Guna

@InvestorOfJAMMU It is the new normal, where the regulator’s intention of tightening F&O regulations is already reflecting in market outcomes

NSE sees a sharp retail slowdown📢 • Lost ~35 lakh active investors in FY26 • Big hit to brokers like Zerodha, Upstox, Groww, Angel One • Overall broker industry lost ~50+ lakh clients in 2025. Why this is happening? 🤔 • SEBI tightened F&O rules (higher margins, fewer expiries). • Market volatility & weak IPO listings. • Retail shift → Mutual Funds & PMS. • Lower speculative trading activity. ➡️Retail frenzy cooling off after post-COVID boom.

@DealsDhamaka Yeah, now it's majorly about numbers and PR running around to achieve those

Whenever I switch on the TV these days to watch a Telugu movie, I find myself going back to the early 2000s and 2010s. I don’t know why, but I enjoy rewatching those films so much, maybe it’s from growing up with them, or maybe they were just better Post-2020, I hardly find movies I feel like rewatching.

@MeVivekIndia Good ones

Why are there so many types of dates? which ones to consume

People are rushing to sell left and right, unsure what their research concluded. Patient investors see this as a dip — and wait for the dust to settle.

If you only chase happiness and avoid every uncomfortable emotion, one day you won’t even know what happiness really feels like. Peace comes from accepting and experiencing everything — not escaping anything.

@Ravi21259 @InvestorOfJAMMU Instahelp already has competition, however Core business along with Native products could help in being ahead of the competition. As Data in ICS could be used to solve through Native.

@InvestorOfJAMMU Risk involved: In this line of business, it’s easy for new companies to start this kind of business.

Uraban Company is a futuristic company, trying to organise a very very unorganised sector. Some traditional metrics may not work currently. I think this can do good in future. Disc - No position, Ask your Fin. advisor before buy/sell.

Yes, until FY 28 they will not make any profits because of losses in Instahelp, however the industry is so big and only 1% of such industry is online organised, and UC with cross selling opportunities using Native can go BIG.

4 habits that seriously harm your cognitive function 1) Watching reels and shorts (anything beyond 15-20 min per day and you slowly degrading your deep thinking and cognitive powers) 2) Watching videos at anything > 1.25 speed (you slowly render yourself incapable of deep attention in the real world) 3) Binge watching daily (constant watching without a long break for 2-3-4 hours daily is serious addiction, with all attendant risks) 4) Reaching out to ChatGPT as a first response (faced with any question or decision, if you reach out to a chatbot first, you are doing 'cognitive offloading' - another 2-3 years, and you'll be a cognitive vegatable) Take care, adults and kids both!

@ArunKuralla @InvestorOfJAMMU Interesting, however if they stick to their vision on why they started selling purifiers right, it continues to solve the challenges

@Gunavardhan00 @InvestorOfJAMMU Yes.. but the issue is they are not manufacturing on their own. Instead, they are dependent on third party manufacturers.

I have seen many complains on social media for installed water purifiers at home. Need to see some Startup innovating and disrupting this space✅

@ArunKuralla @InvestorOfJAMMU Yes, and it's a long way even for consumer business and cross selling opportunities keeps investing in their business model

@Gunavardhan00 @InvestorOfJAMMU But still, they have so much data which is very important to fix most of the Indians problems.

AI adoption does not automatically reduce physical office needs. AI improves productivity, automates certain roles and enables remote collaboration, however it doesn't eliminate the physical interaction. And now we are seeing a slow and steady shift from WFH to 3-5 days of WFH per week. If Companies prefer asset light models, then they consider shared workspaces.

In Q3 FY26, while Mid and Small-cap segments delivered a robust 16% and 25% YoY growth respectively. While small caps continued their momentum in Q3FY26, midcaps saw some moderation in growth with profit growth of NIFTY Midcap 150 index growing at 16% vs average of 25% growth in the previous 4 quarters. The surge in Mid and Small-cap earnings was fueled by strong performances from financial services, PSU banks, autos, metals and oil & gas.

Take take Much Pick

@Pmkphotoworks Bytes are OG, the colors of the packaging they have become a part of childhood

Haldiram has launched their own version of Cadbury Bytes called Haldiram Peeloz! 👀

@abnux Ameerpet for AI

claude code

@EquityInsightss Very interesting analysis.

This image highlights how Midcap 100 & Smallcap 100 have performed during past RBI rate cut cycles & more importantly after the easing phase During rate cut cycles, returns were mixed - in some cycles midcaps & smallcaps delivered negative returns while rates were being cut SMIDs tend to outperform meaningfully after the rate cut cycle ends, as per the analysis Across the last 25 years, every rate cut cycle exceeding 100 bps has been followed by a strong recovery in midcap & smallcap indices On a 2 year basis post rate cut cycles, absolute returns have been strong across different macro environments If history rhymes, the bigger opportunity lies in SMIDs Lower rates support growth & increases liquidity which drive re rating - especially when starting valuations are reasonable

True in theory. But in high-growth phases, cash outflows often precede inflows. The real question is, can the company's balance sheet absorb the mismatch? That’s where capital allocation skill matters. With a good product mix, optimising the scale and capex expansion to match and get the return beyond WACC.

Most businesses fail because basic financial discipline is ignored🔖 At its core, good financial management comes down to 2 simple rules. First rule - Return must exceed cost of capital. Money always has a cost. Whether it comes from equity or debt, it is not free. Before investing in any asset, a business must ensure that the return generated is at least equal to, and ideally higher than, its cost of capital. If ROCE is 10% while the cost of capital is 14%, the company is effectively destroying 4% of value annually on every rupee deployed. Sustainable wealth creation happens only when ROCE consistently stays above the cost of capital. Second rule - Cash flow timing must match liabilities. Liabilities are not permanent capital - they carry repayment obligations. It is not enough to be profitable on paper. Cash inflows must come before cash outflows are due. So assets must generate cash inflows before liabilities demand outflows. If short term borrowings fund long term assets, repayment pressure builds even if the project is viable in the long run. Many companies fail not because they are unprofitable, but because of cash flow mismatches. In simple terms: 1⃣ Returns must be higher than the cost of capital 2⃣ Cash inflows must come before cash outflows ROCE > Cost of Capital → Value creation Operating Cash Flow ≥ Debt Servicing Needs → Financial stability If either condition is violated, financial stress eventually appears. Most failed balance sheets show one of these two gaps - either weak returns or poor cash flow alignment. Businesses that consistently respect these two principles tend to survive cycles and compound shareholder wealth over time.

@sumitkbehal Balanced meal 🙂‍↕️

McDonald’s is now selling Protein Burger along with healthy items like Coca Cola and French fries

@InvestRepeat Small cap revival and Motilal has gone out of trend.

Mutual Funds platform Kuvera released last week's platform data. 🟢 PPFAS Flexi Cap & Nifty 50 continue to attract new inflows. 📈 Motilal’s funds out of trend. HDFC Flexi Cap & Bandhan Smallcap have replaced it. 📉 Looks like some cash deployment ongoing, so people selling out of arbitrage funds.