I just closed a 14-day trade on MSTR.
Bought when it was trading at 0.83x NAV (discount to its own Bitcoin) and sold today at 1.02x.
Result: +22.8% in BTC terms while BTC itself did +10.7%.
Pretty sure I'm missing some context layers but IMO the trade is simple:
When MSTR stock trades below the value of the Bitcoin it holds, you buy the discount.
When it reverts you sell and convert back to BTC.
You end up with more Bitcoin than you started with.
Not something I piled into a lot but the mNAV reversion pattern seems to work.
@Hugo_Quinteiro Cuidado que a numeração identifica que foi comprado no Paraguai/Importação (DOT) ou não tem selo Inmetro (brasileiro é obrigatório)...o maior erro do malandro é achar que só a mãe dele teve filho malandro...
@FelipePontesPB O apaixonante é que, via de regra, o valor patrimonial dos fundos de CRI está marcado a mercado, e (pelo menos nos últimos anos) vc compra no secundário com grande deságio.
@FelipePontesPB Sempre dá pra melhorar, mas no VCJR11, por exemplo, a gestão considera que o crédito não vai ser afetado pela recuperação judicial da Coteminas (imóvel no RN), e deixa transparente tanto o problema quanto o motivo para minimizá-lo.
Quem aí gosta de fundos imobiliários?
1) Uma das principais assets de fundos imobiliários do Brasil emprestou dinheiro para uma empresa lá do Nordeste.
2) A empresa não apresentou as demonstrações contábeis de 2024, por isso deveria pagar a dívida toda de uma vez só.
3) Fizeram assembleia e decidiram que não liquidariam a dívida: só a asset e a empresa participaram.
4) Essa dívida está em FIIs listados.
Qual é o sentido disso? Se a empresa não apresentou as DFs, algo de errado não está certo. Os cotistas dos FIIs sabem disso?
@fiinewspaper Demorei pra me convencer dos cálculos. Mas é isso aí, PGBL tem que ser compromisso sério, porque a vantagem é grande. Hoje prefiro fazer meus aportes quando pinga algo mais robusto ao longo do ano, pra não ficar no desespero procurando de onde tirar em dezembro. Feliz Natal, FNP!
🎄 Feliz Natal. Dica de investimento para dezembro de todo ano. Você pode ganhar até 3x: (a) ser bonificado com complemento de aposentadoria da previdência privada de sua empresa; (b) reduzir seu IR de 2026; (c) aplicar seu recurso aportado num fundo de previdência que invista tesouro IPCA+ para ganhar com MtM e aumentar sua aposentadoria lá na frente.
☎️Alô @_robertomotta Mottinha, já fez sua previdência privada aí na @genialinveste ? Dá uma olhada num produto legal que poderiam oferecer para os investidores.
🤖Pessoal, uma coisa que faço por longos anos. Em dezembro. Esqueço que existe o 13o para fins de gastos. Cálculo 12% da renda anual. E coloco tudo no PGBL. Sempre colocava no regressivo para manter por 10 anos, para IR ser o mínimo de 10% se quiser resgatar após 10 anos. Antes tinha que optar pelo regressivo no momento do aporte, mas parece que a lei mudou e você pode escolher o IR no momento do 1o resgate. Mas você pode confirmar isto com seu RH ou seu gerente ou assessor de investimento. Em tempos de Ntnb elevada, fiz um resumo aqui pra galera estudar e se preparar ao longo de dezembro.
🚨invista bem seu 13o ou a grana do FGC que receberá do Master. Todo dezembro é momento de poupar o que sobrou e guardar um pouco como investimento para sua aposentadoria.
