マーケットセンテンス

世界の経済を解放できるなら、そうする。

May the 4th be with you. Sera Swap Star Wars Edition 😉 your currency ➪ sera.cx ➪ local stable ➪ payment instant. cents per transaction. safe everywhere in a galaxy not so far away

@PiQueenMeta 今始めたとこ

Great 😅 I have to restart my journey to get monetised again. Last time only took me 1 year to reach the 5M impressions 😂 Anyone else on the same journey? 👇

🚨 BREAKING: Coinbase Asset Management is bringing credit onchain. Here's what just launched 👇 🏦 Coinbase Asset Management launched CUSHY, a tokenized digital credit strategy designed to bridge traditional credit markets with the digital asset ecosystem ⛓️ Tokenized via Superstate's new FundOS platform, with shares trading on Base, Solana, and Ethereum 📊 The setup: Stablecoin volumes hit $33 trillion in 2025, exceeding Visa. 89 million addresses now hold stablecoins daily. Capital is migrating onchain. Credit is following. 🎯 Three pillars: Public Credit (liquid instruments tied to the digital economy), Private & Opportunistic Credit (asset-based lending), and Structural Alpha (credit + tokenization + protocol incentives) 🛡️ Institutional-grade backbone: Coinbase Prime as prime service, Superstate for tokenization, Northern Trust ($18.7T AUC) for fund administration 🌍 Built for both US and qualified foreign investors. SEC-registered RIA, CFTC-regulated, CIMA-licensed. Tokenized credit funds for sophisticated investors are no longer a thesis. They're a product. Article on effex.cx out soon.

this is how payments should work your currency ➪ sera.cx ➪ local stable ➪ payment instant. cents per transaction. safe.

@jessepollak we got you

"If regulators eventually extend OCC National Bank Charter holders direct access to Federal Reserve rails, the issuers that secure that charter early will become integrated into the core of the financial system." ~ @a16zcrypto The race is on. And for the first time, dollars will compete with dollars. making @seraprotocol one of the leading distribution channels for money.

⭐️FEATURED⭐️ @coinsph just bridged crypto with the Philippines' national QR payment system. Here's why it matters 👇 🇵🇭 Coins.ph is now the first e-wallet to integrate USDT and USDC into QRPh, the Philippines' national QR code standard from Bangko Sentral ng Pilipinas 🏪 Compatible with ~700,000 QRPh-enabled merchants across the country, from local stores to major retail chains 💸 Three payment modes in one checkout: pay in PHP, in stablecoins (USDT or USDC), or any combination of both. Real-time conversion quotes shown before confirming. 📊 Coins.ph processed nearly ₱30 billion in QRPh transactions in December 2025 alone. That entire base is now stablecoin-ready. 🔁 Refunds always return in PHP, regardless of how the original payment was funded. Reversal handling built in. "This initiative is part of Coins' broader effort to make crypto more usable in everyday scenarios." — @thedaoofwei, CEO of Coins.ph When the national QR rail accepts stablecoins, "passive investment" becomes daily payments. Full story at effex.cx 🔗

The new @a16zcrypto essay on stablecoin infrastructure is, by some distance, the most useful piece of writing on where the financial stack is actually heading. x.com/a16zcrypto/sta… The accompanying market map places Sera at the protocol layer, in the same row as @Uniswap, @JupiterExchange, and @1inch We have not launched, marketed, or made any public announcement. So appearing on a map of that kind, before any of those things, is a useful reminder that, occasionally, building a strong product remains the best marketing.

