Jon Zanoff

I'm worried about FinTech. /end

@regulatorynerd @parkerconrad @Rippling @Plaid @Trustly Preach! We're living in a UX bubble that exactly zero payroll providers have inhabited. Wave was promising back in the day but jumped the shark with golden handcuffs.

Come on @parkerconrad — it's 2025 and @Rippling isn't using open banking to help employees set up payroll? For the love of god, why are you making me type in my checking account numbers? Go give @Plaid or @Trustly a call (we are Rippling customers).

Listening to some of the smartest folks in identity drop knowledge… for FREE. I flipping love @empirestartups NY FinTech Week! @jelenahoffart @matkaliski @bojansimic @MoFoLLP

Kick Off NY Fintech Week with Us! 🍸🎉 Join This Week in Fintech, @Methodfinancial, and Cambr for an exclusive happy hour gathering the industry's top operators, investors, and founders. Register here: lu.ma/NYFTW0421

When we hosted the first #NYFinTechWeek in 2016, folks were downright confused why we were "open sourcing" our distribution to lift the community. Now, in 2025, with the Empire Conf on hiatus, the entire community is coming out! 35 events and counting! empirestartups.com/events/new-yor…

@willwhite003 @nickcooke2000 nice route!

Cute lil morning ride. Lot of things have been discussed on this bench…mostly fintech. Iykyk.

Shopify is the next blackberry (RIM). Heard it here first.

@brunoswerneck @FifthThird @bondfintech @ateliobyfis Often?

It's a bit underrated that two of the embedded finance plays that are doing well right now were small BaaS team & tech acquisitions @FifthThird acquiring Rize to spin into Newline, FIS acquiring @bondfintech to launch @ateliobyfis In fintech, distribution often beats innovation

@justworks sent 2 emails that landed in spam before closing our payroll for the year permanently. How's your day going?

Sage M&A advice “You WILL run in to problems” ⁦@restivevc⁩ ⁦@cameronpeake⁩ ⁦@prajitn⁩ ⁦@NiumGlobal⁩ ⁦@leonardspeiser⁩ Shveta Mujumdar

“Risk mitigation can’t be an excuse to not innovate” #money2020 ⁦@clevemesidorbtc⁩ ⁦@JoAnnBarefoot⁩ ⁦@kylehauptman⁩

“Bank failures concentrate the mind” -Brian Brooks ⁦& @natashavernier⁩ #money2020

Sick new product.. A one-click tool that reduces an NPS score by 50%.

Has anyone been happy with a Mint alternative?

@mikulaja @mdharrisnyc Unsubscribe

@mdharrisnyc I think @JonZanoff works from Rise, perhaps he can assess your cred level?

Do I have enough fintech street cred that I can walk into the Rise accelerator unannounced and they'll let me post up at a desk and hang out when I happen to be in the city? because if I could get some practical value from a modest number of twitter followers i'm here for that.

@KellyLSoderlund As long as folks aren’t out there ‘democratizing access’ to lighting, I’m all good!

What’s your typo pet peeve and why is it when people spell lightning wrong?

@mikulaja The only thing that’s changed is their confidence to be more public.

Yikes, a16z is all-in on Trump. I know it's hard to believe, but there ARE things more important than $$ in life.

@Hugh_Son @regulatorynerd @mikulaja @Ryan_Falvey VC take? A shame we can't ask Charles Ponzi.

Ok so the fintech investor POV on this mess: *Synapse uniquely shitty *this could happen at a “real” bank *customer $ routed to bank & doesn’t touch fintech *FDIC guidance unfair, disingenuous & political That all ?? @regulatorynerd @mikulaja @Ryan_Falvey

@eoghan Was anyone able to offer a coherent policy justification? Nothing but TikTok quotes in this thread.

I suspect the vibe shift in tech is much more extensive than we realize. An anecdote: I was invited last week to a private group chat with about 50 tech leaders. Many CEOs and founders everyone knows. Many very big names. The plan was to debate Trump vs. Biden through the lens of tech. But interestingly, there were apparently no Biden supporters in the group. None. The group organizer had to go find and pull in known Biden supporters to speak for that side.

@regulatorynerd @slice @IlirSela Integrate HRV data and they're an instant decacorn.

Earlier today I thought @slice was being too thirsty with their push nudges. And lo and behold, guess which busy dad just ordered dinner from our local pizzeria via Slice. Well played @IlirSela and Verrazano Pizza. Well played . . .