🎁Em época de Natal, uma opção de investimento seria a pessoa que declare no completo no IR, estimar 12% de sua renda anual, e fazer um PGBL. Para ter abate de até 27,5% de seu IR em 2026. Procurar um banco que não cobre taxa de carregamento para fazer o aporte no PGBL, ou melhor ainda, se tem previdência privada na empresa, ainda pode receber aporte complementar que a empresa oferece para aportar igualando seu aporte pessoal. E aproveitando a fase de tesouro com Ipca+ elevado, poderia escolher um banco que lhe oportunize selecionar um fundo que aplique em Ntnb2035 e outro fundo que aplique em Imab. E dividir seu aporte dentre estes dois fundos. Para cumprir os seguintes objetivos:
1️⃣. Formar carteira previdenciária de longo prazo;
2️⃣. Aumentar seu patrimônio previdenciário recebendo complemento da parte empresa do plano privado, caso o tenha;
3️⃣. Planejamento tributário: Reduzir IR a pagar em 2026, se figura na alíquota de 27,5%, terá este percentual aplicado sobre 12% de sua renda anual que aportou no PGBL em dez25;
4️⃣. Planejamento previdenciário: quando for usufruir, terá retido 10% de IR sobre o valor aplicado (principal + juros), tendo economizado 17,5% de IR pois se creditou de 27,5% no ano 1;
5️⃣. Estratégia de aumento da previdência: aproveitando alíquotas de agora em patamar de Ipca+7%, aplicando em Ntnb2035 e Imab você trava seu patrimônio previdenciário remunerado numa taxa elevada por um longo período. E ainda pode ganhar uns 15% adicionais caso daqui a alguns anos você transfira para outra aplicação quando tesouro tiver negociando em Ipca+5%. Caso queira transferir para outro fundo de renda fixa, de ações, de multimercado, ou outra opção que a previdência lhe ofereça.
Perdi uma ação judicial na qual eu tinha convicção de que venceria. Apresentei provas importantes, documentos e testemunhas que confirmavam meu pedido, ainda assim, fui derrotado.
No Brasil, não se pode ter convicção de nada. Não dá para acreditar na justiça. Fiquei desolado quando li a sentença. É uma sensação amarga de ter sido injustiçado, atropelado por um sistema cruel cujo futuro das pessoas depende do crivo subjetivo de um juiz.
Eu fico imaginando a sensação de alguém que foi preso e não conseguiu provar que era inocente. Deve ser uma dor absurda, perder a liberdade e tempo de vida.
Enfim, sigo em frente, com mais uma cicatriz para carregar. Posso recorrer, mas confesso: minha esperança é pequena. Viver neste país é um teste constante de resistência.
tava vendo um tiktok de mentiras q os pais inventam para os filhos e lembrei que minha mae falava q passarinho gostava de comer unha e sempre q cortava a minha deixava no murinho de casa e eu RECENTEMENTE soltei essa informação como veridica e só depois fui PERCEBER??!!!??
💰 Os Correios anunciaram nesta quarta-feira (15) um plano de reestruturação operacional e financeira que, entre outras medidas, inclui uma operação de crédito para injetar R$ 20 bilhões no caixa.
👇
Dear Sir, You are one of my heroes. As an Argentine libertarian, I invite you to reconsider these ideas. Milei is well-versed in the right principles, with courage, energy, and an exceptional personality that propelled him to the most notable political ascent in Western democratic history, making him the world's first libertarian president, determined to pull Argentina out of decades of infernal statism. For us, this is a dream come true. As a human, he is not infallible and will make mistakes, but the direction of his government is correct. He faces massive political and economic constraints, preventing him from applying the libertarian agenda in a "chemically pure" form (for example, cutting spending further to lower taxes). With only a minority in Congress until the next legislative renewal, patience is needed: let's reduce our time preference :) We cannot make purist or pretentious criticisms until the aftermath of the long statist era (Peronist-Kirchnerist) dissipates and the risk of its return is minimal (which explains the current market instability). I question the accuracy of the data you mention: Inflation is dropping sharply (with a lag; we must observe the trend); Poverty has been reduced; External debt has also decreased (verify your sources: the total aggregate has declined); Public spending and the size of the state have been cut to the maximum extent possible given the current limitations. Milei has opened millions of minds to libertarianism in Argentina and neighboring countries (previously dominated by statism). We see many young people reading Rothbard, Mises, Hayek, Bastiat, and others—a immense value that surprises me is not recognized by other libertarians.A big hug, and thank you for everything you have taught me. Eternally grateful.
JAVIER MILEI UNRAVELED
No Crying in the Casino!
Last week Argentina’s Javier Milei regime tried to roll over bonds by offering investors an insane 69% interest rate, and only succeeded in rolling over 61% of them. Even a 69% annual interest rate isn’t enough to tempt investors to risk lending to the Milei ponzi, which means they either expect a default very soon, or they expect price inflation to exceed 69% over the next year. This was an ice-cold bucket of reality poured on the delusional talk of an economic miracle by the clown who plays a free market economist on TV and has been placed in the presidency to revive Argentina’s largest industry: sovereign bond pump-and-dumps.
