The new IPEC Amendment Act, enacted in April 2026, marks a major shift for Zimbabwe’s pensions and insurance sector.
Key reforms include stronger supervisory powers, accreditation of service providers, enhanced member protection and expanded regulatory oversight#ZAPF2026@IPECZW
“We cannot all build our own railway line to Bulawayo.”
IPEC is pushing for consolidation, shared ICT infrastructure and improved administration efficiency across pension funds to reduce duplication, improve scale and strengthen service delivery for members.#ZAPF51@IPECZW
IPEC says 97% of Zimbabwe’s pension funds are Defined Contribution schemes, making trustee oversight, transparency, arm’s length transactions and value for money critical for protecting members’ retirement outcomes.
#ZAPF51#ZAPF2026@IPECZW@ETimesZw
@BgoniJustin says the Victoria Falls International Financial Centre is like a country within a country, the regulation, taxation and exchange control systems are different. @ZSEHoldings_ZW@zapf_zw#ZAPF2026
@BgoniJustin says the rollout of the Victoria Falls International Financial Centre is a transformative development for Zimbabwe’s financial sector.#ZAPF2026@ZSE_ZW
@BgoniJustin says REITs also provide tax advantages and regular dividend income, making them more attractive than conventional property ownership structures. @ZSEHoldings_ZW#ZAPF2026@KuraChihota
@BgoniJustin urges pension funds to consider converting property portfolios into REIT structures to improve liquidity and unlock value for pensioners. @ZAPF2026@ZSEHoldings_ZW@ETimesZw
@BgoniJustin : Inflationary pressures and currency instability had severely distorted valuations on the local bourse, leaving pension funds struggling to preserve value for contributors.#ZAPF2026@ZSEHoldings_ZW@ETimesZw
VFEX key focus areas now centred on product diversification, expansion and the development of the Victoria Falls International Financial Centre, all expected to position Zimbabwe as a regional financial services hub.@BgoniJustin#ZAPF2026@ZSEHoldings_ZW
PENSION funds high exposure to real estate impacts liquidity at the time of need. REITS are better option to manage that: #Bgoni@ZSEHoldings_ZW@zapf_zw
Zimbabwe is not capital poor.
Domestic capital exceeds US$26 billion, with sovereign-linked assets under Mutapa estimated at US$16 billion. The challenge is deployment, intermediation and rebuilding trust in long-term investment markets- Nyazema #ZAPF2026
The future of African growth lies in effective financial intermediation — organising domestic savings at scale and deploying them into productive national assets.
This is how pension capital can move from preservation to transformation-Nyazema #ZAPF2026#PensionFunds
The challenge is not availability of money — it is mobilising and deploying it productively into national development. Lawrence Nyazema#ZAPF2026#AfricanCapital