Tanya

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@squiggle888 @HeatherBo63 Absolutely rubbish- locked out of wealth. It’s the attitude- you are rather get something for nothing then put some work in.

Many young people feel effectively locked out of wealth. You did it on your own - good for you. That option is not available to millions of young people. One hope of getting wealth is to be given it by their parents or grandparents. To find out that they would rather spend it on cruises is a bit galling.

It's been quite an eye opener to read a lot of posts from very adult children complaining that they're unlikely to get anything from their parents after they die, because they'll probably need to sell their homes to pay for a care home. Utterly beggars belief how selfish and calculating they can be. It makes me feel quite happy to be on my own frankly. When my lovely grandma became too old to live in her house, she moved into a housing association care home. The rent was very cheap and she lived there, very happily, until she died at nearly 100 years old. Her three children, one being my mum, loved her dearly and I'm sure it was their love and laughter that kept her going for as long as she did. None of them were left anything because she had nothing other than her pension and they made sure that she always spent that on doing nice things for herself. Oh, I tell a lie... there was a few thousands pounds that she left to a dogs and cats home. No one felt hard done by like the selfish buggers on here seem to. I cannot stand this attitude. It's as if they only spend time with their parents because they want to make sure they're left some money. I hate hypocrisy and greed.

@HeatherBo63 Same here. I lost my parents in my late 20. I didn’t inherit anything, just family memorabilia that are cherish deeply.

@jayldn100 @LancashireCapi1 @iAmJoshHunt Unfortunately that’s not the case. People don’t care - they transfer the assets, or put them in a trust, and don’t care about their parents. Money is more important …

@LancashireCapi1 @iAmJoshHunt Council care homes are grim. If you’re a self funder you choose your care home and it makes a huge difference. Im sure most people would prefer their parent is being well cared for above taking their money

A lot of people are banking on inheriting their parents’ house as their retirement plan. But their parents are going to need that house to fund their own care. Social care costs can run £50-100k a year. A five year stay in a care home can wipe out the entire value of a property. The wealth transfer that an entire generation is counting on may never arrive

@LancashireCapi1 @iAmJoshHunt And that’s how it should be and is in all Europe. Here , we are paying thousands, most of the money goes towards the social care , for the people who decided to cheat the system.

@IJustKnowItAll @iAmJoshHunt Anyone who complains about UK council tax I just point out they are their own jailer. In Ireland on a decent property outside Dublin, you’ll pay about €100. That’s a year, not a month.

@LED_London @iAmJoshHunt So it means we pay for it. How selfish

@iAmJoshHunt Anyone sensible just has their parents transfer their property to them before care is required, then council pays for care.

@LancashireCapi1 @iAmJoshHunt And then people complain about raising costs of the council tax. Selfish people

@iAmJoshHunt Well known you just transfer ahead of time under the 7 year rule and let the state take care.

@TheGriftReport 🤥

This Morning star Alison Hammond has dropped a staggering 11 stone, going from 30 stone at her heaviest. The secret? She ditched her “childish mentality” around food after a pre-diabetes scare (her mum had Type 2). Her favourite treat, toffees, is now limited to just a couple a day. Sweets and fatty foods are gone. She’s had a personal trainer for five years, does Reformer Pilates and boxing, and now eats everything in moderation. She claims it was NOT weight-loss jabs. 👀 thoughts?

@DevskiTweets Hmm not sure than. I still have 2 to watch 😊

@IJustKnowItAll I know, this is the episode i was talking about. it feels like between friday and sunday sunday an ep was missed.

Is there a missing episode of #corrie tonight? Both me and my mum are confused. - Debbie is instantly out - No actual reunion with kev or Ronnie - Ollie & Amy back together? Wtaf? 🤣

@Desmundo67 @BladeoftheS @gnrsmiffies And that’s how it’s supposed to be. My employer - millionaire - pays only 3 % pension contribution. He could do 10 times more but he is greedy- government should force him and others to do more. In Poland everyone’s contribution is exactly the same - doctor, cleaner, teacher.

This probably helps • No equivalent to the UK’s high working-age disability/incapacity caseloads; Poland has tighter contributory rules and lower spending on unemployment/social exclusion/housing benefits. Poland’s system provides significant family and pension support but has lower reliance on ongoing means-tested “welfare” for working-age adults outside specific vulnerabilities (e.g., large families, disability, or rural poverty).