Even if the bond auction had succeeded, it is difficult to see how Argentina could possibly avoid default and/or very high inflation in the rest of Milei’s term. According to Grok, Claude, ChatGPT, and basic common sense, no country has ever offered a yield higher than 30% on its bonds and avoided default, hyperinflation, or an IMF bail-out within the next three years. Failing to sell a bond at more than double that yield means the writing is on the wall, and you can safely ignore the media hype about an ‘economic miracle’. As I discussed last year,[1] Milei is just another inflationist president, and the inevitable consequences are rearing their ugly head.
During his first year in office, Milei used his free marketeer TV routine to pretend to bring economic freedom to the Argentine economy, but reneged on his campaign promise to shut down the central bank, and instead went about attempting to save it by adding its debt to the government’s debt; reneged on his promise to fight inflation by doubling or tripling money supply measures; reneged on his promise to not raise taxes; sought an IMF bail-out; and hired the same J.P. Morgan bankers, who had entrapped Argentina into tens of billions of dollars of debt, to head the most important positions in his administration and central bank. Old habits die hard, and all of the free market bluster on the campaign trail gave way to the same old fiat banksterism.
In his second year, as the peso continued to decline and his international reserves refused to recover, Milei cried and begged and brown-nosed his way to getting an IMF bail-out, as his talk of pivoting away from China and hysterically crying in Netanyahu’s arms seem to have succeeded in getting the IMF to unreasonably accommodate him[2]. In all the history of the IMF, its loans have always been the last resort of failed governments, an admission of economic failure, and a pawning of national sovereignty and future generations’ wealth in search of a few quick bucks to help failed leaders stay in power. But Milei and his bankster buddies have hilariously and shamelessly treated the new IMF loan like a triumph, with Luis Caputo giving a speech thanking his wife and children for their support during the negotiations, like he was winning an Oscar, when he had just succeeded in saddling generations of Argentines with USD debt.[3] I don't recall seeing any government celebrating an IMF loan like this before.
With this new $20b in IMF loans, Argentina now has the highest outstanding debt to the IMF in IMF history. Argentina’s borrowing is now at 1,352% of its IMF quota, the highest excess over quota in IMF history. High-ranking IMF officials resigned, were fired, or refused to green-light this reckless loan that contravenes even the IMF’s own recklessly low standards.[4] The IMF’s own report on the debt practically acknowledged that the country’s debt is unrepayable.[5] Argentina’s loans now likely constitute more than 40% of the IMF’s entire lending portfolio! It’s fair to say at this point that the IMF primarily exists to lend to Argentina, thanks to the endless supply of Argentine scammers willing to pawn off their future generations’ wealth. But it doesn’t just stop at the IMF! Milei has also borrowed another $12 billion from the World Bank (WB), and $10 billion from the Inter-American Development Bank (IDB), for a total of $42 billion borrowed from international institutions to add to the already enormous public debt. The cost of servicing this and the existing debt is enormous, and makes all adjustments to the budget inconsequential. And the cherry on top: Milei shipped off the little that remained of Argentina’s once significant gold reserves to London in search for a quick yield buck.
So what has this extreme inflation and indebtedness gotten Argentina exactly? If you read the economically illiterate international financial press[6], then Milei has presided over a supposed economic miracle because GDP growth has rebounded, while inflation and poverty have declined, and the budget has been balanced. This is nonsense, and the fact that it is being promoted so heavily speaks volumes about the role that the international financial press plays in promoting IMF and bankster debt slavery and the bond market shitcoin casino.
In the real world, away from bond shitcoin promotional fiat media, the Argentine peso has barely stopped declining, and consumer prices have been constantly rising, exactly as you would expect from a drastic increase in the money supply. Continued intervention in the foreign exchange market has now made Argentina expensive even in dollar terms[7]. The black market peso exchange rate has dropped 30% against the dollar in just 21 months, during which time the dollar itself has been dropping against most major foreign currencies. The official rate, on the other hand, has dropped by around 70%, from 400 pesos per dollar to 1,300 pesos per dollar. Just in the last month of July, both rates dropped around 13%, which suggests Argentine people and the banking speculators already see the writing on the wall.
