Lastof718

Option seller here - often times when we get scared of losing our shares it’s extremely tempting to roll wayyy up and wayyy out. But we know that extrinsic value is the real key to holding on to those shares. If $NBIS pulls back from here a bit, your $200 long dated calls won’t really be that helpful because theta hasn’t set in yet. What you wanna do is just roll out and up just a week or two and just increase that strike price by $5. So then you have a $135 strike price with two more weeks of time which is half of the intrinsic value battle. That way if NBIS pulls back a bit, now you have full control of your shares again! 🥰 and don’t be afraid to take a small debit here and there in order to move the strike price up even more. But if you really just want a net credit then just roll out a month or two and move that strike to $135. Your shares will still be safe my friend.

@itsolelehmann Fidelity has to figure this Plaid thing out 😩

this officially makes perplexity the best all-in-one financial OS on the planet plaid connects to 12,000+ banks, brokerages, and finance apps that means you can now connect ALL your financial data and build custom tools with it here’s 10 cool finance things you can build with perplexity computer in 1 prompt: 1. a net worth dashboard that pulls every account (checking, brokerage, loans) into one view and updates daily 2. a monthly budget tracker that reads your real transactions and auto-sorts them into categories you pick 3. a debt payoff planner that uses your actual balances and interest rates to map the fastest path to zero 4. a retirement readiness dashboard using your 401k, brokerage, age, and contributions to tell you if you're on pace 5. a cash flow forecast that flags weeks where your checking account might dip below your target balance 6. a spending anomaly detector that catches subscriptions you forgot about, double charges, or lifestyle creep you didn't notice 7. a "can i afford this" calculator that pulls your real income, debt payments, and savings rate to give you an actual answer 8. a tax prep assistant that scans your transactions and flags anything that might qualify as a deduction 9. a subscription audit that finds every recurring charge across all your cards and shows you the total monthly damage 10. a weekly "money briefing" that runs in the background and drops a summary of what came in, what went out, and what to watch all of these used to require either a spreadsheet you'd never maintain or a $15/month app with shitty pre-built dashboards you couldn't customize insanely based

You cannot go anyhwere in the US anymore without feeling taking advantage of. Every restaurant, every lease agreement, every purchase. Everything is so blatantly predatory. Like they don't even care to be subtle about the fact that they're operating in bad faith. And we're all just submissive to it

$500,000 is the number Once you have that much in a brokerage you can product $7,500-$10,000 a month in option income. Thats taking into account 2-4 trades a month at low deltas & minimal effort. Then life goes on easy mode.

@Ric_RTP youtu.be/C0gErQtnNFE?si…

The CEO of Google DeepMind just admitted that if the decision had been his, we would've cured cancer before anyone ever used ChatGPT. And that's not even the scariest thing he said on a recent interview. Demis Hassabis is one of the most important people alive in AI. He won the Nobel Prize last year for AlphaFold, the system that cracked the 50 year protein folding problem. 3 million scientists now use his tool. Almost every new drug being developed will touch it at some stage. In a new interview, he was asked about the moment ChatGPT launched and Google went into "code red." His answer was one of the most revealing things any AI leader has ever said on the record: "If I'd had my way, I would have left AI in the lab for longer. Done more things like AlphaFold. Maybe cured cancer or something like that." Read that again. The man running Google's entire AI division is publicly saying the commercial AI race we're all living through was a MISTAKE. That the industry got hijacked by a chatbot when it could have been solving the biggest problems in science and medicine. His vision was simple: Build AI slowly, carefully, like CERN. Use it to crack root node problems one at a time. Cancer. Energy. New materials. Let humanity benefit from real breakthroughs while the foundational science was figured out over a decade or two. Then ChatGPT dropped in November 2022 and everything changed. Demis described what happened next as getting locked into a "ferocious commercial pressure race" that none of the labs can escape from. On top of that, the US vs China dynamic added geopolitical pressure. The result is everyone sprinting toward products instead of breakthroughs, shipping chatbots while the scientific opportunity gets buried under marketing cycles and quarterly earnings. But he's not saying progress isn't happening... He's saying the progress got redirected away from the things that actually matter most. And then it got even scarier: Because when Demis was asked what he worries about with AI, he laid out two threats. The first is what everyone talks about: Bad actors using AI for harm. Terrorist groups. Hostile nation states. Cyberattacks at scale. But that's not the threat he's most worried about. His second worry is AI itself going rogue. Not today's models. The models coming in the next two to four years as the industry enters what he calls "the agentic era." Systems that can complete entire tasks autonomously. Systems that are increasingly capable and increasingly hard to control. His exact words: "How do we make sure the guardrails are put in place so they do exactly what they've been told to do, and there's no way of them circumventing that or accidentally breaching those guardrails? That's going to be an incredibly hard technical challenge if you think about how powerful and smart and capable these systems eventually get." A Nobel Prize winner who runs one of the 3 most advanced AI labs on Earth just said publicly that within two to four years, we're entering a phase where AI alignment becomes a real problem, and the technical challenge of solving it is enormous. And almost nobody is paying enough attention. He called for international cooperation between labs, AI safety institutes, and academia to tackle the problem. He said this is the thing even the experts aren't thinking about enough. He said the only way to get through the AGI moment safely is if everyone starts treating this with the seriousness it deserves. Most AI CEOs give you careful PR answers about "responsible development" and move on. Demis said something different... He said the commercial race FORCED us into a premature deployment of a technology we barely understand, and the window to get alignment right before the next generation of agents shows up is two to four years. If the man who built the system that might cure cancer is telling you he wishes it had happened first, maybe we should listen to what he says is coming next.

