Callum Greig

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Callum Greig

Callum Greig

@PRIMEmortgageWx

Proud father of 4, bigtime footie fan and purveyor of debt instruments (Mortgage Broker) in #yyj with 20+ years experience in the Industry.

Victoria, BC Katılım Kasım 2010
1.8K Takip Edilen723 Takipçiler
Spencer Hakimian
Spencer Hakimian@SpencerHakimian·
The real winner tonight. Iran gets severely degraded. And, all the short term and long term retaliation will not be directed at him or his country.
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West Shore RCMP
West Shore RCMP@WestshoreRCMP·
West Shore RCMP remembers our fallen officer Cst. Sarah Beckett who was killed in the line of duty on this day - April 5th, 2016. Sarah was not only an officer who dedicated her life to the safety of our community but an incredible wife, daughter, sister, friend, and mother. To honour Sarah's memory, please consider taking part in the 2025 Sarah Beckett Memorial Run on May 11th: bit.ly/42pwWbw
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@SawyerMerritt Let’s go Tesla family! Sharing my referral link for when you order your Tesla. You’ll get $2,600 off the purchase of a Tesla product. ts.la/callum1310
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Sawyer Merritt
Sawyer Merritt@SawyerMerritt·
$5M worth of Teslas were bought by people using your guys' referral codes the last time I did this, so let's do it again! Comment below this post with your referral link if you want someone to use it Buying a Tesla? Consider using a small creator's link. Let’s sell some Teslas!
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@BradWestPoCo Any chance you and your lovely family want to move to Victoria and you take up the mayor ‘s role? Asking for a friend…@bradwestvic has a nice ring to it :)
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Brad West
Brad West@BradWestPoCo·
British Columbians regularly encounter 6+ hour waits in hospital ERs. Never mind that, Fraser Health Authority is rolling out a “planetary health collaborative” complete with an “Executive Advisor” & other staff. Time to give their head a shake & get their priorities straight!
Jordan Armstrong@jarmstrongbc

On @GlobalBC #NewsHour at 6: @BradWestPoCo is raising questions about a @Fraserhealth program for "planetary health". There's already a provincial ministry for climate strategy and Fraser Health is struggling with basic things like ER waits. The premier's response at 6. #bcpoli

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Callum Greig
Callum Greig@PRIMEmortgageWx·
@doughoyes @ronmortgageguy @danielfoch Foreshadowing as to why the government changed the CMHC rules and extended amortizations as well as price ceilings to 1.5 million. Attempting to give buyers an out when they still must close, but no longer have the equity they expected at closing.
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Doug Hoyes
Doug Hoyes@doughoyes·
This week's episode of the Angry Mortgage podcast with @ronmortgageguy and his special guest @danielfoch is a "must listen." youtu.be/4qYYa1SgBv8?si… I agree with their comments on what I believe is an inevitable Toronto condo crash. We aren't doing many condo-related bankruptcies yet, but the calls are coming in. Last week a guy called: his pre-construction condo is set to close in December. It's downtown, a bachelor, and he paid $1,050,000. He put $50,000 down, so he needs to come up with $1 million, and given what the property will appraise at, he will be at least $200,000 short (probably more). I told him there's no point going bankrupt yet. If he can't close, we'll deal with it when the builder sues him. Back to Ron's podcast with Daniel: the purchaser has a bigger problem, but the builder has a bigger one. If most of the condo building are what Ron calls "Dog Crate Condos", it's likely that many of the purchasers are small investors who never intended to close; they planned to do an assignment sale or flip them quickly. Now they can't, so the builder will be left with a lot of unsold units. So the builder can't convert the building to a condo corp, and they can't repay their building financing. The builder may go bust. What a mess. This will be the insolvency story of 2025 (but it may still take six months to play out).
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@BenRabidoux @danielfoch Bingo! (So-called) Housing market saviours just as we were approaching an opportunity to adjust prices and affordability downward by natural selection.
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Ben Rabidoux
Ben Rabidoux@BenRabidoux·
Raise mortgage insurance cap so more Toronto mortgages can have risks transferred to tax payers right as unemployment rate starts to inflect higher. Why now? 🤔 Cdn bank CEOs rejoicing today
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@BCFerries are you next?? Seems quite simple if a global cruise line can implement for 1000s of passengers #yyj #bcpoli @richardzussman
Sawyer Merritt@SawyerMerritt