EFFEX Weekly Recap: April 21-26, 2026 The week the stablecoin industry came to Bangkok. Here's everything that moved 👇 📍@money2020 Asia in Bangkok became the formal handoff from pilot to production for Asian stablecoin infrastructure. @NiumGlobal, @circle, @stripe, @seraprotocol, @airwallex all on the floor. 🤝 Nium and @coinbase went live with USDC-to-fiat settlement at the event. 190+ countries, 40+ licenses, one API. The first end-to-end stablecoin payout integration of its kind in production. 🛟 @tether extended a $127.5M lifeline to @DriftProtocol after the April 1 hack. Circle declined to freeze $230M in stolen USDC. Drift will now settle in USDT. Tether turned a crisis into market share. 🇨🇳 Circle CEO Jeremy Allaire told Reuters a yuan-backed stablecoin could launch within 3-5 years. Stablecoins are becoming a tool to "export" national currencies. ⚖️ @Forbes called out the GENIUS Act compliance section nobody read: stablecoin issuers are now banks under the Bank Secrecy Act. Smaller issuers cannot survive the fixed compliance costs. The market will consolidate. Full coverage at effex.cx 🔗

our intern has been playing around with @higgsfield x seedance 2.0 and the results are amazing. now we can share stories from all around the world. what would be your Sera story? cook something and tag us, or share some ideas our intern can work with.

EFFEX Weekly Recap: April 7-18, 2026 Here's everything that moved in the Stablecoin and FX space👇 🟢 Hong Kong granted its first-ever stablecoin licences to HSBC and a Standard Chartered consortium. HSBC will launch an HKD stablecoin in PayMe by H2 2026. 🟢 Visa is running a validator node on Tempo and wired x402 into Intelligent Commerce via Nevermined. Card-based AI agent micropayments are now live. 🟢 Iran is charging oil tankers crypto tolls at the Strait of Hormuz. BTC, USDT, and yuan accepted. TRM Labs tracked $2M collected. BTC broke $78K on the reopening. 🟢 Circle got sued for $230M after the Drift Protocol exploit. The lawsuit tests whether stablecoin issuers have a legal duty to freeze stolen funds under GENIUS Act rules. 🟢 A former a16z crypto investor raised $10M to build a stablecoin clearinghouse. Better Money Company will let you swap between any GENIUS-compliant USD stablecoin. USDT excluded. 🟢 Circle launched StableFX: on-chain FX between USDC and EURC. 24/7, no prefunding, instant PvP settlement on Arc. The FX layer the industry has been waiting for. 🟢 PYUSD hit $4.11B market cap, pulling further ahead of Ripple's RLUSD at $1.43B. The race for #3 stablecoin is PayPal's to lose. 🟢 Wirex crossed $1B in annualised on-chain stablecoin volume in just 131 days. Fastest-growing stablecoin infra by this metric. 🟢 Congress introduced a stablecoin tax parity bill. If passed, buying coffee with USDC would no longer trigger a taxable event.

DEV LOG // 01 — Pay Gas with Any Stablecoin on Sera When sketching the blueprint of the world's first stablecoin DEX, we took this rule from Steve Jobs as one of our foundations: "You've got to start with the customer experience and work backwards to the technology." For Sera DEX, we had one goal: remove anything in the way of making a transaction easy for the user. If you want to send or swap $100, you should not: ❌ Need another token for gas ❌ Need more than $100 If you want to swap $100, all you need is $100. Easy to say. Brutal to build. Crypto's most famous friction is that you can't transact without a native gas token. The engineering team spent months studying, testing, and failing. And what they cooked is a stablecoin DEX that's: 1⃣non-custodial 2⃣easy to use 3⃣safer, faster, cheaper 4⃣better than even our Web2 counterparts 5⃣can Plug-and-play into any ecosystem or app And we're very excited to share the tech with the world at mainnet launch. 💡Fun fact: through that same process, we also built a gas optimization system that drops fees below $0.001 per transaction. On Ethereum, that's unheard of. But that's a story for another DEV LOG. In the meantime, try it yourself on sera.cx __________________________________________________ 🔧 Let's build together The challenge we gave ourselves at Sera is simple to say and very hard to do → build the rails to support the $10T of FX the world moves every single day. Yeah, the T is for trillion 🤯 We're building a safe, plug-and-play infra to enable global exchange that's easy to use, instant and low-cost. Sometimes even no cost. DEV LOG is where we open the doors and show you how it's being built, in real time, while we're building it. If you're a builder in the stablecoin, FX or payments space, or simply interested in being part of a community talking about the future of money, join us 👉 t.me/seraprotocol

