The Payments Association EU

At April's RWG, we're thrilled to welcome Evelina Kvedaraviciute and Renata Ambrazaitiene from the Lietuvos bankas | Bank of Lithuania 🔗 Register here: bit.ly/4bI5Q36 🗓️ One week later, we'll be on the ground in #Vilnius for our legendary PA@Home #networking party! Register for that event here: bit.ly/4uSCIPp In the RWG session, Evelina and Renata will cover: 🔹 An overview of the Lithuanian #fintech #market and its evolution from 2016 to 2026 🔹 The latest advances in #crypto-asset licensing under #MiCA, including #Lithuania's first licenses

VERY #LAST #CALL for our Regulator Working Group today with Lukas Korella from Deutsche Bundesbank! Register here: bit.ly/4cZOzEQ In this session, we will explore the #costs of #payment methods in the #retail sector. Don't miss this opportunity to engage directly with the regulator!

@Janine_Kaiser_ will moderate our RWG this Friday with Deutsche Bundesbank! Register here: bit.ly/4rBFtl5 Yesterday, she shared her expertise on "Growing momentum in B2B #payments" at #MPE in #Berlin, alongside her fellow panelists: 🔹 Yuriy Kostenko, Flagship Advisory Partners 🔹 Eric-Jan Krausch, 1-CP 🔹 Sarel Tal, Rapyd 🔹 JSK 》Jan S. Kralik 🪢, CARTV 🔹 Moderator: Masha Cilliers

@Janine_Kaiser_ participated in a fantastic panel at #MPE in #Berlin! She shared her expertise on "Growing momentum in B2B payments" alongside her fellow panelists: 🔹 Yuriy Kostenko, Flagship Advisory Partners 🔹 Eric-Jan Krausch, 1-CP 🔹 Sarel Tal, Rapyd 🔹 JSK 》Jan S. Kralik 🪢, CARTV 🔹 Moderator: Masha Cilliers Our next RWG is this Friday with Lukas Korella of Deutsche Bundesbank! Register here: bit.ly/4rBFtl5

We're excited to welcome Tommy Hannafin from @centralbank_ie to our upcoming Regulator Working Group on May 15! Register here: bit.ly/4uAosur As the Head of #Payments and E-Money Institutions Supervision Division, Tommy will share his expertise with our members in an open forum, where you have the opportunity to dialogue directly. Don't miss it!

Our CCO @Janine_Kaiser_ is at #MPE in #Berlin! She’ll be onsite to shake hands and facilitate your #business expansion. She will also participate in a panel, sharing her expertise on “Growing momentum in B2B #payments” tomorrow, March 18th at 3:10PM. Don’t miss your chance to see her!

The legendary PA@Home networking party is returning to #Vilnius on April 23! Register here: bit.ly/474Nsjf Sponsored by @payabl_eu, the evening will bring together the region's #payments professionals for an evening of networking and business expansion.

Another fantastic PA@Home yesterday in #Luxembourg! Sponsored by Schiltz & Schiltz S.A., the event brought together the best of the #payments community at La Mezzanine du Boulevard in the heart of the city. Don't miss our upcoming events in #Paris and #Vilnius! See our full lineup here: bit.ly/3P58doU

We're returning to one of our most popular PA@Home locations: #Paris! Register here: bit.ly/46xSuok Our signature networking party will take place on April 14th, overlooking the iconic Parisian skyline at Skybar, and will be sponsored by our new Patron @ThunesPayments. Don't miss this opportunity to meet and connect with your #payments peers!

Today, we're excited to share a full #picture #report from our fabulous PA@Home in #Berlin! Throughout the day, we'll be sharing photos from the event on The Payments Association EU LinkedIn page: linkedin.com/company/paeu/ The magnetic Ignacio Gironella Merino, representing the evening's sponsor @Paymentology, is seen here with our very own @Janine_Kaiser_ and @thibaultdebarsy Also, we're bringing our legendary networking party back to #Vilnius on April 23rd! Find out more and register here: bit.ly/4cFhnST

@Janine_Kaiser_ is at PEX - Payment Exchange 2026! As a media partner, we are excited to present an event that will once again be a true highlight for the #payment community. The PEX is renowned for its familiar atmosphere, critical dialogue, and unique edutainment elements. CTA link: lnkd.in/esV_ixV

An event that moves the payment world – Join the PEX 2026 this week! As a media partner of PEX - Payment Exchange 2026, we are excited to present an event that will once again be a true highlight for the #payment community. The PEX is renowned for its familiar atmosphere, critical dialogue, and unique edutainment elements. 🎫 Exclusive for our community: With the code “PAsHiddenPath” you’ll receive 20% off your ticket! 🎫 This year, Payment Exchange 2026 is themed “PEX in the Jungle” – an expedition through the payment jungle. Together, we will search for orientation in an environment where #innovation, #regulation, and market trends are closely intertwined. On 10 & 11 March 2026, the doors of Tipi am Kanzleramt in Berlin will open – an event that not only delivers knowledge, but also creates opportunities for networking and exchange. 👉 Be part of it and experience an event that will leave a lasting mark on the payment industry. CTA link: lnkd.in/esV_ixV

