Ben Robinson

Following a talk last week, here is our @aperturescale thesis on why the AI investment opportunity is different link.medium.com/zHIlrwVVdDb

They're worth checking out, especially for underserved mid-market banks. Our take here: medium.com/aperture-hub/c…

Tuum, a new core banking player based in Estonia, uses what it calls "smart migration" to replace legacy systems with impressive results e.g. replacing 5m client accounts in 2 months at LHV UK

Cloud-native core banking providers are taking market share, but overall market volume is not growing.

📌 Four #EmbeddedFinance Strategies for Incumbents by @RobinsonBenP #fintech buff.ly/3Q2l5bN 👇 #Revolut & Embedded Finance @rshevlin @ShaulDavidUK @SpirosMargaris @UrsBolt @stratorob @linasbeliunas @mikeflache @psb_dc

So many fintechs are trapped between a distribution strategy that is 200 times less and a balance sheet that is 200 times smaller. It’s a great time to be a smart bank.

The potential for intelligent automation — and why we’re (re)investing in Jaid by @RobinsonBenP link.medium.com/tWY3MSuL3ub

Fintech hasn’t solved financial exclusion, but embedded finance will buff.ly/3x3sPlM by @RobinsonBenP impact of #embedded #finance will be dramatic: by 2035 for $7.2 trillion of value! #business #innovation #open #banking

Embedding #finserv into other services with higher engagement while opening up a larger addressable market with lower costs of customer #acquisition bit.ly/2WW88ZG via @additivAG #CX #disruption #EmbbededFinance #data #inclusion #mobile #banking #FinTech

Stripe processed more payments last year than the entire e-commerce industry did when the company was founded in 2010.

It is time we clearly set the difference between #OpenBanking, #BaaS and #B2BSaaS systems. @RobinsonBenP ➕ understand where all of these is going... #thehubucway bit.ly/3nOqk0B

Does anyone have any idea what Amazon’s total carbon footprint is? Does it yet consume as much energy as any small country? Seems to me it’s only fair to frame it the way we frame bitcoin energy consumption?

📚 Favorite book? "The Innovation Stack" by @2000F 🚀 Favorite company? @Square 🧠 Favorite recent article? "The new moat in #financialservices" by @RobinsonBenP Join @MrHasanNawaz in the latest #podcast episode from @aperture_hub. 🎧 here🔻 bit.ly/3e4uJsT

Direct your eyeballs to this interesting post from @RobinsonBenP, as he takes a stab at demystifying Banking-as-a-Service 👀 link.medium.com/QrQCko6hNfb

Capitalising intangibles and indeterminate losses ft.com/content/36bf30… @ajb_powell

Well worth a listen. Crypto as a ESG asset, that's an angle I never considered well done @RobinsonBenP great listen

Must-listen podcast on #bitcoin. Novice or expert, there's something for everyone in this discussion with @nic_carter @izakaminska @prestonjbyrne & @hardmoneycap aperture.co/bitcoin-invest…

@tommybhq ordered!

Could not recommend this book more...

Romania is no longer Europe's shared service centre The UIPath story unscores the massive untapped potential techcrunch.com/2021/03/26/uip…