Long Term Investor
8.2K posts

Long Term Investor
@LTermInvestor
Crossed the most difficult part of first 1 Cr. Now compounding in progress :)




🚨🇨🇳 BREAKING — China Unveils Gaming GPU To Challenge NVIDIA



Best Vadapav in #Mumbai! Prove me wrong


Ahmedabad is a hopelessly boring Tier 2 city. Please don’t move here. Living here is an absolute nightmare: • Zero Adrenaline: Women are just casually roaming around at 2 AM eating ice cream without fearing for their lives or dodging intense police naka bandis. Where is the survival thrill? • No Linguistic Pride: If you don't speak Gujarati, nobody even threatens to beat you up or smash your shop's signboards. They just awkwardly reply in broken Hindi. Absolutely no passion! • No Traffic Trauma: The roads are so wide and well planned that you actually reach your destination in 20 minutes. How am I supposed to finish my audiobooks or rethink my life choices during a 3 hour bumper to bumper commute? • Missing Action: Someone bumps into your vehicle, and they just say sorry and pay you instead of pulling out a hockey stick. No street fights, no "Tu jaanta nahi mera baap kaun hai." So dull. • Zero Aesthetic Culture: No underground drug or Udta Punjab vibes. Just boring, safe, sober families existing everywhere. Honestly, it’s unbearable. Please stay in your happening metro cities, enjoy spending half your life in traffic and keep breathing that sweet AQI 1000 air.
















When you sell your regular active mutual fund and move to an index fund, you sometime stop because you think about the capital gains tax that you would need to pay. You have to evaluate when the shift is worth it. For example, if your current fund is charging 2.3% and you are shifting to 0.3%, you are saving 2% every year on total value Capital gains tax is 12.5% on capital gains. If the total value is 100 and capital gain inside it is 40, then capital gain tax is 5. You will recover it in ~3 years. On the other hand if your current fund is charging 0.8%, then it will take 10+ years to recover it. Do this calculation. If you can recover it ~5 years or less, make the switch. If it is 10+ years, don't.












