Siu
4.1K posts

Siu
@ItsSiuOfficial
Sassy storyteller navigating life's quirks with chai in one hand and dreams in the other. Embracing chaos with a hint of spice. 🌶️✨ #IndianChic


We have seen EPM copying Infinia… now it’s time for Infinia to copy EPM 🔄 💳 Metal Card Replacement Fee Introduced Now even Infinia will charge ₹3,500 (₹4,130 incl. GST) for replacement of the metal card — exactly the same as ICICI Bank’s EPM card 👀 Earlier it was mostly free for Infinia users if just Rs.100+GST (Rs.118) 🌍 Higher Dynamic Currency Conversion (DCC) Charges DCC charges increased to 1.75% (2.07% incl. GST) 📈 👉 This impacts transactions on platforms like Klook & similar foreign-based websites/apps that bill in INR 👉 Even if you pay in INR, backend foreign processing will now cost more 💸 👉👉Note that such DCC transactions do not earn 1% cashback under Global Value Program. 💡 What this means • Replacement of lost/damaged metal cards is now expensive • Be careful while transacting on international platforms charging in INR • Choosing INR as currency while swiping HDFC credit cards at foreign location attracts DCC charges. Such charges will be even more expensive. ⚠️ Silent devaluations like these add up — stay aware! 📘 Visit SpendWisely Blog: Detailed credit card reviews & guides 👉 spendwisely.in Some links may be referral links in the above post. It supports the page without any cost to you. #creditcard #spendwisely #creditcards