The UK is increasing the Pension age to 68. Poland has lowered theirs to 60. Their pension is higher as well.

@VerhofstadtQ Equity release! Not sure why isn’t explored more. Why making young people poorer if you are sitting on a money 💰

As part of the pensions argument, some people keep referring to old people being wealthy due to the value of their home. It's irrelevant. I don't care whether my house is worth £500,000 or 50 quid. I live here, I'm staying here, I'll probably die here, so the money means nothing.

@spicymutant @ladyC1900 In most countries employee and employer contribution are the same across public and private sector

@ladyC1900 salaries nowadays are equivalent, so pension contributions should be too ie. they should all be defined contribution and not defined benefit, and the contributions of both employee and employer should be comparable across the two sectors.

Can anyone give me a valid reason why public sector workers get a 29% state funded pension & workers in the private sector get an avg of 3-6% and fund the public sector on top. Workers are workers & taxpayers . So what makes one sector more worthy ?

@Basmans_grob @ladyC1900 It’s definitely more than 3% in private sector. Where week is 40hrs, 20 days annual leave , and only ssp

@IJustKnowItAll @ladyC1900 And is 23 more, less, or the same as 29%?

@DinkyDoo1173637 @Basmans_grob @ladyC1900 And nhs as a employer puts 23% !

@Basmans_grob @ladyC1900 I work for the NHS and I put 9.8% of my wages to my pension every month!

@Basmans_grob @ladyC1900 And nhs as an employer puts 23% !

@ladyC1900 Public sector workers are not one thing. NHS doctors for example do not have a 29% state funded pension. Nor do teachers. They have pension pots they pay into. Which public sectors do you think have a 29% state funded pension?

@PrivateIncome @Basmans_grob @ladyC1900 But the employer contribution is 6 times higher than in private sector !

Incorrect. The NHS Pension Scheme (covering ~1.8 million active staff in England & Wales) is a statutory, unfunded defined-benefit scheme backed directly by the Exchequer (i.e. general taxation). There is no investment pot, no assets, no fund that grows in the markets. Employee + employer contributions go straight to the Treasury and are used to pay current pensioners (classic pay-as-you-go). Future liabilities (~£431 billion as of March 2024) are met by future taxpayers. It’s an unfunded Ponzi scheme. Same as the state pension.

@MMMHMMMYEAH @USAKaseyLynae I enjoy exercising and weights , and now have the energy to do it. Win ❤️

@IJustKnowItAll @USAKaseyLynae I’m telling you! You still need to do all the things, just not to extremes.

While you were in the comments high as a 🪁 eating cheetos trying to convince me I'm still obese, I was out there movin my ass 💪 Goal to be down by 100lbs total by June. I did all this shit with PCOS and NO MEDICATION. NONE. ZILTCH. 🖕to everyone who told me I couldn't.

@MMMHMMMYEAH @USAKaseyLynae Very interesting. I am gym and healthy eating fanatic but because of Hashimoto and underactive thyroid, I have struggled with weight ( bmi borderline 25) fatigue,joint pain etc, started glp-1 couple weeks ago, and first time in 20 years I feel like a human.For me it’s a miracle

@USAKaseyLynae So I had thyroid cancer and no longer have a thyroid. I was running 8-12 miles every day and doing severe caloric restriction. I’ve done it. I was successful, but that’s unsustainable. The reality is GLP-1s also impact the way you metabolize fats and sugars. They also have other

@SandyofSuffolk 🎻

Younger generation to pensioners: "Why didn't you save more into a private pension?" Because most women stayed at home to look after your mums and dads and so didn't earn anything, let alone save anything. And your granddads were struggling to pay the 14% mortgage rates. And any 'pin' money your nans earned from little part time jobs was spent spoiling you on days out at the seaside, birthdays and Christmas and slipping your mum and dad a few quid on the sly when they were a bit hard up. Just so you know.

@simonwatt85 But pensioners don’t have dependents- kids, and usually no mortgage to pay.

The National Living Wage is right now, £12.21 per hour. In a 35 hour week you will earn £427.35 so in a year it’s £22,222 Presumably they call it a living wage because that gives you enough to live on. A pensioner gets £10,000 less than that. Greedy blighters.