Richard Chilee'

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@asemota The only difference is that there are probably two vans/SUVs of scary looking mobile policemen following him in Lagos

You guys bullied a billionaire into riding his bike at home. Well done! 🤣😂😂

@generalmisogyny @Urch_chukwu @Big_Mck “a good leader.”

@generalmisogyny @Urch_chukwu @Big_Mck You have seen how much young Nigerians are fighting everyday to elect god leader. But the system has been fractured. Activism, if coordinated, will someday lead to good governance. Aside pointing fingers and tagging everyone a CIA whatever, fold your sleeves and work.

“Chess in the slum” “Education in the slum” I hope you know that the ultimate goal of the CIA funds invested in the company he runs? According to the U.S. Energy Information Administration, Nigeria holds the largest proven gas reserves in Africa, with the majority of those concentrated in the South East. They have their eyes on that too, in case you are not aware. The other day, you said you were not interested in politics, but this is how you are sourcing your money for charity? Some of you think it's by not supporting Tinubu. Una eyes go clear. No worry.

@eldivine @grandbusta You can also invest the N100M in a 5 years tenure and use it as a collateral for the N30M car loan in any bank. The monthly interest from the N100M will be used to offset the loan. Make sure you spread the loan to 5 years too. At maturity, you have more than your 100M and a car.

@grandbusta If you invest 100M, you can basically wait two years and buy that same car and still have 100M+ Over a 10 year period, the person that waited and bought the car from the return on 100m ends up 205M richer than the person that bought and invested 70m everything else being equal.

I agree tbh. The 70M would be invested wisely. 30M is going to car🙂‍↕️

@MSIngawa The only ADC I know

I no dey even see NDC again since the first gra gra ADC is still a better opposition Mr Stanley Osifo is a greater force than Oga Elupeee😎😎

@CaptainArinze @eldivine This should guide your life. Never attach yourself to anything/person, except your family. Anything you can’t walk away from will eventually control you. Wealthy people obey this, including their businesses. They don’t attach to one business. They make money, sell & move on

@CaptainArinze @eldivine Another is emotional detachment. Never be attached to anything. Once they serve their purposes, move. Successful people are strategic with their plans & commitment. If Obi was attached to the ADC’s coalition, he wouldn’t be strategic with his plans. Always have a strategic Plan B

One thing I am learning from highly successful individuals is time management. They don't waste time on things that are not fruitful. They move very fast. If Obi didn't leave ADC, he would still be talking about primaries. He has moved on from that already. That's why he is a successful businessman.

@kelzdele @Dontee___ @DemolaRewaju 😂

@Dontee___ @DemolaRewaju But merging Obi as Atiku's VP even before he officially joined the coalition doesn't annoy you. You people easily dish out what you can't take. Hypocrites!

All Nigerians saw this man doing shakara before joining ADC. Kept pushing zoning into the convo, his supporters openly calling on others to step down for him. Privately courting leaders for support, publicly sending photographer to take shots. We kept telling our people “stay calm, don’t reply, we’re in coalition.” ADC had to release a statement ultimatum that if you want to join us, join now - before he joined. Revisionism? Of things that played out publicly?? Una go try sha.

From experience, stay in your job. Build capacity, experience and a reputation for solving problems. Later in life, you can always apply to the other organization as an experienced hire. They can even come for you.

@asemota Women like upwardly mobility. I believe she must have told a few friends about the seduction plan, and they must have clapped. David saw the beautiful Bathsheba and thought he chose her. Meanwhile, she did the choosing. When a woman becomes easy, she did the choosing. Not you.

@asemota Bathsheba was complicit. Imagine learning about the mighty King David from your parents growing up. And also hearing about him from your husband. The bathing at the same time David was resting on the topmost building wasn’t coincidence. She had David’s itinerary from her husband

This is definitely what happened. I have thought about this story for years and wondering how many people in power must have done this constantly.

Why aren’t they inviting any of the opposition candidates to events like this? I haven’t heard or seen Atiku having conversations like this, even as a former VP.

@BlehisBack Have you seen this video? Do you think the incumbent has to respond to Nigerians about the current state of insecurity reaching Nigeria or do you still think the opposition should be grilled with questions?