It is of course important to remember that government inflation statistics are obviously always and everywhere manipulated to understate the true extent of inflation, and in Argentina this is taken to absurd lengths.[8] And yet, even by the government’s own ridiculous numbers, the situation is a monstrous travesty. After year-on-year price inflation rates rose to almost 300% in the first few months of his presidency, it has declined to the 30-40% range in recent months, and the cumulative price inflation since Milei has taken office is 155%, a figure that can in no way be explained away or blamed on predecessors. That the inflation has slowed down to these high levels is no triumph whatsoever. It is very uncommon to maintain price inflation above 200% for a long period of time. After doubling and tripling the money supply, an insolvent government can meet most of its obligations in its own currency, and more excessive money creation is not necessary or useful anymore, because very little purchasing power is left in the currency, and increasing its supply just translates to quick devaluation and very little seigniorage.
After almost two years in office, it would have been absolutely trivial for Milei to bring price inflation down to close to zero with the one simple trick that the Austrians he claims to adore have always stood by: stop creating money. Price inflation is not some act of god, natural disaster, or inexplicable spiritual malady; it is not something governments need to fight; it is something only governments and central banks can cause; it is the inevitable consequence of increasing the money supply, and that was entirely Milei’s choice. He ran on a platform of ending inflation, had the mandate to close the central bank, which was the easiest way to achieve it, but he reneged on his promise and abjectly failed at his stated mission. After all this time, the blame for this failure lies entirely with Milei. It was his choice to keep the central bank running and to massively increase the money supply. He can keep hysterically crying about the socialists and Kirchnerists all he likes, but this is now fully his presidency, and this inflation today is entirely his making.
It’s very telling here to compare Argentina to Lebanon, another hyperinflationary basket case which went through hyperinflation over the past six years and has seen its currency devalue even more than the peso. After year-on-year price inflation rose north of 100% and the lira was devalued by more than 95% against the dollar, the government could meet its lira liabilities, and it stopped increasing the money supply significantly, with year-on-year price inflation coming down to 14% in recent months. During this period, Lebanon witnessed a massively destructive war, and for much of the period it did not even have a president. An economic miracle, this was not. Everyone understands this is just the inevitable winding down of hyperinflation, a central bank taking a break after its currency has been completely destroyed and more money creation becoming futile. With very little wealth held in liras, increasing the supply of the lira can barely generate any seigniorage for the government, just very quick devaluation. Nowhere in the fiat cartel media is anyone lauding this as an economic miracle, or recommending war and political vacuum to achieve it. And yet, with a price inflation rate more than double that of Lebanon, Milei is being lauded as a genius. The difference is that he has taken billions in loans from the IMF, WB and IDB, and is allowing Wall Street and bond traders to profit from his central bank destroying the peso to pay exorbitant bond yields. His despicable groveling to the genocidal Zionist regime couldn’t have hurt, too.
A Tale of Two Shitcoins: Which is the economic miracle and which is the result of war and a political vacuum?
The hype around free market reforms has also sadly tempted a lot of Argentines to deposit billions of US Dollar cash savings into the banking system[9], where they are likely to disappear into the black hole of government debt ponzi. Milei and Caputo are currently trying to force the banks to buy more government bonds, yet again using the savings of Argentinians to prop up the government’s unsustainable debt, which is crashing the banks’ stocks and bringing back painful memories of the Corralón of 2001.[10] Another IMF bailout so soon after the last one seems highly unlikely, although Milei is actually offering to give the genocidal monster Netanyahu an honorary residency[11] so you never know.
Fiat cartel media is also lauding Milei for achieving GDP growth, but this is also ridiculous, given how much inflation he has created. It is always possible to pump GDP numbers in the short run with money creation, but the cost is paid in the future through debt servicing, fiscal and monetary crises, and burst economic bubbles. Another ridiculous stat being lauded by economically-illiterate fiat bankster media is a sharp decline in the poverty rate. All government produced statistics are creative accounting nonsense, but poverty rates are one of the most creative and nonsensical. The poverty rate is calculated by comparing incomes to living costs, and at a time in which the currency is devaluing as quickly as it is in Argentina, this becomes a futile exercise in creative and arbitrary accounting, as all incomes, prices, denominators, and numerators shift quickly, and the statistician can take extreme liberties with his choices of deflators and real adjustments. It is inconceivable that millions of Argentines have escaped poverty as their currency has been destroyed, prices have risen in pesos and dollars, and unemployment[12] and the tax burden have risen. On the contrary, one of the most reliable indicators that the Milei miracle is fake is how soon it came after he came into office. If he were to indeed create an economic miracle, it would definitely not happen overnight. It would require economic decisions extremely unpopular in the short term, it would cause an economic recession as countless people lose their fake fiat jobs, as labor and capital are reallocated to uses determined by the market rather than government and fiat inflation. Milei's decisive electoral victory seemed a unique opportunity to pull this off, using the popular mandate to close the central bank and grit the nation’s teeth through the pain until the benefits materialized, but he chose immediate gratification through inflation and debt instead.