@thefox As a solution I want to delete the watchlist but I cannot delete the default watchlist.

@thefox I like Google Finance but I can't remove a stock from my watchlist. The stock keeps reappearing.

The new AI-powered Google Finance is going global and shipping to 100+ countries… it’s a total reinvention of Google Finance with AI at the core 🚀🚀🚀 + AI-powered market research + Advanced charting + Live earnings calls + Expanded real-time data Try it: finance.google.com/beta

He Lost. He Cried. He Never Lost Again. Floyd Mayweather Jr. And The 1996 Olympics. After losing a controversial decision to Bulgarian boxer Serafim Todorov in the 1996 Atlanta Olympics, a 19-year-old Floyd Mayweather Jr. was overcome with emotion during a post-fight interview and began to cry, saying he believed he had won the fight. The loss was widely disputed, the crowd booed the decision, and even the referee briefly raised Mayweather’s hand by mistake. Mayweather later said that moment fueled his drive, and he went on to become one of the greatest boxers in history, finishing his professional career undefeated at 50-0.

A lot of people scared to grow because they can’t afford to

I ran the numbers on renting and investing the difference vs. buying a home... The results are shocking. The setup: - Median U.S. home sale price: $398,000 (NAR, 2026) - Average U.S. rent: $2,000/mo (Zillow, 2026) - Mortgage rate: 6.51% (30yr fixed, 10% down) All in monthly cost of owning that home: - P&I: $2,266 - Property tax: $332 - Insurance: $215 - Maintenance: $332 - PMI: $149 - Total: $3,294/mo Renting cost: - Rent: $2,000 - Renters insurance: $14 - Total: $2,014/mo The renter saves $1,280/mo. Plus the $51,740 in down payment and closing costs never leaves their pocket. All of it goes into $VOO. Using the long term S&P 500 avg return of 10% and home appreciation of 3.4%/yr (the avg since 1891): After 10 years: - Renter portfolio: $334K - Home equity (net of selling costs): $219K - Renter wins by $115K After 20 years: - Renter portfolio: $927K - Home equity: $531K - Renter wins by $397K After 30 years: - Renter portfolio: $2.41M - Home equity: $1.02M - Renter wins by $1.39M Even if you give the home 5% annual appreciation, the renter still wins at every single checkpoint. At $VOO's actual historical return of 13.99%, the renter's portfolio hits $6.38M after 30 years. The home equity is still $1.02M. The part nobody talks about: after 30 years your rent is $5,614/mo. Sounds scary. But your portfolio is generating $20K+/mo at a 10% return. You could pay that rent 3x over and never touch the principal. A home is a place to live. $VOO and the stock market is a wealth building machine. Not financial advice. There are lots of variables I may be missing. Run your own numbers.

Understand that civilisation is carried by the 3% of people who are around 110+ IQ.

One example why a medication has been taken but doesn’t work. What other examples are there?

lmfao gpt image 2 just generated me an image with the gemini watermark in the bottom right completely unprompted

The number of people struggling is higher than the thriving, per Gallup.

@BrianRoemmele Why use this over the Gemini app?

Run Gemma 4 AI Offline on Your Phone – Quick Guide Google just released AI Edge Gallery: a free app that runs open-source Gemma 4 models (E2B and E4B) (not the new jailbroken models!) 100% on your iPhone or Android. - Private (nothing leaves your phone) - Fully offline (airplane mode works) - Multimodal (text, images, audio) Setup in 2 minutes: 1. Download the app: iOS: apps.apple.com/us/app/google-… Android: play.google.com/store/apps/det… 2. Open AI Chat 3. Pick Gemma 4 E4B (more powerful) or E2B (faster) 4. Download the model once on Wi-Fi Done. Real AI runs locally forever. Works best on newer phones (8GB+ RAM recommended). Full source code at github.com/google-ai-edge… Done.

@beck_2g @WealthCoachMak 💯

@WealthCoachMak That’s because you can capture 50% profit in less than half to the expiration date

If you are going to sell a Put that is 180 days or 360 days till expiration… Do them on a BIG RED day to maximize the premiums The premiums on the puts are spiked up

DO. FAIL. LEARN. Failure isn’t the end. It’s how we get better. And I’ve had my fair share of it over the years. Startups don’t always succeed, but how you talk about the journey matters. Building a startup is hard, harder than hard. The pressure is real. The stakes are real. And when things don’t work out, it’s not easy to talk about. When I see founders sharing their stories with a level of honesty, that stands out to me. The ones who say: Here’s what worked and what didn’t Here’s what we learned along the way Here’s what we’d do differently next time They’re not just closing a chapter, they’re showing how they think. They thank their teams. They appreciate their investors. They reflect on what they’d do differently. There’s humility. There’s clarity. There’s growth. And that’s what builds trust. There’s no shame in the outcome, only in not learning from it. The best founders I know don’t get everything right the first time. But they do take ownership. They do learn fast. And they do come back stronger. That’s who you want to build with. That’s who you want to back. You don’t fail when something doesn’t work. You only fail when you give up, when you don’t learn from the failure, adapt, and then try again. Respect to anyone who’s taken the risk to build something from nothing. And even more respect to those who keep building.

Why Do You Like Trading?

I love Lauryn Hill

@TechCrunch link 404