My own is that moderators should not waste our time asking fluffy questions. Ask the hard questions on policy and governance. Let people clearly know where each candidate stands. Questions like: - Where do you stand on food importation vs local production? - What is your stance on fuel subsidy removal or reinstatement? - Should the naira be market determined or heavily defended? - Do you support state police or not? - What is your position on restructuring and fiscal federalism? - What is your outlook for the tax regime we currently operate in? Retain status quo or further reform - What is your stance on privatization vs government ownership? - Should electricity remain subsidized? - What is your position on minimum wage increases? - Should tertiary education be largely free or market driven? - What is your stance on removing import waivers and loopholes for big businesses? - What is your stance on local refining vs continued fuel importation? - What specific reforms would you make to the civil service? - How exactly do you plan to reduce inflation without damaging growth? Not “what inspires you?”or “tell us about your childhood struggles” please.

@NonyeWrites We are all multicolored. The colour we see in a person is defined by the circumstances they find themselves in. And many times, we don’t have a full understanding of how multi-colored we are until circumstances reveal it because circumstances inherently reveals a man to himself.

Sometimes “true colour” is actually just New Information that you just came to know about a person. open.substack.com/pub/chinonyech…

@asemota I strongly believe that biggest and most important question in the Nigerian business environment is: Can I trust you? If you can respond to this question without hesitation, the sky is your starting point.

22 years ago, in Enfield, London, I met this Nigerian guy whose job was to wash celebrities' cars at a very high-end car wash. Everything he made, he sent back to Nigeria to invest in property. He was not well educated and didn't know of any other assets to preserve wealth. At the time I met him, he was saving a lot and regularly sending home millions of Naira. His clients and patrons were very generous, and he was very hardworking. The first thing I asked him was why he didn't take all the knowledge he had gained to set up a similar business back home. His answer was - "They will rob me blind if I am not there." He wasn't ready to leave his cash cow in England, and he also knew that setting up a business at home was a risky endeavor. I see this pattern repeated with many successful Nigerians outside Nigeria. Trust is rare, and many have been burned. The surprising thing is that when Nigerians do the reverse and try to set up businesses abroad from Nigeria, they would most likely choose other Nigerians to run them. I have seen this with banks and churches. Some are successful, and others are not, but they keep doing it anyway. What happens to Nigerian trust locally, and why is it different when things are abroad? The simple answer is systems. A Nigerian doing business with another Nigerian abroad is protected by the rule of law and the systems in place there. There is also something deeper that I stumbled upon. Nigerians typically choose other Nigerians to run things, even though their products are originally Nigerian products or products largely meant for Nigerians in the Diaspora. When it is a universal product, they would choose others, but would still likely choose Nigerians first. It is a paradox. There are many times when choosing a Nigerian to run a Nigerian business outside Nigeria is a very bad idea, especially in those places with xenophobia, and where Nigerians are despised, but the reason Nigerians choose other Nigerians is that Nigerians abroad work hard. They know what they are running away from and put everything into it so they don't go back. I always joke that I have more relatives in Atlanta, Georgia, USA, than in Benin City, and it is likely true, as a family reunion there once had 200 people. One thing I noticed was that the family members almost always employed other family members in their businesses, and those businesses thrived. One of them even ran a car wash, employing his brothers, who later set up their own car washes. These were informal arrangements without any contracts, but everyone behaved and played their part. The interesting thing was that they never tried to do the same thing back home in Benin City. The answer seemed simple: maybe desperation and greed led to bad choices by those at home, but why? I have always wondered why the same family bonds abroad that bring people together and help them do well disintegrate when they get back home. The only people I have seen who have kept these family bonds in business, tight at home and away, were the Igbo people. The interesting thing was that the car guy in London was also an Igbo man, but he couldn't leave a business with his people back home to run. I later asked why, and he told me it was a high-end, personalized service that took years of apprenticeship to perfect. He was cleaning and detailing Ferraris, Lamborghinis, and other high-end cars for footballers and bankers. If he tried to train people to do that, they may end up taking the business away from him. I finally got my answer. Trust is multifaceted. You have to first trust yourself before you can trust others. I have a barber in Lagos called Chika who has absolutely no fear that I would choose others over him, as we have had a relationship for decades. I have the same relationship with Chika as I had with my late co-founder, because we were always truthful with each other. It was something that grew over time. I have followed Chika from Ikoyi Hotel to Victoria Island, to a shed when his shop was demolished, and finally to his current place, where he has operated for the last decade. I have even begged him to come to Accra, as I still don't have a regular barber here after 17 years. Many others in Lagos have the same relationship with him, and there are more of them there than in Accra. Chika is that good. He has also been unable to transfer that skill to others, making his business less scalable. It will always remain a niche luxury service. The type of business we try to do matters. High-trust businesses with a personal touch require the founder to micromanage everything. In Ghana, I once lost a $ 330k-a-year deal because someone (a Ghanaian) was too laid-back to respond to an email on time. Another Nigerian took the deal. Nigerians are more aggressive in doing business than others. So, I understand why people hire Nigerians abroad, especially in other African countries. They have more hunger. Nigerians choose Nigerians because they are easier to micromanage. Hunger at home can easily turn into greed. A Nigerian guy I recruited in Lagos for a project at MTN Group in the early days had tried to circumvent me with my South African partner. I was lucky to have seen the email he wrote to that effect when he left his screen open in the office. I became more cautious about who I worked with. It repeated itself much later, when I saw that our internal company emails were being read in the Ericsson office before they poached a lot of our people. Could these things have happened outside Africa? Maybe the probability would have been much less. The hunger is the same, but the greed is less, as many of the needs are usually already met. This is the same for Nigerians working in other parts of Africa. You don't need to worry about diesel for your generator, fuel scarcity, or security. When those basic needs are met, Nigerians become very different people. This is why I keep telling people recruiting from the diaspora not to bring them to Nigeria, but to allow them to settle in other African countries for now. Trust is enhanced when people worry less about basic things. This is a simple and pedestrian explanation, but trust me, it works all the time. There are people I know who would love to work for Nigerian companies but would never want to live in Nigeria. Hire them, but don't let them come back home unless you are ready to treat them as expats. Nigeria is the problem with a lot of people; it is not because they are Nigerians but because they are in Nigeria.

