IAmỌlafẹmi

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IAmỌlafẹmi

IAmỌlafẹmi

@IAmOlafemi

iTrade & iCopywrite 📍Mastering financial education so I can teach Nigerian youth how to invest smartly and build real wealth

Katılım Kasım 2024
132 Takip Edilen169 Takipçiler
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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
YOU ARE WASTING YOUR TIME ON X... EVEN IF ELON MUSK IS PAYING YOU OVER $1,000 EVERY TWO WEEKS. That sentence sounds harsh. But if we’re being honest with ourselves… many creators need to hear it. Because making money is not the same thing as building wealth. And one of the biggest financial mistakes happening online right now is this: People are finally earning money from social media… ... But they are not converting that money into assets. They are building income… Not ownership. There’s a huge difference. Some creators are cashing out every month from X monetization. $500. $1,000. $3,000. Sometimes even more. But after the payout enters… Everything disappears immediately. -> New iPhone -> Designer clothes -> Weekend flexing -> Nightlife -> Trips -> Lifestyle upgrades -> Carrying OS Then the next payout comes… and the cycle repeats itself again. No investments. No business. No land. No stocks. No long-term plan. Just internet money flowing in… and flowing out. That is dangerous. Especially in today’s economy. A lot of people don’t want to admit this, but social media money can be extremely temporary. Algorithms change. Platforms change policies. Reach drops. Monetization structures change. Accounts get restricted. Audience attention shifts. One update can reduce someone’s income massively overnight. And that’s the scary part. Some people are building their entire financial future on platforms they do not even control. That is not financial security. That is dependency disguised as success. The painful truth is this: A viral account is not an asset. Engagement is not ownership. Tweets are not investments. And internet fame does not automatically equal long-term wealth. Real wealth usually grows quietly. In stocks. In businesses. In land. In real estate. In dividend investments. In ownership. In equity. That’s where long-term financial stability is built. Especially here in Nigeria and across Africa, where inflation is constantly destroying purchasing power. Look around carefully. Food prices keep rising. Transportation costs keep increasing. Rent keeps increasing. The naira keeps losing value. Everything is becoming more expensive. In this kind of economy, depending on ONLY social media payouts is financially risky. Very risky. Because comfort is not financial freedom. Some creators look successful online… ... but if monetization stopped today, their entire lifestyle would collapse within months. That should scare people. The smartest creators understand something important: Social media income should be used to BUY freedom. Not just temporary comfort. If you’re earning from X, YouTube, TikTok, Facebook, or any online platform… Part of that money should quietly be entering assets every single month. Buy stocks consistently. Invest in businesses. Acquire land gradually. Build something outside social media. Create income streams you still own even when the internet stops paying attention to you. That is the difference between a creator and a wealth builder. And honestly… This is where many people get trapped psychologically. The moment they start making money online… They increase lifestyle immediately. Better phones. Better clothes. More flexing. More spending. More validation. But almost no focus on ownership. No focus on future stability. No focus on compound growth. No focus on building something that survives beyond internet trends. And that’s why some people can make millions over the years… Yet still remain financially fragile underneath. The saddest thing is this: Some creators will spend years making money online… And still have nothing meaningful to show for it 10 years later. No investments. No appreciating assets. No long-term structure. No wealth foundation. Just memories of when money was flowing. That’s painful. Because internet fame fades. Attention shifts fast. The world moves quickly online. But assets? 👇👇👇
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YOHAMI
YOHAMI@YOHAMI·
Stupidity means pattern blindness. Intelligence means pattern recognition. Genius means pattern destruction.
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Fabrizio Romano
Fabrizio Romano@FabrizioRomano·
🚨🔵 Leonardo Spinazzola’s new two year deal at Napoli, set to be sealed soon. 🔜 Agreement almost done as reported in the morning, waiting for formal steps and new manager. 📲🇮🇹 whatsapp.com/channel/0029Vb…
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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
TOP 7 PENNY STOCKS THAT COULD BOOST YOUR PORTFOLIO BEFORE DECEMBER, 2026 1. Cutix Plc: Strong industrial demand + steady growth potential. 2. Cornerstone Insurance Plc: Insurance sector is quietly expanding in Nigeria. 3. Legend Internet Plc: Tech/internet plays still have massive upside. 4. FTN Cocoa Plc: Agriculture exports could benefit from rising commodity prices. 5. Carverton Plc: Aviation/logistics recovery could boost earnings. 6. C & I Leasing Plc: Undervalued with improving business fundamentals. 7. Longman Plc: Education sector growth + consistent market presence. Most of these stocks are still trading under N6. If earnings improve going into 2026, 50%–150% returns are very possible. Which one are you buying first? 👀
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lobistars🇳🇬
lobistars🇳🇬@john322226·
Lowkey, some people never fit see food to eat today because of sapa and some people get plenty food to waste. Life no just balance just like abazz teeth.
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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
@Ozedikus And it's unfair because the system will always accept the highest bidder
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Ozedikus Nwanne
Ozedikus Nwanne@Ozedikus·
The fact that if you have enough money in Nigeria you can bribe your way out of almost anything is exactly where our problem lies
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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
This is honestly painful to read. Cosmos Maduka didn’t lose that stake because of bad business alone... ... he lost it trying to stand for someone he called a friend. A lot of people talk about loyalty until the consequences arrive. Imagine building enough vision to own 25% of Access Bank, only to watch it go because you honoured a personal guarantee. That’s not just a financial lesson. It’s a lesson about trust, risk, and the hidden cost of carrying other people’s burdens in business.
VintageZachi🇳🇬🇺🇸@VintageZachi

