Ram Patil
299 posts


In my last 8-10 yrs of journey in stock-market, whatever the expensive lessons learnt (eg. YB), last 2 yrs was the time to execute it perfectly.
Thanks to investor friends & network like Chander Bhatia, Sandeep Singh & few others who helped me build/ modify the right portfolio.
Hold 11 stocks, add 2 more, as & when I get them at right valuations & capital to invest.
English

@ScottSummers @brian_armstrong Who the fuck are you? Why are you so dumb and rude
English

@brian_armstrong You don’t have to explain yourself bro. Fire the fuckers. Implement the ai. Move on. I own a couple businesses I don’t got time to explain myself. When they’re fired it’s a wrap. I got better shit to do. Keep growing.
English

This is an email I sent earlier today to all employees at Coinbase:
Team,
Today I’ve made the difficult decision to reduce the size of Coinbase by ~14%. I want to walk you through why we're doing this now, what it means for those affected, and how this positions us for the future.
Why now
Two forces are converging at the same time. We need to be front footed to respond to both.
First, the market. Coinbase is well-capitalized, has diversified revenue streams, and is well-positioned to weather any storm. Crypto is also on the verge of the next wave of adoption, with stablecoins, prediction markets, tokenization, and more taking off. However, our business is still volatile from quarter to quarter. While we've managed through that cyclicality many times before and come out stronger on the other side, we’re currently in a down market and need to adjust our cost structure now so that we emerge from this period leaner, faster, and more efficient for our next phase of growth.
Second, AI is changing how we work. Over the past year, I’ve watched engineers use AI to ship in days what used to take a team weeks. Non-technical teams are now shipping production code and many of our workflows are being automated. The pace of what's possible with a small, focused team has changed dramatically, and it's accelerating every day.
All of this has led us to an inflection point, not just for Coinbase, but for every company. The biggest risk now is not taking action. We are adjusting early and deliberately to rebuild Coinbase to be lean, fast, and AI-native. We need to return to the speed and focus of our startup founding, with AI at our core.
What this means
To get there, we are not just reducing headcount and cutting costs, we’re fundamentally changing how we operate: rebuilding Coinbase as an intelligence, with humans around the edge aligning it. What does this mean in practice?
- Fewer layers, faster decisions: We are flattening our org structure to 5 layers max below CEO/COO. Layers slow things down and create coordination tax. The future is small, high context teams that can move quickly. Leaders will own much more, with as many as 15+ direct reports. Fewer layers also means a leaner cost structure that is built to perform through all market cycles.
- No pure managers: Every leader at Coinbase must also be a strong and active individual contributor. Managers should be like player-coaches, getting their hands dirty alongside their teams.
- AI-native pods: We’ll be concentrating around AI-native talent who can manage fleets of agents to drive outsized impact. We’ll also be experimenting with reduced pod sizes, including “one person teams” with engineers, designers, and product managers all in one role.
In short: AI is bringing a profound shift in how companies operate, and we’re reshaping Coinbase to lead in this new era. This is a new way of working, and we need to leverage AI across every facet of our jobs.
To those who are affected
I know there are real people behind these decisions — talented colleagues who have poured themselves into this company and our mission. To those of you who will be leaving: thank you. You’ve helped build Coinbase into what it is today, and I am sincerely grateful for everything you've done.
All impacted team members will receive an email to their personal account in the next hour with more information, and an invitation to meet with an HRBP and a senior leader in your organization. Coinbase system access has been removed today. I know this feels sudden and harsh, but it is the only responsible choice given our duty to protect customer information.
To those affected, we will be providing a comprehensive package to support you through this transition. US employees will receive a minimum of 16 weeks base pay (plus 2 weeks per year worked), their next equity vest, and 6 months of COBRA. Employees on a work visa will get extra transition support. Those outside of the US will receive similar support, based on local factors and subject to any consultation requirements.
Coinbase prides itself on talent density. Our employees are among the most talented people in the world, and I have no doubt that your skills and experience will be highly sought after as you pursue your next chapters.
How we move forward
To the team that is staying, I know this is a difficult day. We’re saying goodbye to colleagues and friends you've been in the trenches with. But here’s what I want you to know as we move forward together:
Over the past 13 years, we have weathered four crypto winters, gone public, and built the most trusted platform in our industry. We’ve made it this far by making hard decisions and by always staying focused on our mission. This time will be no different – nothing has changed about the long term outlook of our company or industry. And most importantly, our mission has never been more important for the world. Increasing economic freedom requires a new financial system, and we’re building it.
The Coinbase that emerges from this will be more capable than ever to achieve our mission.
Brian
English

