Jake Oliver

I didn't do this when I started on X...so I think it's time. Here is my story: I am a husband to a beautiful wife, a father to two amazing daughters. I own Oliver Investments LLC, where I am a Financial Adviser. I love helping people on their financial journey 👇

Structural integrity... I built my house myself... from trees that were on my property that I cut down and milled out. Quality, strength... something I can leave to future generations. Having zero debt... no mortgage and designing & building all out of pocket. But the land is the biggest attraction for me. Lots of woods for hunting and for firewood. But in the end.. having an amazing wife and wonderful children and black lab to share it with is the greatest thing!

If you own a home, what was one thing you refused to compromise on?

@padigoodspeed @markcecchini Nice looking place! Working together 👏

When @markcecchini calls, the answer is YES. New RSU package, no problem. Buying now, selling later, no problem. Close in 14 days with a Jumbo loan? Done Thank you for your trust. 🪄✨

@shawngorham Do it.

IF it were up to my wife... We would live in a small town. She would drive a Jeep Cherokee Flip cell phone she rarely answered White Farmhouse with a wrap around porch No TV, No technology Land, Animals, Farmers Markets I think she is stuck in a 1990's Hallmark movie At the same time I want her to have an experience outside of city life

@tyromper What?! .....😲 Chuck is a legend!

What a legend. RIP Chuck. ❤️🙏 Always sobering when someone super famous passes. It's everyone's fate. This life is short. Eternity is very long. All the accomplishments, fame, money, etc. is meaningless on a long enough time frame. Take a moment today & get right with God. Lord grant us eternal vision. 🙏

I started and run mine 100% debt free... I can't imagine the corners I might have had to cut or the products I might have felt forced to try to push had I had the weight of a debt payment to come up with every month. My business can be run with integrity.. much of that is due to not feeling like I am owned by a lender.

After 12+ years running our current business... And 20 years self-employed... This question: Should I go into debt to start a business? Lives rent-free in my head, Maybe more than it should. When this question popped up recently, in a group I'm in... Two types of advice showed up: Version One [Don't go into debt] Be prudent with your money. Get creative with constraints. Use money you've already made. — from people who’ve built successful businesses Version Two [There's "good/smart" debt] Don't be afraid to invest in yourself. Don't hold yourself back. There's future ROI. — from some money coaches While I understand the time & place for the 2nd… it still makes me sad to see it. I’ve seen the downside for too many, too many times. The first is "harder" in the beginning... But easier forever after.

@adrienne_lain 😂

@Jake___Oliver Good job! 😊

Something I have observed: Almost everything that is worth getting, Is really hard to get... Meaning.. HARD work is required. Period.

@Jake___Oliver It's SO be worth it! This will be a distant memory! ((Definitely make sure you are protecting your lungs!!))

@lulumeservey I don't need Ai to make me silly images... Productivity, helping me better help my clients.. that's pretty much it... The rest of it seems useless.

These are the top things Claude users wanted from AI Meanwhile a lot of AI companies’ messaging focuses on the things at the bottom of this list: creativity, learning, entrepreneurship, societal transformation ie, things tech people care a lot about

@cordes_tax That would make way too much sense Matt.

For the love of everything holy can we please standardize information reporting forms? Why does one brokerage 1099 look entirely different from any other? Why are American Funds 1099-Rs the way they are? Seriously, mortgage lenders: USE THE SAME 1098. I can't even with W-2s.

@markcecchini Great time to have a Roth or a brokerage account to dip into for extra money.

...Husband (69) social security: $45K/year ...Wife (68) social security: $35K/year ...Husband (69) private pension: $40K/year = $120k/year of "mailbox money" before having to touch their portfolio. All 3 income adjusted by inflation every year. No mortgage payments. Damn.

@adrienne_lain I was thinking tonight how horrible insulating my cathedral ceiling has been on my addition. Dust everywhere... having to wear protective gear... sweating.. just pretty much hating everything.. And I thought.. "you know Jake. It will be worth it in the end".

@Jake___Oliver I think about that a lot too.

Hello, old friend

@jackiekenoyer Planning without follow-through is useless.

A money plan without execution is useless. Most people are taught how to plan. Tonight, we’re focused on execution: • Automate as much as possible • Guardrail your spending • Manage cash flow using YNAB Prepping between classes. What’s one thing you do to put guardrails on your spending?

@CoachRolfes I'm "spending it" on assets.

@Jake___Oliver Justification to spend !

Why does the average person enjoy discounts and SALES so much, In everything BUT their investment accounts?

@ProfitMindsetX Lifestyle creep is real!

@Jake___Oliver Average people chase lifestyle creep, that's why.

@TheKateBernal Yes, that and most just don't see market pullbacks as opportunities... they see them as disadvantages.

@Jake___Oliver Instant gratification. The marshmallow test.

@SparkingFIRENC You're a legend Seb!

@Jake___Oliver Idk but I just bought a few VGT this morning

If you simply avoid shelter, food, gas and other basic needs for survival, inflation shouldn’t impact you.