NEWS: CEO of Carnival, the world's largest cruise company, says @SpaceX's Starlink has been a game-changer for them. “We completed the rollout of Starlink this quarter, another revenue uplift opportunity and a real game-changer for our onboard connectivity experience; We’re spending more on bandwidth than we ever have, and it’s generating outsized returns because people love the service. It’s land like and it’s something people are willing to pay for." Source: cruiseindustrynews.com/cruise-news/20…

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Callum Greig
Callum Greig@PRIMEmortgageWx·
@mrdougellin Back to when you could rush the kicker and crush him without tears and a pansy penalty!
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Doug Ellin
Doug Ellin@mrdougellin·
This cannot be real !????
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@doughoyes This is exactly what is going on with day-to-day applications and clients since 2018. If they have their own down payment, then they likely need a parent cosigner. If they can qualify for the mortgage, they need money for the down payment. This is a generational shift for sure.
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Doug Hoyes
Doug Hoyes@doughoyes·
Statistics Canada released a study today saying that if you are young, you are more likely to own a home if your parents co-sign the mortgage or give you a down payment. I am shocked, very shocked, to learn of this not-at-all-surprising conclusion. www150.statcan.gc.ca/n1/en/catalogu…
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@doughoyes Ha. DM me the address and will bring the buns and condiments as there is NO flavour to this announcement!
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Doug Hoyes
Doug Hoyes@doughoyes·
@PRIMEmortgageWx My first thought was also, "Nothing burger." (But now I'm thinking about burgers, and I'm getting hungry).
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Drive Tesla 🇨🇦
Drive Tesla 🇨🇦@DriveTeslaca·
New email from Tesla, and this is a good one. Existing owners can get a free paint or interior upgrade when buying from existing inventory. Plus you can get the 8,000km of free Supercharging if you trade in a vehicle.
Drive Tesla 🇨🇦 tweet mediaDrive Tesla 🇨🇦 tweet media
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@ron_usher @doughoyes I would LOVE to not need to add parents to title or mortgage transactions however, government policy with the stress test (7%) and market prices make it virtually impossible to qualify on a single income. Easily 1 in 3 single buyers NEED a co-signor to qualify.
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Ron Usher
Ron Usher@ron_usher·
@doughoyes So many financial advisors urge parents to get on board with adult children's loans. The lenders usually now insist that the parents are also added to the title. The large tax and credit risks are often little understood. Very helpful - yes, risky - certainly.
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Doug Hoyes
Doug Hoyes@doughoyes·
Yes, I will be accused of being an old meany, but I still believe you should never co-sign a loan, as I explain in this clip (and in detail on the podcast). youtu.be/IKjmvJDCGBo?si…
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@Adam_Stirling @RobShaw_BC Donation made TODAY as promised towards the cause and the memorial run folk’s couldn’t have been more gracious in receiving the funds. Looking forward to attending the event!
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@Adam_Stirling @RobShaw_BC Please put me in touch with whomever organizes this run and my business will gladly step up to fund the $2500. I was sickened when her life was taken and feeling similar here with her own City unwilling to support here. DMs should be open.
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Rob Shaw
Rob Shaw@RobShaw_BC·
I don't know what's going on in Langford, but refusing to fund the memorial run of the West Shore RCMP officer who gave her life in the line of duty, because of a procedural concern that the application came in late... is probably going to (rightly) infuriate a lot of people.
Adam Stirling 11am-3pm Weekdays@Adam_Stirling

Feb 28, 2024 Langford refused funding AGAIN for 2024. "...$2500 for the Sarah Beckett Memorial Run... This is an amazing community event that helps support local non-profit community organizations while also keeping the memory of my wife, Constable Sarah Beckett alive." #yyj

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Adam Stirling 11am-3pm Weekdays
Adam Stirling 11am-3pm Weekdays@Adam_Stirling·
Update: WOW... Langford Juan de Fuca MLA Ravi Parmar says BC Solicitor General @mikefarnworthbc is involved regarding the Constable Sarah Beckett Memorial Run and that British Columbia will be providing a tier one grant to support this year's run. #bcpoli #yyj
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Callum Greig
Callum Greig@PRIMEmortgageWx·
@Adam_Stirling @RobShaw_BC Email has been sent to the organizers offering my support for this year at subsequent years. Thanks for bringing this to the community attention!
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