Miro
11.8K posts



@Rory_Talks_Ball He wasn't even in the top 5 best strikers in the league.
You would have done better with calvert-Lewin.
Same goals in a crap team compared to gyökeres.

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@ThaEuropeanLad If his hand isn't there. The ball doesn't go in. It's an own goal sadly.
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@AFCVara @FabrizioRomano He won 2 trophies.
Golden boot
And took his nation to their first world cup in 30 years.
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@fcbharrison I forgot to mention, he's also the only winger in England to have won the European golden shoe.
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He has the fourth highest goals per game ratio in a PL season.
Ronaldo is the only player in English football history to have won all major domestic individual awards, doing so in a single season.
He's also the only player in English football history to win the ballon d'or, European golden shoe and FIFA best/POTY.
He's also the only Man united player to score 30+ league goals in a PL season. In the history of Man united, he's one of 3 players to score 30+ in a league season, the other 2 did it 60 years ago but the first division had 42 games back then.
Oldest player to score 15+ goals in a league season, 18 goals at 37.
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@GodlyRH @SayNoToTrading @anthonynoto @basispointpod Currently ur buying a fast growing bank at a cheap valuation with all the tech stuff as pure upside
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Some statements by @anthonynoto that concerned me in the @basispointpod episode yesterday.
- When discussing price to tangible book, discussing how $SOFI shouldn't trade at 2x or less and alluding to 5-6x when matched against what $AXP peaks at.
- Similarly, likening them to $JPM price to book which yes, is insanely expensive since 2023 recovery, now around 2.8x, but you we can't really compare any bank to them in terms of size, scale, and safety. $SOFI I believe is around 2.25-2.3x right now.
- Being 2nd best (or less) at everything and being #1 at nothing. I appreciate they have irons in the fire but they need to focus on becoming #1 at something, before trying to be #1 at everything at same time. Great if they can do that but it rarely goes that way.
- As I had joked for years, they are largely a student loan refi operation that was masquerading as an all-in-one financial institution. This was admittedly harsh and is no longer accurate, though it is a meaningful slice.
- Sofi credit card not competitive or marketed properly. Seriously they should have just asked me how to do this. Doubt you can find a one-man business responsible for more organic credit card conversions for $JPM, $C, $COF, $AXP, $BAC than my track record pre-retirement.




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@HaaalandGoat Yup, would have put him closer to breaking his all time g/a in a season. Hopefully he gets it during the world cup.
Currently 62 g/a
His PR, 65 g/a
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@ErlingProp More goals in the league this season than Gyökeres and sesko combined 👀
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@hulljacob @SayNoToTrading @anthonynoto @basispointpod It's a fast growing online bank with profit margins of a regional bank. That aws dream of fintech really let us all down.
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@GodlyRH @SayNoToTrading @anthonynoto @basispointpod They are also growing eps at 38% and revenue at 40% till 2028, and have never missed guidance as a public company but no one seems to care lol
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@FabrizioRomano Either they are the most disciplined team in football history, or they got away with absolute murder.
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@hulljacob @SayNoToTrading @anthonynoto @basispointpod Well yeah, they have members like me who have 4 products boosting that average number up.
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@GodlyRH @SayNoToTrading @anthonynoto @basispointpod And yet the average member takes out 1.9 products the cross sell is and will continue to be incredible let alone average fico score per borrower etc, could debate this forever but to me Revenue growth + total members is best way to judge $SOFI
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@Tripple____M Mourinho best him by 9 points in la Liga, 11/12
Klopp beat him by 18 points, 19/20
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@hulljacob @SayNoToTrading @anthonynoto @basispointpod About half or less of the total members have a SoFi checking and savings account, most of its members are people who take out a personal/student loan, Traditional banks view personal loan borrowers strictly as transactional customers, not as lifelong ecosystem members.
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@SayNoToTrading @anthonynoto @basispointpod Agree with a lot of ur points, however I think the main reason to own the company is member growth, it is the prettiest graph ever and currently growing >1M members a quarter the more that scales the easier it will be to turn on the money printers, I’ve owned from 3 m to now 15m
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