🏦 Every major corporation will become a bank. 💰 Every major app will become a wallet. 🐑 Every person on Earth with a smartphone will become an unknowing creditor to the United States government. Not tweaking 🤣 @andreijikh explains the mechanics in the vid. That's why protocols and infrastructure like what we are building @seraprotocol are important for the future. Not just for stablecoins but for the global payment stack. USD stables have opened up DeFi and the decentralised economy as we know it. And for that, we should be grateful. But we've all been quietly drinking the USD stablecoin kool-aid. Because while we were comfortable, we didn't notice we were being onboarded into holding US government debt. That's how centralisation wins. Not through force. Through convenience. Every country should be backing local stables and every citizen should understand why.

Our prediction: Sera is the clearing house for thousands of USD stablecoins by end of 2026. Sounds cooked? But look at what's happened in 2026 alone: 👉 Every major bank, PSP, and card network is now deep in stablecoin infra, investing billions 👉 $3.25B USDC minted this week alone 🤑 👉 GENIUS Act signed. FDIC finalizing bank issuance rules right now. 👉 Dozens of companies already launching their own. Prediction markets, payroll platforms, fintech apps. Every major corp will have a stablecoin by end of year. We go from hundreds to thousands, almost all USD-denominated and siloed. A global stablecoin economy needs atomic, near-instant swaps at par across all of them. That's what we built - a powerful clearing house where USD stablecoins settle on Sera.

6 years remote in web3 and i've just... accepted getting rekt on FX? been getting paid in USDT since before half of ct had a metamask. and every single time i offramp it's the same story, 5-10% just gone. just the cost of working in this industry apparently. and it's not just me. KOLs, devs, CMs, founders we all just eat it. every month. like it's some unspoken tax we all agreed to pay. nah. the fact that we normalized losing money on conversions in an industry literally built on financial innovation is kind of insane when you think about it. Pretty excited to see what Sera is building

The FX tax. The bane of every freelancer. Freelancers keep paying this tax because traditional rails make money from delay, opacity, and bad conversion. The system pays the intermediaries first. Every single payment they worked for passes through it. And there is no urgency to fix what keeps extracting. And that is the plague. The gig economy has grown into one of the largest industries in the world. Valued at over $580 billion in 2025. Projected to reach $2.5 trillion by 2035. It opened access to global work at massive scale. People anywhere can now earn from clients everywhere. That changed lives. It created real mobility, real income, and real opportunity. But the infrastructure underneath that work stayed old. Hundreds of thousands of payments move every day through platforms, payment processors, and banks. Each layer takes something. We shouldn't be paying for these inefficiencies. In a digital world, moving value across borders should be fast, transparent, and low cost. Instead, freelancers are still forced through rails designed to clip them at every step. This is the FX tax.

gSera @seraprotocol

Last week we gave you access to the most complete FX agent ~ a complete build guide and a public repo you can fork from. Now we are showing you how to earn with it. The math, the mechanics, and the yield. All in one piece. x.com/seraprotocol/s… FX has been the most protected market in finance for decades. Through our protocol, we are bringing true foreign exchange onchain for the first time. Atomic. Bi-directional. Perpetual. Build your agent. Get it ready for mainnet. Settle on Sera.

Our latest article is live. x.com/seraprotocol/s… The agentic economy is moving fast and we wrote the complete guide to building the best FX agent to bring global equity and trade to its true potential. Instant. Low cost. Always on. Once you built yours, follow our agent on @moltbook: moltbook.com/u/SeraAgent