Navpreet Dua

Next milestone in Mann Sarkar's Education Revolution 📚 Under Mission Pragati, Bathinda gets state-of-the-art government library spread over 1.26 acres, built to make quality education and knowledge accessible to everyone. 🛋️ What it offers: • 350-seat fully air-conditioned reading hall • Digital & e-library sections, free Wi-Fi • Automated book issue/return • Kids’ reading zone • Reference books and study material for competitive exams ▶️ Watch the video to see how this library is shaping exam preparation in Bathinda.

Underrated life advice: Have more hobbies and fewer opinions. Learn an instrument. Plant a garden. Build something with your hands. Cook. Paint. Run. The happiest people I know spend less time debating life and more time actually living it.

Back then as teammates and my captain, it was already 100% clear to me that Vincent would become an outstanding manager. The tactical mind, the leadership, the obsession with details. Congrats on the Double, @VincentKompany! So well deserved, my friend! 🏆🏆👏🏼 @FCBayern

@astrageorge @ActusDei bankeronwheels.com/world-etfs/ Here is a great place to study the concepts, which is more important to study the companies.

@ActusDei Investors also do SIP in international funds and it hits the RBI limit soon. What can investors do. Gift city tax is very high and minimum investment is very high. Direct stocks and etf is always risky to invest even in domestic country.

SIP sellers: US looks expensive. Me: Ok. China, Europe, Brazil etc SIP sellers: They give poor returns Me: Really? Who told you? The chart never lies. 👀📊 share.google/59HZXAkspaw0xo…

@astrageorge @ActusDei Point is to just buy an index fund & hold for life. No need to analyse or predict. Index adjusts overtime as companies and countries rise & fall. The market always wins in the long run. Most individual investors & active funds underperform index - this is backed by long term data

@ActusDei People will invest in stocks of other countries when easy study and research is available or else give an assurance on bond paper that they will never loose money. Investors want decent return but should be well aware in what they are investing

@ActusDei Not all small caps are built equal. Small cap growth stocks are famously called the black hole of investing. The scv segment has a very specific selection criteria, plus a profitability screen. Dimensional fund advisors in the US are the leading proponents of this.

@NS_Dua I see. We do have US smallcap as a thematic bet

A framework for global investing using ETFS 1) Core: All Country World Index 2) Satellite: EM Index 3) Tactical: Themes we are bullish on

@prashoo1982 @ActusDei @Sethvikas You can only know about these winners in hindsight. This is a well established fact in mature markets that’s why people flock to global diversification and index investing

@ActusDei @Sethvikas You are misleading people again and again. There are so many Indian stocks which have done 3x, 4x or 10x in this bull run. BHEL has done 28 to 400 look at the money one could have made

Rupee depreciation has incinerated Indian retail savings. Those who got their money out in time, give yourself a pat on the back.

@ActusDei @Sethvikas Gold is not an investment. Look at it’s long term trend, barely keeps up with inflation. People love gold these days due to recency bias

@Sethvikas Rupee assets. Into global stocks or gold

@jvpandya @Akshat_World Use ibkr to buy usd UCITS from London stock exchange. I believe indmoney is built on drivewealth, which is not a tier-1 broker and does not give you access to UCITS etfs.

@NS_Dua @Akshat_World If you want to invest via Europe some account you need to open right? If your total invest is not exceeding 60K than you don’t need to worry about inheritance hence INDmoney will be good enough. Right?

If you ask a barber that do you need a haircut? the answer will always be a YES. Even if you are bald, he will suggest a shave. Point is it is his job to sell you his services. So stop listening to all BS stories on investing, especially from Indian fund managers/media. And, let this be a lesson:- 1) Diversify wealth across asset classes & geographies. 2) Easiest way is to buy global equities/bonds via US brokers. 3) Don't overexpose to 1 geography: no matter how fast it appears it is growing. 4) Buying great stocks does not create wealth, surviving does. 5) For that you need to diversify. To meaningfully, diversify educate yourself. Education has been an extremely powerful tool that has lifted people out of poverty. Surprisingly lack of it is putting middle class back into poverty. Anyone who tells you that you don't need to learn how to handle your money is a fool of epic proportions. Learn, self study, read, whatever. But, learn about wealth.

@WordTale @Akshat_World UCITS etfs through US brokers like IBKR

@jvpandya @Akshat_World Why rely on the unreliable. Invest directly in UCITS etfs

@Akshat_World For global exposure MF like global equity alpha, global innovation FoF, Emerging mkt opportunities, US tech, US opportunities etc are good enough? I know there is cap on them & most are not available but whenever the window opens, if one could accumulate units, will that be good?

@abhi_647 @Akshat_World Invest in UCITS etfs

@Akshat_World Hi Akshat, I have been following you for 2 years now and have started investing in US equities since then. My investment in the US is now going to cross $60000 mark which is the limit for inheritance tax for non-US citizens. Please suggest how to save on inheritance tax.