I hope he’s talking about Coca-Cola drink.

@Oluwafunso8 @biodunashiru @asemota Ego masked as fear. Ego.

@biodunashiru @asemota You see that fear, ehnnn. It has held some of us back.

If you are broke and the first thing that comes into your mind is selling property to make more money, then you are walking on very dangerous terrain. It is not a sustainable way out of the problem of insufficient income. If you now have to sell the property to pay off debts, then maybe you should seriously consider a career change and give up entrepreneurship. I have seen former "big men" go through this phase and finally be saved when they open up, and their friends rally around them. This is why African politicians will always support corruption. Their income is never enough to sustain their lifestyle. This is also what leads to all the bad side deals in the private sector and why they exclude outsiders from their circle. For those in sports and entertainment, it is brutal. When Davido mentioned that his Dad would send him $300k after a show, I laughed because the man probably knows his burn rate and cash cycle better than anyone. You can't plan a life around doing one-off deals, but you can plan a life around working with a group of people to generate constant income. The reason the Lebanese, Indians, and others are better businessmen in Africa is that the business groups they form are equivalent to corporations, with proper support and planning. We have cooperatives, but they don't function the way the Lebanese and Indians in Africa do theirs. Most people in our cooperatives are typically there for emergency loans or crisis support. They don't see them as an active business organization that is responsible for their regular income. An Indian friend I grew up with was one of the richest people I knew, but was also one of the most frugal. Any fancy car he was driving was usually one that he imported for sale. He was the one who wanted me to buy houses in Calabar almost 30 years ago at 100k Naira each, but I didn't see the value then. He bought several and housed his staff there. He was always "switched on" and in moneymaking mode, and we did some interesting deals together while he still had his factories selling regular cheese balls and biscuits. That regular income from those factories was sacrosanct. Those were his core products; the side deals were for extra income. For me, those side deals were my main source of income until my cousin, Lateef Belo-Osagie, made me see the folly of consulting and tech deals. He told me to go and get a job. I struggled with this until I took the course at HBS with @JosephBFuller, who gave us the truth about consulting and services. It was a zero equity game. Find products to build and sell daily, or join a corporation or group that does. The lawyer guy who kept his 9-5 in the tweet I quoted earlier is very smart because a constant income source lets you plan better. The best business people I know sell something almost every hour. Sometimes, every minute. If you don't have more income coming in than outgoing expenses, you are definitely going to end up in financial trouble. If you are in a group that does business together, you should all aim to generate regular income by selling products consistently. Before we were chased away from the POS agent business by those with more resources, my dashboard showing regular income from those transactions used to give me more joy than anything else. These days, it is Stripe. Each sale gives me joy.

They can. Trust me. The problem with the Toyota SUVs is because of inflated contracts and pose factor. If we get a president who believes in the Nigerian project today, the entire government fleets will cut across Innoson and Nord.