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@ManyBeenRinsed EXP model is about recruiting not selling
Realtors have already pivoted
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@jgreenlee_mtg I’ve done REMIC and MPC course in past… went with mpc this time and I thought it was put together nicely, they just did a horrible job scheduling final and returning the outcome
Headache for no reason
Markham, Ontario 🇨🇦 English

This amazes me.
Essentially, if an agent or broker hasn’t completed their renewal course today - they’re not doing mortgages on Monday. Why?
When I did my renewal earlier in the month it took 10 days to filter through the system.
And it gets worse for agents and brokers../2
Canadian Mortgage Trends@CdnMortgageNews
With just days remaining, the Financial Services Regulatory Authority of Ontario (@FSRA_News) says thousands of Ontario agents and brokers still haven’t completed two education courses required to maintain their existing licences. canadianmortgagetrends.com/2024/03/relice…
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@RE_MarketWatch Delivery guy was just tryna work…. Toronto Waste man knows he can bully his way into a free meal. Pathetic
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@IAMDJREMINISCE Ooo the nostalgia…. It was summer 2010 cruising with the windows down, playing Jaz Dhami ‘Putt Jatt Da’… jawani era #itonlycomesonce 😅😂
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@mortgageagentsn 🤦🏻♂️I’m done w/ the fb groups.. it’s like:
URGENT plz admin approve
Agent giving me 3.99% 2 yr fixed w/ $9000 cashback, naming rights to their next child AND will prepay mortgage for first year but can I do better?… can I get a lower rate at big 5 only?
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Oh chakdey shera
Hurrrrrr
Vancouver Canucks@Canucks
A dream come true for Arshdeep Bains. Welcome to the @NHL!
HT