🚨🎾 Luis Enrique: “Rafa Nadal once said that at a certain point in his career, his matchups with Federer and Djokovic became a motivation for him… …and that’s what we want, we have admiration for Bayern, but it's a motivation to be better. Tomorrow we're going to try to overcome a team that plays in a phenomenal way”.

A kid drew himself sleeping in bed between mom and dad and labeled it 'safe.' In Japan, this exact sleeping arrangement has a name. They call it 'the river.' Mother is one bank. Father is the other. The child between them is the water. Roughly 70% of Japanese mothers sleep this way with their kids, sometimes through the teenage years. The Western model of putting a kid alone in their own bedroom is barely 200 years old. For most of human history, in most cultures still alive today, kids slept beside their parents. James McKenna runs the Mother-Baby Behavioral Sleep Lab at Notre Dame. He spent decades watching what happens when parents and kids share a bed. The bodies sync up. Heart rates align with the parent's, breathing falls into the same rhythm, and by morning even sleep stages have started matching. The parent's body, in McKenna's words, acts as a kind of biological jumper cable for the child's. In 2013, researchers in the Netherlands tracked 193 babies through the first year of life. They measured cortisol, the brain's main stress hormone. Babies who had spent more weeks co-sleeping in the first six months produced less cortisol under stress at 12 months. Sleeping near a parent had rewired the kid's stress system to be calmer under pressure. Inside the kid's brain at night, the amygdala, the fear alarm, gets more sensitive as the body gets tired. Darkness makes it worse. A 2021 paper in PLoS One from Australian researchers showed that light directly suppresses amygdala activity. Lights off, alarm louder. The whole brain is wired to read 'alone in a dark room' as a threat. Now add a parent's body to that bed. The kid's nervous system reads warm body, breathing nearby, familiar smell. The threat alarm dials down. Two parents on either side dial it down twice. The drawing is the kid's brain calculating maximum safety: I am surrounded by the people who keep me alive, and nothing can reach me without going through them first. The arrangement in this drawing is what most of human history called 'sleeping.' Sleeping the kid alone in another room is a 200-year-old Western invention that we forgot was an invention. Every kid who has ever padded into your room at 3am and crawled into the middle of the bed is just trying to redraw the picture.

@gurjota Global investing is NOT US investing. Solution is to diversify globally and tilt towards Value, but concentrating in Indian equities only is NOT the answer. A lot of markets are currently fairly valued -China, Korea, Japan, Europe etc. Small Cap Value is making a strong comeback

Anyone who's making a strong case for "global investing" especially via US markets to Indian investors at current valuations is doing them a huge disservice. The US markets have already delivered very good returns and at 31x P/E, are trading at the most expensive valuations since 2001 (dot com bubble) and 2008 (GFC). So many veteran investors (Warren Buffett, Howard Marks, Paul Tudor Jones) have advised caution currently but we seem to have some snake oil salesmen who want to induce FOMO inside Indian investors. Nobody, including me, knows where markets will go from here, but just ask yourself this simple question - "Is the risk reward in your favor if you invest at current valuations?"

@DrSherlockkkkk @rahulkshyp @Akshat_World Schedule FA is compulsary to fill as per Black Money act. If you are a buy & hold investor, do only few large trades per year to keep filing easy. Transferring large chunks also means more efficient in terms of remittance costs

@NS_Dua @rahulkshyp @Akshat_World I want to invest in S&P and Nasdaq index funds. Is it possible? Also is Schedule FA necessary?

I used to be a domestic investor. Then, I moved 70% of my portfolio abroad. This was single handedly the best move I made in investing. 1) Made close to 2.5Cr in profits 2) Made close to 1Cr in Options income 3) Made close to 8% of entire portfolio (around 80-90Lakhs) in USD appreciation to INR All this was last 1 year. India is an amazing market to invest. But, I will only invest big chunks when there is enough discount. Till then, quite happy owning monopoly tech stocks. Writing covered calls, and generating a solid cash flows. Everyone should try it. And, see if it makes sense for them.

@DrSherlockkkkk @rahulkshyp @Akshat_World Yes there are several irish etfs for this. Go for trusted fund providers like SPDR, ishares or Vanguard. But be careful - nasdaq is highly concentrated in overvalued tech companies and investing in both means significant overlap, as nasdaq companies form a big chunk in s&p 500

@DrSherlockkkkk @rahulkshyp @Akshat_World No estate tax on any amount for irish etfs. Worth investing much more if you can - a global etf should be the bedrock of your equity portfolio. Buy accumulating share class, which reinvests dividends at the fund level to avoid unnecessary tax drag for long term compounding

@NS_Dua @rahulkshyp @Akshat_World Thanks. I will check it out. Is there any estate tax? Is it worth investing for say 3-4 lakhs per year?

@DrSherlockkkkk @rahulkshyp @Akshat_World Create brokerage account that Let’s you access European exchanges (eg IBKR). Use justetf.com to find Irish domiciled etfs that you need. These are listed on multiple exchanges & currency. For Indians USD version on LSE works best-see attached example for a global etf

@NS_Dua @rahulkshyp @Akshat_World How to invest in irish funds? Any help