All talk of a free market is empty rhetoric as long as the government manipulates the money, which is a part of every economic exchange in the market, and in Argentina, government control of the money is complete. The money supply continues to increase, and the central bank is imposing an interest rate of 65%, making speculation on the government’s bonds the only possibly profitable industry. Restrictions on foreign currency are still in place in spite of all the talk of liberalization.[13]
Milei seems to have managed to balance the budget, but this is not the win his promoters think it is.[14] The budget is only balanced if one does not count the cost of servicing the debt, which is enormous. Balancing the budget while piling on more debt and enormously growing the cost of debt servicing is like closing the barn door after the cows have already left; it’s not going to bring them back. Further, he has raised taxes in spite of promising to cut his arm before raising them.[15] This just means an increased burden of the state on society, primarily to pay off bond speculators. He may have reduced government spending, which seems admirable on its face, but in reality this has come mainly in the form of cuts to public works like road maintenance, which will mean decrepit infrastructure, and cuts to retirement and pensions[16], exacerbating the poverty his sycophants in the media pretend he has reduced. The viral video of him eliminating entire government ministries is yet another broken campaign promise, with most of these being renamed into secretaries and the total cost savings amounting to a rounding error.[17] He has also vowed to quadruple spending on the military[18], a ridiculous waste for a bankrupt government under no threat from its friendly neighbors, and likely an expensive stunt to curry favor with the global arms industry and the US and Israeli governments in the hope of getting more loans.
In sum, Milei has increased inflation, taxation, and public debt, the unholy trinity of cardinal sins for the Austrian school economists he claims to adore. He has also increased military spending and supported the supreme statist crime of genocide. And what did Argentina get in return for these five indelible abominations? Just a highly volatile shitcoin casino in the form of volatile peso and government bonds with enormous yields, making bond and foreign exchange speculation the only path to financial security in Argentina, albeit a very risky one. And his fans also got empty stupid theatrics with chainsaws and profanity-laden speeches.
The sad reality is that the depreciation of fiat creates a demand for chasing yield from government bonds, and all over the world, a lot of money is forced by government regulation to go into government bonds, under the ridiculous pretext that they are the safest investment. This means a giant captive market of helpless suckers for insiders and banks to pump-and-dump government bonds on, and the fiat financial media is the pied piper luring people worldwide into these scams. The situation is identical to how shitcoin scammers invent ridiculous narratives to promote premined shitcoins, which cryptocurrency media spreads to tempt gamblers to invest in them while the makers of these coins dump their premined coins as they inevitably go to zero. “Argentina’s economic miracle” is just another scam narrative to pump and dump Argentina bond shitcoins, like “Turing-complete world computer”, “smart contract platform”, and “real estate on the blockchain” are scam narratives to pump premined scamcoins. The average macro analyst mainly differs from the average crypto influencer social media account in having better grammar and lower income. And Milei now has the rare distinction of being a seasoned veteran of both markets, as he combined 'economic miracle' bonds with tweeting to encourage suckers to invest in a memecoin to support Argentina’s economic growth and small businesses, then proceeded to rugpull them in hours, with his team making off with tens of millions of dollars.[19]
Without ending inflation, Milei’s libertarian and Austrian economics theatrics have been hijacked to serve the most unlibertarian and un-Austrian ends imaginable. Just when it seemed like the fiat bond ponzi in Argentina had ended and could no longer be salvaged, the same banksters who had gotten Argentina to this place plucked this clown from TV studios to pretend-play an anti-inflationist Austrian economist at the Presidency, creating the illusion that Argentina’s government’s finances and peso can be saved, tricking millions of Argentines into depositing their cash dollar savings back into the black hole of the Argentine banking system, and getting more suckers to play the government bond shitcoin casino instead of having productive jobs.
All of this would have been avoided if Milei had done what he promised in his election campaign: close the central bank. Inflation would have ended, the government would have had to actually balance its budget, and after a painful adjustment period in the first year of his presidency, Argentina would already be on the road to recovery today, with no inflation. The peso would even have likely appreciated once the money printer that creates it was destroyed, as had happened in Iraq when the US military destroyed the Iraqi central bank.[20] Instead, Argentina has now been through two years of painful volatility, growing unemployment and price rises, and it is yet to face the real pain from the growing debt burden and inflation.