Cosmos Maduka, the chairman of Coscharis Group, was one of the largest shareholders of Access Bank with a 25% stake at some point. He was forced to sell it to the late Herbert Wigwe and his business partner, Aigboje Aig-Imoukhuede to settle a N21 billion debt owed to Access bank incurred by his friend, the late Senator Ifeanyi Ubah, which he personally guaranteed. If he had not sold due to that debt, his Access Bank 25% stake would have been worth more than 339 billion naira today.

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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
@SylvesterN57627 Cheating starts with the subconscious mind (unaware), but the did has been done before you're aware 🤣
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Nwoke Sylvester
Nwoke Sylvester@SylvesterN57627·
Cheating rarely starts with one big decision. It usually starts with small unchecked habits, hiding conversations, entertaining attention, emotional distance, seeking validation outside the relationship, and convincing yourself it's harmless. By the time people notice the damage, the betrayal already happened long before the physical act. Loyalty is not just about staying physically faithful, it's about protecting the trust even when nobody is watching.
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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
@AugustaMedVA It's a pity most people are aware of making the money but don't know how to manage and multiply money
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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
Most people only focus on making money. Very few learn how to manage it. Even fewer understand how to multiply it. That’s why some people earn millions and still remain broke years later. Making money is important. It gives you freedom, options, and opportunities. But if you can not manage money, income alone will never save you. A person earning ₦500k monthly with discipline can build more wealth than someone earning ₦5M monthly with no financial control. Then comes the highest level: Multiplying money. This is where real wealth is created. Your money should not just sit in a bank account losing value to inflation. It should be working for you through: • Stocks • Real estate • Businesses • Dividends • Compound growth • Valuable assets The goal is not to work for money forever. The goal is to reach a point where your money starts working for you. Making money can change your lifestyle. Managing money can protect your future. But multiplying money can change your entire bloodline.
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Chioma Constance Ukoha 🌐
God is my peace, Isaiah 26:3 says, You will keep in perfect peace those whose minds are steadfast because they trust in you. When my mind wants to run in circles,I fix it on God. His peace is not based on my situation,it's based on who He is. I receive that perfect peace right now,you too need that peace. Where do you need God's peace today?
Chioma Constance Ukoha 🌐 tweet media
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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
Self improvement is painful because it forces you to confront the version of yourself that comfort created. But growth begins the moment excuses end.
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Akinwumi
Akinwumi@Big_marvis·
Egypt’s total debt is estimated at over $400 billion, with a GDP around $390 billion — debt-to-GDP above 100%. South Africa’s debt is about $580 billion, with GDP around $420 billion — roughly 135% debt-to-GDP. Nigeria’s total public debt is about $110 billion, with a GDP around $340 billion — roughly 35% debt-to-GDP. Yet some people keep shouting that Nigeria is the “loan capital of the world.” To them: Loans are Haram. Education is Haram. Road construction is Haram. Power projects are Haram. Internet expansion is Haram. Railway modernization is Haram. Airport upgrades are Haram. Seaport reforms are Haram. Dams and agro-processing projects are Haram. Solar energy expansion is Haram. But the same people praise countries that borrowed far more aggressively to build infrastructure and grow their economies. The difference between productive borrowing and reckless borrowing is simple: what the money is used for. If loans are used to build roads, expand electricity, improve transport, increase internet access, modernize ports, support agriculture, and attract investment, those are long-term national assets. President Bola Ahmed Tinubu says the focus is on infrastructure that can improve productivity and economic growth across Nigeria. Criticism is normal in democracy, but opposing every single project simply because of politics helps nobody. Development is not the enemy. Underdevelopment is. Some people are no longer in any coven. They are simply online 24/7 wailing against everything.
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IAmỌlafẹmi
IAmỌlafẹmi@IAmOlafemi·
@Big_marvis No one says loan is prohibited ... What people are saying no implementation
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