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Lloyds has launched a new first-time buyer mortgage needing just a £5,000 deposit 🏡
Key details:
- Up to 98% mortgage (borrow up to £295k)
- Max property price: £300k
- 5-year fixed rate at 5.89%
- No product fees
- Max borrowing: 4.5x salary
- Available to employed + self-employed
But there’s a catch:
- No gifts (“Bank of Mum & Dad” banned)
- No new builds
- No shared ownership
- Strict affordability + credit checks apply
Example:
£300k house = £5k deposit + £295k mortgage.
On the example of a £300,000 home with a £5,000 deposit:
Mortgage = £295,000
Rate = 5.89% fixed for 5 years
Assuming a 40-year term (the max allowed)
Estimated monthly repayment = ~£1,600/month.
If the mortgage term was shorter:
35 years = ~£1,740/month
30 years = ~£1,920/month
That’s before bills, insurance, council tax and maintenance costs.
Lloyds says it’s aimed at renters who can afford monthly payments but can’t save huge deposits. Basically, the majority of Millennials and GenZ!

English
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This country loves instability. Step down and replaced by who?

Politics UK@PolitlcsUK
🚨 BREAKING: Home Secretary Shabana Mahmood and 2 other senior Cabinet Ministers have told Keir Starmer to set out a resignation timeline [@thetimes]
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How can you ban international students from accessing student loans when they were NEVER ELIGIBLE for it in the first place? 😂
GB Politics@GBPolitcs
🚨NEW: Foreign university students to be banned from accessing taxpayer-funded student loans under Reform UK [@DailyMail]
English

@KingComfort_ Hi. We’re aware some customers may be experiencing issues accessing our digital services this morning. We’re investigating this and working hard to fix it. Apologies for any inconvenience caused. Lesley
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@TSB your app is down once again and I can’t access what I need to
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If #Reform win next election, these are the prices Farage would charge for Medical Treatment:
GP Visit - £129
A&E Visit - £1368
Ambulance - £1200
MRI Scan - £3000
Broken Bone - £10000
Childbirth - £15000
Cancer Treatment - £50000
Heart Bypass - £100000
Don’t vote Reform
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Why do you think they hit him with the allegations and tried to kill him? The industry is a dark DARK place. He was becoming powerful
Arthur🇳🇬🇬🇧🇸🇳@AjMachalaa
Didn’t know Michael Jackson owned half of Sony music.😳
English
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God forbid you want to pay £7 for a leg of lamb instead of £26
jules⁷@tacobelldoll
new ick unlocked: men when they use their tesco club cards
English
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bc dating the wrong guy will embarass you for the rest of your life......
Softboy@softboywin
Why are women so secretive about who they are dating 😭😭
English
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Shonda Rhimes didn’t just break the glass ceiling — she built a whole new network for Black women to run prime time.
In 2012, she gave us Kerry Washington as Olivia Pope in Scandal — the first Black female lead in a network drama in nearly 40 years.
Then in 2014, she put Viola Davis front and center in How to Get Away with Murder as the brilliant, complicated, unapologetic Annalise Keating.
Two Black women. Back-to-back. Thursday nights on ABC. Dominating the ratings and the culture.This wasn’t luck. This was intentional. Shonda created space where complex, powerful, flawed Black women didn’t just appear — they led.


English
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Me too nigga you ain’t special.
TMZ@TMZ
Kanye West says he regrets participating in life 😭 Video: tmz.me/gMrjfrz
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