When the ponzi collapses, as it always does, Argentines will have lost their cash savings, and most suckers who invest in bonds will have been ruined, but the fiat cartel banks will walk away well-fed, as they always do. Milei will discredit Austrian and libertarian ideas for decades to come by associating them with their diametrical opposites: inflation, indebtedness, bond market pump-and-dumps, and genocide. It is only his constant invocation of the Austrians that makes me take time from my busy schedule to discuss this con artist and his unfortunate country. Socialists of the world, you can now laugh at us libertarians for stealing from you the same line for which we have mocked you for decades: but it wasn’t real libertarianism!
In a fantastic revelation of his character after the memecoin shitcoin he promoted collapsed, Milei had the audacity to go on TV to abdicate all responsibility for the losses among his followers, and effectively told his countrymen: NO CRYING IN THE CASINO![21] We can only hope Milei takes his own advice when his peso and bonds scams implode and spares us the repulsive spectacle of his demonic plastic-surgeoned face crying.
[References and links in next tweet]
@btc_torque No longo prazo, pela regra de Pareto, 20% das pessoas vai ter 80% do bitcoin, então 4% vai ter 64% e 0,8% vai ter 51% (o que bate com a noção geral de que o top 1% é dono de metade da riqueza). Se fizer essa conta pra 8 bi de pessoas e 21 mi de btc, a média do 1% fica em 0,168.
@EraldoPaola Incrível. E ao que me consta a "super" (previdência deles) funciona bem, é um sistema sustentável. Só não encontrei onde está escrito que políticos estarão isentos. Tem a fone?
e a Australia, que vai cobrar 30% de ganhos não-realizados para quem tem mais de 3M de patrimônio.
Detalhe: políticos e afins estão isentos.💩🦘
Vai que a moda pega em um outro país (aquele que cobra imposto nível Escandinávia mas devolve o imposto com qualidade africana)
@r033033@ZeBitcoio@ZattarRafael Isso mesmo. Tanto que ali por 2013/2015 o Banco do Brasil criou dois FIIs de agências, o Santander, a Caixa e o Banrisul também listaram fundos que compraram seus imóveis. E em 2024 o próprio Itaú pagou um bilhão e meio no Faria Lima 3.500, a maior transação imobiliária do país.
@madeinbajor Se tiver mãe e sogra santas e super próximas, aí dá pra entender a burrice de voltar. Fora isso, a facilidade de ter empregada é das poucas coisas boas que o BR oferece, então pode fazer sentido se a barra de cuidar sozinha do menino estiver mto pesada e a pessoa tiver o dinheiro
Novo mapa-mundi
O IBGE lançou um novo mapa-múndi com o Brasil no centro, contendo o sul na parte superior do mapa, também identificado por mapa invertido.
A novidade busca ressaltar a posição atual de liderança do Brasil em importantes fóruns internacionais como no BRICS e Mercosul e na realização da COP 30 no ano de 2025.
Me contem os truques mais insanos que já usaram para acabar com a procrastinação e estudar. Não quero saber de "ain, pensei nos meus sonhos", quero saber de coisa louca, nível criminal se preciso!
So the @WSJ said Trump’s protectionism and chaos may be pushing America in a direction similar to Brazil. As a Brazilian economist, let me introduce you to Brazilian ideas for making your country rich. They’re incredible ideas. Tremendous. You’ve never seen anything like it👇
I wish I were making up these ideas, but I’m not that creative. I oversimplified the policies' description. The complete policy would make most of them look even worse. It's no surprise that Brazil is not a rich country and total factor productivity has not improved in 30 years.
O que a Receita Federal quer saber dos investidores de cripto:
- Na Declaração de IRPF: O saldo, o custo de aquisição, o local de custódia das criptos em 31/12, e os ganhos isentos e tributáveis realizados no ano.
Para declarar os ganhos tributáveis em corretoras nacionais, deve-se utilizar o GCAP. Já os resultados obtidos em corretoras estrangeiras devem ser informados no campo específico para rendimentos no exterior, em “Bens e Direitos”.
- Na IN 1888: Todas as operações com cripto nos meses em que a movimentação ultrapassou R$ 30 mil em corretoras estrangeiras ou carteiras.