पुणे जिल्ह्यातील भोर तालुक्यातील नसरापूर परिसरात साडेतीन वर्षाच्या मुलीवर बलात्कार करून, त्या नराधमाने पुढे तिला ठार मारलं आणि तिचा मृतदेह लपवायचा प्रयत्न केला. या घटनेने शब्दशः मनाचा थरकाप उडाला आणि भयानक चीड आली. या आरोपीला सरकारने कायदा काय सांगतो किंवा अजून कोण काय म्हणेल याचा विचार न करता हालहाल करत संपवावं.
सरकार अशा घटनांमध्ये जेंव्हा फास्टटट्रॅक पद्धतीने कारवाई करू म्हणतं तेंव्हा सरकारने फास्टट्रॅकची व्याख्या पण सांगावी. कारण अशा घटना घडल्यानंतरच सरकारला जाग येते. महाराष्ट्रात मुली, स्त्रिया पळवून नेण्याचं, त्यांचं शोषण करण्याचं प्रमाण प्रचंड वाढलं आहे. आणि असं नाहीये ते एखाद्या वर्षीच वाढत आहे, तर ते वर्षागणिक वाढत आहे, याचा अर्थ कायद्याचा धाक अजिबात उरलेला नाही. त्यात या घटनेनंतर नसरापूर परिसरात आंदोलन करणाऱ्या आंदोलकांवर लाठीचार्ज केल्या गेल्याच्या बातम्या पण आल्या. ही तत्परता स्त्रियांचं, मुलींचं शोषण करणाऱ्यांच्या विरोधात सरकार का दाखवत नाही ?
या आरोपीला शिक्षा व्हायला पाहिजे आणि ती होईलच पण अशा घटना वारंवार का घडत आहेत ? ज्या महाराष्ट्राने देशाच्या स्त्री शिक्षणाचा, स्त्री सक्षमीकरणाचा पाया घातला त्या महाराष्ट्रात अशा घटना वारंवार का घडत आहेत याचा थोडा सर्वांगीण विचार व्हायला हवा की नको? अशी घटना घडली की जनतेच्या मनातला रोष उमटतो, सरकार मग कुठलंही असो त्यांचा कोडगेपणा दिसून येतो. दोनचार दिवसांत हे सगळं विसरलं जातं, पण यावर काहीतरी मूलभूत विचार आणि कृती करावी लागेल यावर आपण कधी बोलणार आहोत का ?
या सगळ्याकडे बघताना मला जे प्रकर्षाने जाणवतं ते म्हणजे, महाराष्ट्राचं 'लक्ष' आणि 'लक्ष्य' विचलित झालं आहे... आणि कोणाचाच कोणाला धाक उरलेला नाही.
'सत्ता' मिळवणे, ती गाजवणे याचा एक भस्मासुर जो वरपासून खालपर्यंत धुमाकूळ घालायला लागला आहे त्याने महाराष्ट्र पूर्ण विस्कटायला लागला आहे. प्रत्येकाला या ना त्या मार्गाने सत्ता मिळवायची आहे आणि गाजवायची आहे. राजकारण्यांना, काही उद्योगपतींना सत्ता हवी आहे. हल्ली लेखकांना पण साहित्य संमेलनाच्या मार्फत सत्ता गाजवायचा मोह होतो. अगदी एशियाटिक सारख्या संस्थेत सुद्धा सत्तेची लढाई पेटते, आणि एकूणच सत्तेच्यासाठी वाट्टेल ते याचं असं काही उदात्तीकरण होत आहे की हाच पुरुषार्थ वाटतो. जे वरती घडतं त्याचं प्रतिबिंब खाली उमटत असतं. अगदी दुबळा माणूस सुद्धा या सगळ्यात सैरभैर होऊन आपल्यापेक्षा दुबळ्यांच शोषण करतो.
याकडे पूर्वी मोठ्यांचं लक्ष असायचं, कोणीतरी कोणाचे तरी कान उपटायचे. राजकारण्यांना पत्रकारांचा धाक होता, समाजात प्रत्येकाकडे कोणाचं तरी कोणाकडे लक्ष असायचं तेच हललं आहे.
पूर्वी आपल्याकडे कोणीतरी बघतंय, उद्या काही केलं तर आपली, आपल्या घरच्यांची समाजात छीथू होईल ही भीती असायची तीच आता नष्ट झाली आहे . हे गंभीर आहे. समाजात चांगल्या आणि वाईट दोन्ही प्रवृत्ती असतात. त्यातल्या वाईट प्रवृत्तींवर समाजाची, कायद्याची जी दहशत, नियंत्रण असायला हवं तेच नाहीस झालेल दिसतंय.
हाताबाहेर गेलेली लालसा +सत्ता गाजवण्याची हाव + ओटीटी वरचा कन्टेन्ट + पैशाच्या आणि जमिनीच्या मागे फरफटत जाणे आणि मोबाईल मधे सतत गुंतून राहणे याने सगळी घडी विस्कटली आहे.
या आणि अशा घटनांनी महाराष्ट्र अधिक जखमी होत आहे याचं भान माध्यमं, राजकारणी आणि समाजांनी ठेवलं पाहिजे . मी नेहमी माझ्या भाषणांत सांगतो की १९९५ नंतर महाराष्ट्र आरपार बदलला. १९९२ पासून जगाचे दरवाजे आपल्यासाठी उघडले गेले . उदारीकरणाचे वारे देशभर घुमू लागले , परंतु हे वारे आपण निट समजूनच घेतले नाहीत .उदारीकरणाने प्रचंड फायदे झाले पण जिथे आम्हाला लोकशाहीच समजली नाही तीथे उदारीकरण काय समजणार ? उदारीकरणाने सगळी जुनी मूल्यव्यवस्था उध्वस्त केली आणि नवी व्यवस्था इतकी व्यक्तिकेंद्रित आणि लालसाकेंद्रित केली की जर आपण आजच यावर सर्वांगाने विचार केला नाही तर मात्र आपला वाली कोणीच नाही हे नक्की.
मी माझा पक्ष याच समाजाचा घटक आहोत. ज्या ज्या गोष्टी मी सुचवल्यात त्याची अंमलबजावणी करण्यासाठी मी आणि माझा पक्ष सर्वतोपरी पुढे असू हे नक्की. अशा घटना परत कधीच घडू नयेत आणि महाराष्ट्राचं विचलित झालेलं 'लक्ष' आणि भरकटलेलं 'लक्ष्य' पुन्हा ताळ्यावर आणण्यासाठी जे काही करावं लागेल ते सरकारने तातडीने करावं !
राज ठाकरे |
MR
Ram Patil retweetledi

