NoFunnyMonkeyBusiness
2.9K posts

NoFunnyMonkeyBusiness
@Laitings
Copenhagen, Denmark Katılım Ağustos 2009
357 Takip Edilen102 Takipçiler

@MetamateDaz OH NO! NOT HE BILLIONARES, PLEASE GOD! THINK OF THE BILLIONARES!
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@EdKrassen No I think they actually voted for double the price as under Biden. At least that's what they'll tell you when it happens in a few months. 🤦The true TDS is believing the orange baby can do no wrong.
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@HumanityChad Just letting everybody know, if the dog was Trump, I would let the MF drop.
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@bosoxfan1990 @herotimeszero I did not agree with Bush Senior on many things, but I still got a feeling he was an intelligent human being. New guy, not so much.
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@herotimeszero Bush Sr laughed how Dana Carvey depicted him
youtube.com/shorts/bUglAXJ…

YouTube
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@MeidasTouch Fuck that shit. Make Tesla, GM and Ford illegal to sell in Europe.
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@elonmusk Americans not breeding is probably the best thing that can happen to the environment, world peace and global IQ level.
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@drewgriff83 @EricLDaugh @grok TSP is a great program. It's about time the gov did this. $2,000/year for 40 years ends up around $800k. What that will be worth in 40 years, who knows? Maybe half, or less. But not bad for ~$80/mo
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🚨 JUST IN: President Trump officially launches the "TrumpIRA" program opening up a low-cast IRA account for MILLIONS of Americans
This means they can get MATCHING FUNDS from the federal government in that retirement account
"Beginning at the start of next year, every American will be able to go to TrumpIRA(dot)gov and open a new low-cost IRA account."
"You'll then be able to access the same type of retirement accounts that federal employees enjoy through the thrift savings plans, which are incredible."
"As part of the federal savings match program, low-income Americans will be eligible to receive up to $1,000 per year in matching funds deposited directly into their accounts."
"For millions of Americans who lack employer-sponsored plans, this will be really revolutionary because they'll be covered. Nobody thought that was possible!"
🇺🇸🇺🇸🇺🇸
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@hxxntrr @PardonMyPain Remind me not to loan you any money, if the day comes.
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i pray debt collectors call me
last month one called about a $4,300 medical bill. i let him do his whole speech. then i said six words:
"is this debt past the statute?"
silence
in 38 states, debt expires after 3-7 years. once it passes the statute of limitations, they cannot sue you for it. legally. the debt still exists on paper but they have zero enforcement power
they're calling you hoping you don't know this. because the second you make a payment, even $1, the clock RESETS and they can sue you again for the full amount
that's why they say "just pay $50 to show good faith." that $50 reactivates the entire debt. it's a trap and they know exactly what they're doing
the play when a collector calls:
step 1: say nothing about paying. say this: "please provide written validation of this debt under FDCPA Section 809"
they are legally required to stop all collection activity until they send you written proof. most junk debt buyers can't produce it because they bought your debt in a bundle for 4 cents on the dollar and don't have the original paperwork
step 2: check your state's statute of limitations at your state AG's website. if the debt is past the SOL, send this letter:
"this debt is time-barred under [state] statute of limitations. any attempt to collect or sue is a violation of the FDCPA. cease all contact immediately"
step 3: if it's on your credit report and it's past 7 years, dispute it. "this account exceeds the FCRA 7-year reporting period. remove immediately." bureaus must remove it within 30 days or face $1,000 per violation
i helped someone wipe $23,000 in zombie debt in one afternoon. four letters. zero dollars paid
the collectors who called her every week? gone. the accounts on her credit report dragging her score down 80+ points? deleted. she went from 588 to 691 in 45 days without paying a cent
debt collectors buy your old debt for pennies and try to scare you into paying full price. their entire business model depends on you not knowing your rights
now you know
(link in bio. i delete debt and fix credit scores)
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How about you Yanks just get universal health care instead of advising on how to cheat the system and in effect turning it into UHC, but adding a lot of stress to the individual.
What's the definition of a Yank? One that will walk through fire and sea to insist on the freedom to shoot himself in the foot. 🤦♂️I mean its 2026, do better.
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@MbarkCherguia First thought: "Damn nice! Three of my favs"
Second thought: "27 Club"
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