Income & Wealth
4K posts
Income & Wealth
@Income3Wealth
34 years old • $1.9M net worth • No inheritance
Switzerland Katılım Ocak 2012
380 Takip Edilen1.2K Takipçiler
Index funds are for people who have accepted they will never be truly rich.
If you want to change your family's future, you have to FOCUS on individual stocks.
Agree or Disagree?
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At $1.8mn net worth, I’m a stage where I do not need to take big risks but let my NW compound consistently. On top of that, I’ll still be working and invest my income regularly.
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The S&P 500 and Bitcoin are basically just long term saving accounts with appreciation.
Keeping your money anywhere else is basically just losing money long term.
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Curious to see how markets will perform next week. Bet we see some volatility, with stocks potentially closing the week lower. At the same time, trump always chickens out, so we might even see a green week.
All cards on the table 🍿
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Most people don’t fail at investing because they’re wrong.
They fail because they can’t stick around long enough to be right.
Time > intelligence.
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Decided to DCA into gold for the foreseeable future. I found it always weird to invest in precious metals however I now changed my mind and I’m targeting a 5% allocation in gold.
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Buying a house won’t help you build wealth. It’s a drag effectively. Prioritize stocks as they give you liquidity, optionality and income. Buy a house only when you have enough financial assets and strong income.
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@SteveOnSpeed @BarbellFi Money is not everything in life for most people
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@BarbellFi 100% sad.
But please, let's keep teaching our kids how to read Shakespeare and learn the quadratic formula -- and, you know, other super important topics, in school.
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The latest net worth data was released
Here is the median net worth by age:
18-34: $39k
35-44: $136k
45-54: $247k
55-64: $364k
65-74: $410k
Over 75: $336k
Saddest thing you’ll see all day 😔
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Net worth update December 2025:
- CHF 1.4mn
- USD 1.8mn
- EUR 1.5mn
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Amex just cut their high yield savings rate to 3.3%
Still decent. Still safe.
But this is exactly why my idle cash sits in $SGOV and $SWVXX
Higher yield
Daily liquidity
No lockups
Cash still working
Every dollar should have a job 📈💵
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Hypothetical:
Late 40s unmarried, 0 kids
Investment income: $250k/year
Net worth: $3M
Invested: $2M+
Home equity: $300k+
Cash savings: $200k+
Debt: $400k mortgage, $0k car loans.
Lifestyle: feels good, everything is covered.
If this were you, what’s your first move?
DividendBoomer@BoomerDivvies
Hypothetical: Age 48 married, 2 kids Household income: $190k/year. Net worth: $1.1M. Invested: $330k. Home equity: $670k. Cash savings: $50k. Debt: $180k mortgage, $75k car loans. Lifestyle: feels “tight” despite good income. If this were you, what’s your first move?
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@DevotedDividend You’ll fall behind eventually as your portfolio will grow slower than the average stock portfolio. And then you’ll need to start working again. Unless the dividend investing is only a 20-40% of your stock ptf and the remaining is growth stocks.
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I’m 32 & never need a job again ❌👨
Dividends pay me 💰
$315/day
$9,622/month
$115,478/year
Ask me anything 👇
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How do we make money with this info
Not Jerome Powell@alifarhat79
This is not Apple, Tesla or even Nvidia. It’s the US National Debt.
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Always important to remember that most of your money should be invested in growth stocks. Over time, share of growth stocks can be reduced to allow for dividend stocks which underperform over the long term. Same goes for selling covered calls/investing in covered call ETF.
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@DevotedDividend Maybe because NAV and price are very close $ wise?
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@DevotedDividend Why do you look only at price performance when assessing the NAV decay? You should look at NAV + distributions instead no? Thanks for clarifying
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PERFECT Dividend ETF that DOENSN'T cap the entire upside! $GPIQ is a BEAST 📈💸
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NW update October 2025:
- CHF 1.3mn
- USD 1.7mn
- EUR 1.4mn
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