I think people don't understand that VIP protocol is not just for the person who is being protected, but it is also for the people like us. Police makes sure that VIP stays protected but it also makes sure that common people don't get too close to the VIP; which makes sure that if someone attacks the VIP, common man doesn't get harmed or affected by it; as we know this is what happened in the case of former hon' able PM Rajiv Gandhi. people had got too close to him which resulted into death of 14 people who were present on the stage.
English
Ram Patil retweetledi

After 8-10 crore, your own home and a nice car, there is not much difference in the quality of life between you and billionaire investors like RK Damani.
Time is the currency of life. Money is not.
Both of you have limited amount of time on earth; infact you may have twice or more time than RK Damani, so you are richer than him.
Dal roti is dal roti whether a billionaire eats or you do.
Become financially independent, which is around 8-10cr.
Have good food. Workout. Sleep well.
Meet your parents and friends.
That’s all there is to life.
Greed has no end.
Sooner you figure this out, happier you will be.
English

@malachimaxeyusa What a shame for all of us…..rather than fighting against the cancer to save all mankind, we are busy in destroying each other by waging wars
English

There has been lot of time since the last BMC official came in our area (Goregaon east, sonawala road) for polio drops. I just want to make sure where all the tax money is going? can you please look into it @prabhu_ankit @TawdeRitu @mybmc @mybmchealth
English
Ram Patil retweetledi

@_KiranRajput Well said….i am invested heavily in this fund and also doing SIP.
English

Short Sighted Investors, fin-fluencers, praising Motilal Oswal Midcap Fund during the good times are now slamming them for the volatility that comes with concentrated investing.
We can't have the outsized gains without the stomach-churning dips.
MO’s strategy isn’t "broken"—it’s just doing exactly what a high-conviction portfolio does in a choppy market.
MO should Ignore the momentary AUM dip and the critics. Stay with the strategy.
@MrMotilalOswal @Raamdeo
English

@ChanderBhatia01 I invested in this bank in the name of V. Vaidyanathan. He is a visionary. Will take this bank ahead in the next decade surely with a good compounding rate and create value for it’s investors. Small frauds can happen but the long term vision should be intact.
English

@theparthrastogi Where did you get this data from? Is it authentic?
English

From 2020 till now, my Liquid Corpus did grow 10x, with decent IRR.
From here I just require my liquid corpus to double to hit Financial Freedom.
The modification I did in my portfolio in 2024 & 2025 should help achieve that magical number.🤞
Liquid Corpus: Equity, Debt (EPF) & Cash
Source of capital: salary, rsus & staying away from RE investments.
English

@_KiranRajput No one wants to take risk against this Government
English
Ram Patil retweetledi