The @ecb has officially opened applications for the 12-month #digital #euro pilot. They’re looking for PSPs to test the beta infrastructure in shops and P2P scenarios starting in late 2027. If you're interested in learning more or joining the pilot, check out their website here: bit.ly/4reiX1q

We had a spectacular event last night with @Janine_Kaiser_ in #Madrid sponsored by FIS Total Issuing Solutions! See you next week in #Luxembourg! Register here: bit.ly/4lcesmT Manuel Rivero delivered a fantastic speech on behalf of FIS, and the entire evening was a great opportunity to network and connect overlooking the skyline at the Casa Suecia rooftop bar.

“Instant payments will become increasingly attractive to both customers and businesses due to the new European Commission’s Instant Payment regulation, which stipulates [...]” This is the key takeaway from Carolina Brana Trapiello, Senior Manager at of Deloitte on the Spanish payments ecosystem, as featured in our whitepaper, “Key Players in the EU Payments Landscape 2025 ": bit.ly/4pe80NL 📍Join us in Madrid tonight for a fantastic PA@Home event, sponsored by TSYS (now FIS Total Issuing Solutions) Only a few seats are still available, so don’t wait! -> bit.ly/46ypEEm Spain’s payments landscape is one of the most vibrant and fast-evolving in Europe and is the European leader in instant payments: 56% of all transfers processed in Spain are instant, compared with the EU average of just 20%. At the infrastructure level, STMP (Sistema de Tarjetas y Medios de Pago), born from the merger of Servired, 4B and Euro6000, is the backbone of Spain's card payment ecosystem, ensuring interoperability, security, and fraud prevention across all local cards. 🌟 The star of the show? Bizum: the mobile P2P and C2C payment solution co-created by 23 Spanish banks. With 27.6M users, 38 affiliated banks, and 70,000+ accepting businesses, Bizum has become deeply embedded in daily Spanish life. It's now even accepted for municipal taxes and fees in Madrid. 🛍️ On the BNPL front, international players like @Klarna, Oney, and @ScalapayEU compete alongside homegrown champions @sequra_app and @aplazame (WiZink Bank), targeting Spain's growing younger consumer base. 🏦 Spain's banking sector is concentrated: the top 4 banks control over 80% of the market. Banco Santander (€60.25B revenue), the market leader and a global payments innovator with its PagoNxt (a Santander company)/Getnet platform, active in 32 countries and 1.3M merchants Banco Bilbao Vizcaya Argentaria (@BBVA) (€33.58B revenue), a pioneer in open banking via BBVA API Market, exclusive partner of Bizum BNPL, and one of the most innovative banks globally @CaixaBank (€908M revenue) — home to digital bank Imagin (4.5M users, 48% share in the 18-34 segment) and joint venture Comercia Global Payments with @GlobalPayInc Digital banks are disrupting fast: @Revolut now serves 3.5M Spanish customers, N26 has surpassed 1M, and local players EVO Banco and Openbank (Santander) are gaining ground. ⚙️ On the PSPs front: Redsys Servicios de Procesamiento, the most widely used payment processor in Spain, collaborating with 60+ banks and processing 45M+ card transactions/month @Cecabank_es , processed 1.45 billion card transactions in 2023 (15% market share) Comercia Global Payments, reported a 42% revenue increase following the EVO Payments, Inc. acquisition @SumUp (€492M revenue, 1,086 employees in Spain): strong SME-focused acquiring presence Getnet Europe (Santander): omnichannel acquiring with global reach

We're very excited to announce another stop on our roadshow: we're coming back to #Paris! Register here: bit.ly/46xSuok Our signature networking party will take place on April 14th, overlooking the iconic Parisian skyline at Skybar, and will be sponsored by our new Patron Thunes. Don't miss this opportunity to meet and connect with your #payments peers!

#LAST #CALL for PA@Home Madrid this Thursday! Register here :bit.ly/46ypEEm Sponsored by FIS Total Issuing Solutions, the evening will bring together #payments professionals from Spain and beyond for a great opportunity to connect

The Payments Association EU team will be at #Pay360! All PA EU members are entitled to 3 complimentary Delegate Passes (valued at £ 1,600.00 each) See details on how to claim your passes here: bit.ly/4rIAaRE Join the largest gathering of the entire #payments ecosystem under one roof. Over 6,000 payment professionals will walk through the doors 🔹50+ Media brands covering PAY360 🔹60% VP and above representation 🔹150+ Exhibitors showcasing best in payments 🔹200+ Global speakers 🔹200+ Merchant VIPs 🔹1,500+ Conference Delegates

We’re thrilled to announce that Thunes has joined The Payments Association EU! We’re excited for Thunes to contribute to our community with their expertise in real-time #payments, digital assets and cross-border connectivity across the continent. Please join us in giving them a warm welcome to the community! We look forward to seeing them work alongside fellow members to shape the future of payments!